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Category: After Bankruptcy
- What happens to money received after a bankruptcy or consumer proposal?
- Waiting for Trustee’s Discharge
- Trustee’s requests after the final payment
- Discharged from bankruptcy and came into inheritance
- Co-signer’s debt after bankruptcy
- Is money from a boarder considered income?
- Disability Tax Credit
- Will the Licensed Insolvency Trustee take a life insurance policy?
- Will I receive my money back from revenue Canada?
- No record of the discharge on the credit report
- Can I have this bankruptcy removed from my credit rating?
- Will my bankruptcy hurt her chances of getting a mortgage?
- My proposal was reinstated and I missed the first payment
- Should they still be reporting if the debts were written off?
- Mortgage application with my husband
- I donated shares to a family member prior to bankruptcy
- Will my car now be considered an asset?
- Transferring the principal of a corporation
- Can I incorporate a business after discharged bankruptcy?
- What happens to a USA vehicle in the Bankrupt’s name?
- Dealing with CRA after bankruptcy discharge
- Will I lose my late inheritance?
- How much can the trustee take?
- Can I act as power of attorney?
- Can a trustee refile income tax returns?
- What if I own 2 houses and have to file bankruptcy?
- Can my student loan be discharged due to previous filing?
- Can the bank put a lien on my vehicle before my discharge?
- Claiming assets after discharge from bankruptcy?
- Should I disclose my filing on the loan application?
- My mother went bankrupt and has passed away…
- Will the bank want the car back?
- Can I re-open my file and include Student Loans?
- A lien has been placed on my auto insurance. Is this legal?
- Do I qualify for financial hardship?
- Can I include NEW pay day loans in my bankruptcy?
- What creditors are included in my bankruptcy?
- Can I trust the company which has offered me credit after bankruptcy?
- Will the same bank ever approve me again for a loan?
- Undischarged Bankruptcy removed from Trans Union?
- Who can see my medical documents used for bankruptcy?
- If I declare bankruptcy can I keep my mortgage and vehicle?
- Payment Received After Business files Bankruptcy
- Can I change my legal name after filing bankruptcy?
- Is bankrupt allowed to make purchases?
- Conditional Order of discharge
- Second Time Bankrupt – Two rents & the future
- I filed bankruptcy in 2003 but I did not attend credit counselling
- Spousal Tax Impact
- File in Canada but living in Eorope (temporarily)
- Received credit report and one creditor still showing
- Will a 20 year old Bankruptcy show up anywhere?
- If I file bankruptcy Can I keep my Car I still owe payments on?
- How long do I have to wait after a bankruptcy to be on title of a house?
- insurance
- Bankruptcy & FRO
- How is a co-signer effected in Bankruptcy?
- Discharge Certificate
- travel
- family home
- Discovery of Fraud after Bankruptcy Discharge
- trustee has no accountability to time-frame to remove themselves from bankrupt file
- 8 years after discharge
- CRA
- Mr
- beneficiary of life insurance
- Stuck in the Middle
- bankruptcy
- Failing to meet requirements of bankruptcy, what now
- Post Bankruptcy Taxes- time to process
- Does a Court judgment survive bankruptcy discharge?
- Utilities
- child support
- bankruptcy length
- Inheritance
- Car returned 2 years after bankruptcy
- who to complain
- Mr P
- What do I do next
- seperated but not divorced
- Tax Refund
- collection actions and bankruptcy
- question
- Taxes after discharge from Bankruptcy
- consumer proposal
- Declined RRSP loan after Bankruptcy
- Still owing money
- Social Assistance
- Ms.
- owe alot in taxes
- mr. gilles charest
- After Discharge Obligations
- HD
- My corperation after Personal Bankruptcy
- bankrupt ex spouse who went sine die
- Janice Dutton
- Mr. Jeffrey
- Lose my car?
- Absolute Discharge Letter
- mrs
- after disolution
- Darlene
- garnishment
- education
- work after bunkruptcy
- Bankruptcy obligations
- House
- disclosure
- Notice of Assessment
- seven years after bankruptcy discharge
- 407etr and bankruptcy
- Debt paid to family
- Boggleboggle
- Proposal or Bankruptcy?
- New Incorporation while in Bankruptcy
- mr
- Leaving out a creditor and assets?
- Bankruptcy.. Credit bureau-Been 15 years
- RRP
- Mike
- Teachers Pension
- Info
- How walking away from home affects exes
- Value of house
- Deb Thomas
- I just want to pay my loans!
- legal costs
- after bankruptcy
- Collection harassment after bankruptcy
- debt settlement
- Trouble after bankruptcy – bank unethical ?
- S160
- Sole proprietorship after bankruptcy
- extra money per month
- A second bankruptcy
- what if I ldon’t pay the cost of my bankruptcy payments
- bankrupsy fraud
- Randall
- Bankrupcy and RRSP
- lawyers fees
- DISCHARGE LETTER
- bankruptcy withdrawal
- Loss of Bankruptcy Discharge Papers
- Mr
- Long Undischarged
- Mrs. White
- Bankruptcy
- real property lien
- debt sharing
- Gifts received after bankruptcy
- Mr
- New Student Loan
- frustrated
- Equity in the house
- spouse’s house
- student loan
- claiming bankruptcy for a second time
- Tax money and hst????
- change to a cp
- Direct deposit
- What must I do to clear my name from the Credit Bureaus
- Discharged Trustee
- Permanent resident status and bankruptcy
- bancruptcy trustee
- after discharge
- Bankruptcy Discharge
- Collection Agency bothering me after 17 years filing bankruptcy..
- End of Bankruptcy
- possesions
- Creditor requirements
- bankruptcy
- Travel after bankruptcy
- fraud
- Lein on house after being released
- Curious
- Spouse’s company is my employer
- Child support and surplus income
- what happens to my CTB?
- Garnished wages – raises, bonuses
- Two Octuagenarians
- Property illegaly acquired after bankruptcy
- discharge/trustees
- bankruptcy
- garnishment
- student loan and a new husband
- bankruptcy
- Own a house with husband
- Teresa
- EI Overpayment
- bankruptcy
- mariette
- Disability Payments
- Crowdfunding after bankcruptcy or consumer proposal
- Undischarged
- name removal
- Bankruptcy – death
- business
- After Discharge
- bankruptcy
- Discharge
- Judgments
- mr
- declare brankruptcy
- Unlisted Creditor
- divorce
- income tax
- Consumer proposal to Bankruptcy
- owner
- What can I do?
- Mr. S.K.
- 1 Bankruptcy and a Consumer Proposal
- I Don’t Even Get My Tax Forms?
- Paid Severance After Discharge, How Much Do I Lose?
- CMHC
- Poor Advice From a Trustees Assistant
- Common-law / roommates and income payments
- Part 2 Of easlier question re: self employed income
- Joe
- my son liable
- Marital Break-Up
- Trustee discharge
- bankruptcy
- sally
- Bankrupt and no relief yet
- claimmarried or single
- second bankruptcy – 14 years on credit bureau
- Taking all available funds before brankruptcy
- Retroactive Disability Tax Credits
- capital gains
- My next step/option after my Trustee Discharged
- back family maintanance
- canceling bankruptcy
- Surplus income for a 3rd time Bankrupt
- brokeeee
- employer
- In debt again !!!
- Credit Card
- Joint tenancy/equity in home
- Obtaining Credit after Bankruptcy
- selling and buying while in bankruptcy
- Post Bankruptcy
- Can I still obtain (OSAP) student financial assistance in Ontario after filing bankruptcy without ever having prior loans?
- CRA Lien
- Income tax after bankruptcy
- Di
- moneyowed to revenue canada
- is bankraputcy federal or provencial?
- cra and spouse
- question
- putting money in bank after bankruptcy
- Consumer proposal when receiving ontario works?
- Annulment of Bankruptcy
- Going bankupt 1st and last time
- Discharged bankrupts
- I won a small amount in the lottery, but I went bankrupt 5 months ago
- MIF Deficiency Judgements
- Husband files bankruptcy
- bankruptcy
- Co-signor taking him to small claims court
- cost of consumer proposal
- Applying for a student loan after bankruptcy
- Sandra Davidson
- Cosignor
- Bankruptcy
- Is 2011 Tax Refund Mine?
- After Bankeuptcy
- Keep car
- Judgement
- Ms
- discharged
- Creditors
- Brian
- Entrepreneur
- Surplus Income
- After bankruptcy
- Bankrupt and receive cash settlement from court
- First time , after nine months
- Mortgage property and bankruptcy
- Confused
- morgage during bankruptcy
- discharge
- settlement after bankruptcy
- Second bankruptcy
- Copy of Bankruptcy papers and included creditors
- RRSP after discharge
- Unsure
- Who can find out that I went bankrupt?
- renouncing inheritance
- Forgot to include a debt in my bankruptcy
- Bankruptcy repayment
- Income made when Bankruptcy
- seeker
- 2nd time to file
- spousal seperation
- cancelling a bankruptcy
- Bankruptcy
- help
- Ex wife Bankruptcy
- Susan
- bankruptcy and child and spousal support
- Lien after Bankruptcy
- Income Tax
- release
- small business taxes
- Threatening garnishment
- Undischarge Bankruptcy
- GST
- unable to meet condition of discharge, and frequent misinformation
- cra after bankruptcy
- Trustee has not closed my file
- Obligation of Trustee
- Court date
- Child tax credit and bankruptcy
- New bank
- how long after filed can credit be applied for
- Visa debt
- personal bankruptcy
- Is Osap Still Possible?
- Family Income
- Selling after bankruptcy
- loans
- Timing of Cashing of RRSPs
- Tax benefits will put me over surplus income
- susie
- bankruptcy and surplus income
- Severance Pay After Filing for Bankruptcy
- Rasp withdrawals
- 7 years
- “all the right things” after bankruptcy
- What Can I expect??
- Light at the end of the tunnel
- Change of Mind
- Un- registered support payment
- MONIES RETURNED?
- seasonal income
- Lien
- land claim settlement
- 2 years + still no gst
- AFTER filing for bandruptcy
- Joint Account Closed?
- U.S. Student loan from 1990
- car
- A 2nd time
- Discharge and surplus with joint filing
- power of attorney as a discharged bankrupt
- inheritance after backrupty
- Discharged
- Credit Report
- bankcruptcy when living outside of canada
- John
- Mrs
- Bankrupt
- bankruptcy and retirement
- CPP
- Bankruptcy
- Trustee discharge from Bankruptcy
- advantages
- What’s Included..?
- credit cards
- K.T
- sell my business
- Discharge
- after Im dismisted
- zk
- david
- Taxes
- mr
- reversal?
- free bankruptcy
- How Long?
- stature of litations
- income tax
- Buf
- fraudulent bankruptcy
- CAR LOAN AND BANKRUPTCY
- disclosure of previous bankruptcy
- How long will Bankruptcy affect my credit?
- Surplus income
- income tax
- impact of bankruptcy on taxes
- advice
- us bk & canada property
- Court date?
- fraudulent bankruptcy
- Living abroad
- Mark
- Re-mortgaging with wife who declared bankruptcy
- Time Span bankruptcy listed with credit bureau
- gst/ont tax credit
- Helping out
- Negative Equity on Home
- Court ordered Self Exclusion from casinos
- Missed surplus income payments
- Debt after bankruptcy
- 3rd time.
- vehicle and bankruptcy
- Bankruptcy challenge
- Buying Car from Trustee
- car not disclosed
- Bankruptcy
- bankruptcy extension
- Locked In Retirement Funds
- Sam
- attachement of Life insurance after death of a personal bankruptcy
- bonded
- gst rebates
- consumer proposal after bankruptcy
- forgotten credit card
- CPP disability & Bankruptcy
- co-signed a loan for a person claiming bankrupsy
- Money in a Court Settlement
- single girl
- undischarged bankrupt
- student loans
- can this be considered medical expenses
- Pre-bankruptcy Bill
- Already bankrupt and cannot afford my car payments!
- Can they take there house?
- Mr. K.W.
- gst and personal bankruptcy
- final discharge
- Monthly Tax Payments
- I Forgot to list a creditor
- Bankruptcy and Credit
- Getting married, Will anything change?
- Debt During Bankruptcy
- Bankrupcy caution on title of house
- buy house
- Deceased Bankrupt Tax Refund
- Ex-Wife Claims Bankrupcy
- student loan collections
- mrs
- Can I settle at a lower amount using cash?
- second time
- soon discharged
- monies received after bankruptcy
- I am a cosigner on a friend’s debt, can the bank come after me?
- Filling out an application
- us bankrupcy, canadian debt
- Tax Rebate/GST Rebate
- receive future wages from a law suit
- Creditor Calling My Family
- inheritance after bankruptcy
- inheritance
- continual phonecalls 2 months after bankruptcy has been filed
- Verkerke
- WHO`S RESPONSIBLE >??
- Please Help
- defaulting on a mortgage after bankruptcy
- Filing Taxes After bankruptcy
- What constitutues the tax year in bankruptcy?
- Student Loans and Bankruptcy
- Can I make a living as a self-employed person after bankruptcy?
- Inheritance after a year
- pst & gst
- propery sale/ bankruptcy
- Banktrupcy
- porting during bankruptcy
- seperation and debt
- Need to clear the air
- TRUSTEE`S FEES, IN QUESTION
- living in nanny and government threshold
- creditor want money
- inheritance and bankruptcy annulled ?
- How do they define `attended school?`
- how my ex filing bankruptcy will affect me
- Filing for Bankruptcy with student loan
- ways to minimize taxes.
- Tax Refund
- contributing to RRSP post bankruptcy
- Timing to go bankrupt
- student loans
- Filing Income Taxes After Discharge
- sine qua non
- bonus
- house
- President
- My trustee destoyed my files
- can creditor be asking for any repayments after bankrupcy ended.
- Can I go self employed again
- student loan discharge after bankruptcy
- group RRSP
- What if your inheritance was more then your total discharged debt?
- Suing a debt collection agency
- Why does a previous Bankruptcy show up if you file a second time?
- Work in a different country
- consumer proposal
- How will I be affected
- rrsp
- Discharge
- employment
- Elena
- rrsp use
- If my employer will be nocited after I file a bankruptcy?
- Buying a car for my sister
- Establishing credit
- Inheritance After Discharge
- GST cheques
- car lease
- bankruptcy
- Renting my basement after bankruptcy
- bakruptcy status after relocating
- refinance my mortgage
- Will bankruptcy affect getting hired for new job at bank
- fraud
- job
- Mr. Bevakoof
- paid parents back
- Valuation
- Bankruptcy of Company verus Personal
- joint ownership
- what happens
- how to prove that foreclosure has started before bankruptcy
- Can I reverse a bankruptcy discharge?
- Bankruptcy & Sole Proprietorship
- Bankruptcy for the second time
- Reverse bankruptcy
- bankrupt prior to septemebr 18
- medical expenses
- CIVIL LITIGATION
- can u leav the country?
- Bankruptcy
- mortgage after bankruptcy
- Absolute Discharge
- creditors forgot on my list
- Bondable, credit report still being updated
- Credit Report
- RESP
- After Bankruptcy
- does disability know if i claim bankrupcy
- Bankruptcy and Property
- Bankruptcy Co-signer
- Mr. Lee
- Bankruptcy & Inheritances
- Confused
- credit checks and background checks?
- Inheritance after an absolute discharge
- Credit Card Application
- can bankruptcy save me from paying them property taxes
- Fact or fiction
- 1 month into bankruptcy and moving to BC
- want to register a company after bankruptcy
- Undischarged Bankruptcy
- Bankruptcy and Accounting
- shortfall on mortgage
- Copies of Discharge
- How long does an undischarged bankrupt remain undischarged
- would other banks with low rates turn me down
- CCTB Calculation
- Bankruptcy and Disability
- Have you ever declared bankruptcy
- After One Year Going to Court
- creditor opposition
- what is an approx normal waiting time for discharge
- going to the court
- loosing dentisrty license
- Personel Loan After Bankruptcy
- Discharged
- Job termination
- co-signer on bank account?
- After the fact
- Back Taxes After Discharge
- childcare
- What is the date of my discharge
- workplace
- injury claim and bancrupsy
- Income Tx
- ei
- Post bankruptcy creditor concerns
- Owning property during bankruptcy
- loans
- Income Tax Refund
- Discharged – Can Trustee Go Back and Get More Money?
- Compensation considered income?
- Anne
- Mortgage
- CPP – Self Employed
- time frame to apply for a mortage
- affects of bankruptcy (or Consumer Proposals on Canadian citizenship application
- Ways to repair credit and get a mortgage
- never discharged after 2nd bankruptcy
- mortage
- bankruptcy
- miss scared
- Can employers find out if you`ve claimed bankruptcy?
- personal business failure
- civil rights after bankruptcy
- How to fight credit report?
- Back taxs owed
- back taxes
- Co-signers taking him to court
- J. Loewen
- Bankruptcy and Tax refund
- Consumer Proposal after Bankruptcy
- Trustee opposed discharge of the bankrupt
- can i apply to became a law officer,after i`d been discharged?
- Secured Credit Cards
- buying a house
- f I file bankrupcy will i still owe to the govermet
- Long After Bankruptcy
- Bankruptcy & Inheritance
- Income tax after discharge
- post income tax
- Would my common law be affected
- Trial fees
- Child Tax Benefits
- RESP Contribution
- EI Benefits
- Income tax debt
- Requirements to divulge
- co-signer`s release from judgement
- bankruptcy
- Post Bankruptcy and Adding Student Loans
- After filing bankruptcy in Canada do I have to remain in Canada until I am finished?
- Are taxes payable on damages awarded during bankruptcy?
- Calculating Surplus Income
- Does a second Bankrutpcy stay on file for 14 years if the first bankruptcy is already off record
- The second car
- DISCHARGED BANKRUPT
- bankruptcy and tax refunds
- Income Tax, GST and the filing of a bankruptcy
- Pre vs Post Bankruptcy Tax Filing
- What if house is included in bankruptcy?
- Pre & Post income tax return
- segregated funs with an insurance co
- Buya House
- BAD CREDIT NEED LOAN
- Post-Bankruptcy Tax Return
- civil lawsuits
- Where to go to file income tax after my discharge?
- bankruptcy
- Accelerating Credit Repair
- Liquidation of assets prior to bankruptcy
- Cannot get a loan after filing bankruptcy, why?
- Common Law & Debt in MB
- inheritance and discharge
- Collection Activity after filing for Bankruptcy
- Post bankruptcy taxes
- impact of filing bankruptcy in canada on your credit
- rebuilding credit after bankruptcy
- impact of filing bankruptcy in canada on taxes
- difficulty finding a director
- Conditional Discharge
- transferring property with a judgement
- Helen Barker
- fees
- moving localy or abroad during a bankruptcy
- bankruptcy and future earnings
- leased car
- was not discharged
- Are exemptions based per person, or by household?
- Collection Letters
- Jim G.
- Income Tax After Discharge
- Banking after Discharge
- Is the Money in my account safe
- Filing Taxes
- Writs – post bankruptcy
- reassessment for disability amount pre bancruptcy
- history
- Will an Employment Contract`s payout survive bankruptcy?
- RESP money
- concerned
- Pros and Cons of annulling my banckruptcy
- tax return
- green
- after bankruptcy
- need to know this
- Second bankruptcy – income tax return
- Payment of inheritance to a person discharged of Bankruptcy
- 1st Tax return after discharge
- Updating credit standing
- income tax and bankruptcy
- Where can I get my 15 year old bankruptcy record?
- Bankruptcy
- some questions
- RRSP Contribution and deduction after bankruptcy
- conditions before discharge
- will my kids be affected if I declare bankruptcy
- Discharged in March 2008
- Inheritance After Discharge
- retroactive disability tax credit payment
- Selling asset
- GST
- bankruptcy surplus calculation
- secured credit card
- Discharge
- RRSP – 23 Jul 2008 – what now?
- bondable after Bankruptcy?
- person suddenly dies during bankruptcy
- Retroactive Child Disability Benefit
- spousal and child support
- EI overpayments
- annul bankruptcy and file a proposal
- Query re partner who was bankrupt
- lise
- credit card company took money out of my daughter`s bank account
- Bill C-12
- Equity in a vehicle
- Stock options
- Income Tax
- Leasing a new vehicle after discharge from bankruptcy
- Income tax
- tractor/semi truck
- discharge papers
- enough money to pay of all debts
- sell home
- hello
- filing from out of canada
- What happens to mortgage payments after bankruptcy?
- undischarged bankruptcy
- Discharge papers
- Post Bankruptcy Income Tax Question
- Proposal Problems & Divorce
- discharge dates
- access to insurance policies after discharge
- Debt incurred before discharge
- Changing job
- applying for a student loan after discharge
- bankruptcy again?
- Lines of Credit?
- Debt incurred frauduently
- bankruptcy
- Query whether lending institutions need to inform borrower they are sending loan to collections
- Bankruptcy
- confused
- Bankruptcy
- Can a Bank reject job applicant bc of bankruptcy??
- Discharge documents
- Student Loans
- Retro pay
- Debt to a Family Member
- Husband Filed For Bankruptcy
- discharge papers
- court date
- how long would it take to clear my debt and start from scratch
- Can I Person Become Dirctor after Bankrupcy Discharge
- Director and bankruptcy
- 1991 Bankruptcy
- Buying land
- Collection Agency After Bankruptcy
- Is it true that after 10 years out of school i don’t have to pay back osap?
- Credit Card Statements
- crossing the border after filing for bankruptscy
- new law
- Ian Murray
- Can I be a director of a non-profit corporation after bankruptcy
- Old creditor calling
- almost Discharged
- credit card claim
- what will you loose
- Can I move to a different province during the time my bankruptcy is being discharged?
- appealing a will
- Vehicle
- Bankruptcy and Sponsorship
- RRSP plan with work
- taxes
- How to find out who the trustee is?
- co-singed loan -effect on credit?
- Would creditors sue me personally for recovery
- mr
- Mr.Novak
- Work Visa and Bankruptcy
- Pension Excemptions?
- execution
- post bankruptcy business records retention
- Where can i get a loan
- refiling of debts
- prize win after discharge
- Tax Return
- Proof of Claim
- If my a bank seizure is made
- period of bankruptcy
- Status
- Can bankruptcy be annulled?
- Bankruptcy and caregiver
- nadine
- odsp money owed for taxes
- Selling Home
- Am I allowed to relocate after claiming bankruptcy
- apply for a mortgage after bankruptcy
- Credit cards
- inheritance after discharge
- court settlement after bankrupt
- second bankruptcy, can we reverse it
- Joint Bank Account
- company
- AFTER DISCHARGE
- Student loan
- What does 7 years mean?
- how long will I remain bankrupt
- ?Moving
- If I file for bankruptcy in Canada will that affect my financial standing in the U.S.?
- personal assets
- potential preferential payment
- Do I really need to repair my credit ?
- can i start a business?
- sole propietor
- pension plam
- buy a home after bankruptcy
- how long after bankruptcy will I be eligible for a student loan
- do I have to claim bankruptcy again now that the laws have changed to 7 years
- credit ratings
- declare bankruptcy
- Impact on credit
- Multiple Banruptcies
- Obtaining credit
- Bankruptcy-Student Loans
- consequences of additional income in bankruptcy
- Discharge period
- child tex
- Two years after Bankruptcy
- After bankruptcy
- tax refund after discharge
- study end date for student loans
- re: finding employment
- leaving?
- Worked for a company that filed bankruptcy.
- Bankrupcty no longer on my Bureau
- promissory note and personal bankruptcy
- Settlement offer of outstanding bankruptcy issue
- RRSP contributions after bankruptcy
- Can I apply for a car lease during bankruptcy.
- approx. how much does it cost in total to file a bankruptcy
- Student Loans after discharge
- Declaring bancrupcy and leaving Canada
- Is bankruptcy a solution for me?
- promissory note and bankruptcy
- Inheritances and bankruptcy.
- How long until the trustee is discharged?
- Leasing an automobile to maintain employment
- How long will a bankrupty last?
- How long after declaring bankruptcy, does it take for you to be clear
- Declaring Bankruptcy and leaving the country.
- need new car, not yet discharged
- Leaving the country
- Minority shareholder declaring bankruptcy
- Payment
- wondering
- Credit Card After Bankruptcy
- Credit Report & Bankruptcy
- tax season with bakrupt common law spouse?!
- Privacy of bankruptcy information
- Line of credit
- selling house after bankruptcy
- obtain a copy of my discharge
- COLLECTON AGENCIES
- ex-husband
- new bankruptcy laws?
- Do I receive letter to show I’ve been discharged
- The DAY-AFTER…
- CHILD SUPPORT PAYMENTS
- Income Tax refund
- trustee not discharged yet?
- are we being scammed?
- bank accounts
- How long before the creditors will stop calling
- Should I Claim Bankruptcy
- lost job and unable to pay
- records of bankruptcy
- Credit Report Entries
- discharge
- liberation absolue de la faillite
- Credit Repair After Discharge
- how does saving money help?
- Bring the lost credit back
- Child support payment
- Discharge and excess income
- credit repair
- Illness/Recovery
- TAX FILING
- saw a trustee
- cosigned loan?
- Once I get discharged
- change bankruptcy to perposal.
- Buying a Home AFter Bankruptcy
- Bankruptcy
- After DisCharge
- another question
- trustee discharge
- trustee discharge
- Business/Personal
- 10 years in 2008!!
- Company Credit Card
- credit ratings after bankruptcy
- home ownership
- re-activated student loan
- Coming back to Canada
- CPP & OAS Pensions
- Div 1 Proposal
- How long do I have to wait after discharge??
- creditor
- inheritance and bankruptcy
- live outside the country while going bankrupt
- Income tax return
- Financial Aid to a bankruptcy friend
- when bankrupt for the second time
- Business Credit Card
- tax refund
- when do i need to say i have went bankrupt a second time
- What happens when I sell my house if already discharged but still showing on my credit report?
- should i
- bankruptcy act
- creditor proof
- garnishment
- bankruptcy
- moving to a new country
- Discharge from bankruptcy
- notification
- After being Discharged
- paying family back after discharge
- Recent Purchase
- How will my bankruptcy affect my new wife’s credit.
- which bank?
- borrowing for RRSP
- filing taxes after discharged
- Reverse a Bankruptcy
- how long to keep documents
- Never Discharged
- WHen can I file for my income tax
- Working abroad
- Starting a new business
- Length of Bankruptcy and amount of debts
- second bankruptcy still waiting for discharge
- credit bureau
- mortgage with a cosignee
- Bankruptcu and Insurance Claims
- mortgages
- Bank Account
- what paper work should we have received?
- buying a car after bankruptcy
- Supplementary Card
- Should I file for Bankruptcy?
- default on a loan
- Bankruptcy discharge
- student loan
- bondable
- Credit Report
- Filing for Bankruptcy!
- question
- corparate bankruptcy
- general information
- Death Benefits
- Inheritance
- loans
- Tax returns in the year after bankruptcy
- credit card
- Bankruptcy Budget Sheets
- suspended and conditional
- Unfair treatment after bankruptcy
- i have no money
- GST payments
- Written Off Debt
- personal bankrupcy
- Need Students loans
- Loan
- Personal loan and signed Note
- Business GST
- tax returns after bankruptcy
- Can a discharge reverted back
- Mortgage/Foreclosure
- discharge question
- record of disbursements?
- laid off work
- Does it mean I am not bondable after declaring bankruptcy
- renters just declared bankrupcy
- A bit worrisome
- bankruptcy reform
- 1st,2nd and 3rd Mortgage
- Bank statements
- moving
- Co-signing a loan
- Cashing RRSP
- receiving cash gifts
- savings
- Property tax`s
- Supplementary credit card
- An unusual question
- Bankruptcy or Proposal?
- US Bankruptcy
- after being discharged
- Small Business
- executives
- Student Loan-Credit Bureau
- I am a Co-signer of a loan
- Are you bondable after bankruptcy
- Is it against the law to apply for bankruptcy the third time
- I am asked if I ever filed bankruptcy
- Ms
- Debt Settlement after Bankruptcy
- Credit Report
- CREDITOR THREATENING TO SUE AFTER BANKRUPTCY
- Trustee’s Receipts and Disbursements
- Declaring Bankruptcy
- VAC
- Property out of Canada
- Will poor Canadian credit affect me if i move to the US?
- Pension
- home ownership after bankruptcy
- 6 years discharged
- defaalt loan
- identity theft and bankruptcy
- Life insurance
- What does this mean?
- Moving after discharge
- Dealing with banks after bankruptcy
- how bankruptcy affects seperated people.
- trustee application for discharge
- Missed debit
- Tax returns after bankruptcy
- 10 Day holding
- Post multiple bankruptcy
- US credit
- What does Suspended mean?
- A clueless spouce
- Will I be able to get mortgage after bankruptcy?
- Right of setoff
- Bankruptcy Creditor Re-Do
- harrassment by bank after bankruptcy discharge
- me….
- bankruptcy and mortgage payment
- unlisted creditor
- came to my house this morning
- Income tax Refund on \”post\” Return
- Fraud in declaring bankruptcy
- Border Crossing
- Can my student loan be discharged
- funds from CRA after bankruptcy
- Future student loans?
- STARTING OVER
- Co-signer rights
- Life insurance and bankruptcy?
- How long for notice given to creditors?
- Bankruptcy means not bondable?
- rebuilding credit
- Harassment after discharge
- can a this be retro actively included in a bankrucpty
- Impact of Bankruptcy on SO\’s Credit
- Trustee as an authorized representative
- Have you declared personal bankruptcy?
- mortgages and bankruptcy
- Rebuilding Credit after a Consumer Proposal
- trustee fee in a consumer proposal
- who is responsible of filing tax return and how does saving benefit my credit rating
- Tax refund owing after bankruptcy discharge
- income tax refund
Category: Alternatives to bankruptcy
- Filing for bankrupcy abroad, or alternatives?
- I want to walk away from my mortgage in New Brunswick
- family member’s car to satisfy a debt owed
- can bankruptcy be annulled for a consumer proposal?
- I owe CRA thousands due to errors filed by my ex
- Will moving to New Brunswick protect my wages?
- Bankruptcy or Debt Consolidation in Alberta
- The Bank wants to cancel my mortgage and sell my house. What can I do?
- I have some old debts – how do I deal with this situation?
- What is our best option? We don’t want to lose our home.
- I need some debt advice. HELP!!!
- Outstanding Debt, Income Tax and Debt Consolidation
- If I don’t declare bankruptcy what happens?
- Job loss / EI ran out / Still jobless
- Collections
- Mr. Me
- Judgement Proof
- Consumer proposal
- senior mom (80 plus) in debt
- will they force me to declare bankrupt
- Truck Repo
- locked in rrsp
- credit cards
- CRA has frozen account and cleaned out
- Trying on my own!
- divorce and bankruptcy options
- can I bankrupt an existing consumer proposal
- can I lose my truck if I got a loan through bank to buy it?
- Arrears
- Dept
- Ms Anna
- Proposal
- consumer debt proposal or bankrupcy
- Foreclosure or Bankruptcy
- Question
- Credit cards
- Alternatives for Me
- Personal bankruptcy or debt consolation
- An x wife who was forced to do this from a husband who wanted to claim banruptcy
- judgment
- CRA ARREARS
- garnishment
- Unsure of what to do
- after unemployment
- Very confused
- FROZEN ACCOUNTS
- Might not have a choice!
- information please
- 50K unsecured + 80K$ secured debt
- Mr. Robert Michano
- Consumer proposal
- Mortgage – no house
- What to do
- Drowning
- bankruptcy vs proposal
- Mr.G
- Single mom starting over
- REVENUE CANADA
- bankruptcy or Proposal
- can you switch from can i switch
- consumer proposal and or bankruptcy and RESP
- Wages being garnished
- debt
- wage garnishment
- Foreclosure
- Basket Proposal
- Impact on credit rating with credit counselling
- Tom Davis
- Which to file for??? HELPPPPPPP
- credit card debts
- just need help!
- I don\’t want to declare bankruptcy, but???
- bankruptcy is a dirty word!?
- credit counselling?
- Options?
- Is it worth filing ?
- What should I do?
- Seniors & bankruptcy
- overloaded…
- Credit Card
- Foreclosure & shortfall
- Trevor
- foreclosing on house – what can the bank do?
- Banker has owings with his own bank
- statute of limitations
- doris
- how to pay it off for good
- separation and debt repayment
- Garnishing Social Assistance Income
- what are my options
- bankrupt or consolidate?
- seperation
- Surlus payment too high
- jointly owned property and potential proposal
- I don’t want to claim bankruptcy, what other options do I have?
- Surplus Income vs Proposal
- CMHC
- Using my RRSP to pay off debt?
- lein on property
- Which way to go?
- purchase of a vec bc
- Bankruptcy or give up?
- Pending Sale
- Power of Collections?
- foreign property
- Debt Consolidation Loan
- just want them to be fair
- Revenue Canada while I`m a student
- Bankruptcy
- i owe close to 85,000 in total
- what is the solution for this specific debt problem?
- do nothing
- what do I do??
- how long before my debt is erased?
- Personal Proposal
- I owe, I owe
- statute of limitations
- Debt plan rejected
- Thinking of separating
- Bankruptsy or not
- What option to consider
- Credit Counselling vs. Consumer Proposal
- Consumer Proposal vs Bankruptcy
- Statute of Limitations in Alberta
- To let it go, is this an option?
- bankrupsy and car
- Ex filing bankruptcy, leaving me with the bill
- legal fees
- Debt Settlement almost paid off
- Options to Bankruptcy
- Truck Lease
- Responsible, but still penalized?
- In to Deep
- Trying to get above my bills
- Can the mortgage company garnish my wages
- Other options?
- Joint debt
- suing primary borrower to avoid bankruptcy
- Consumer Proposal when on Strike
- Stop a bankruptcy from proceeding
- Consumer proposal
- Separate before or after going bankrupt
- which to do
- proposal
- What options do I have?
- Complex situation?
- tax help
- what are our options?
- Bankruptcy or consumer proposal?
- debt management program
- Trying to know more about bankruptcy:
- Parents are in quite a bit of debt
- best option
- Advice Please
- advice pleas
- miss bert
- Is bankruptcy the only option?
- Help
- House foreclosure
- what about the vehicle
- income is creditor proof
- Difficulty finding GOOD advice
- Help
- Financial trouble
- debt consolidation loans
- what can I do
- Drowing in Debt and need a fresh start
- Owning one house we don`t live in
- debt consolidation
- unpaid loan to CMHC
- scared of bankruptcy
- Business debt
- will I lose the house if I file of bankruptcy or consumer proposal
- Foreclosure
- Is the money in rrsp account protected?
- No where to run
- what are the options
- STILL HAVE GOOD CREDIT
- house and land evaluation
- co-signed for a car
- Scenario Questions
- Medical Leave and Garnishment
- credit
- Walking away from it al… instead of going bankrupt
- cosigned vehicle and bankruptcy
- What do I loose?
- Is bankruptcy an option?
- bankruptcy and inheritance
- bankruptcy vrs a consumer proposal
- will my business bankruptcy affect my husband
- Consumer proposal payments
- Consumer proposals and the CRA
- cash flow determination
- cmhc debt
- Should I Apply for Bankruptcy
- proposal
- What to do?
- alternatives to bankruptcy
- propose a deal
- small claims law suit
- Need help….Fast!
- personally cover business debt
- Buying a home after settling debt
- In trouble
- keep my leased car during bankruptcy
- rent or not
- failed consumer proposal
- reduction in wages
- Can I change my mind?!
- What happens to equity in home on proposal?
- Line of Credit
- Child tax benefit and student loan default
- Locked-In RRSPS
- Spousal help in a Division I proposal
- why would creditors want a 36 month period for a proposal
- Will my wages be garnished as soon as I start a job
- avoiding bankruptcy
- Consumer Proposal Stay of Proceedings
- Alternatives?
- Statute of Limitations and Consumer proposals
- how much should I expect to offer in a proposal to be accepted
- how much maximum I have to propose to get an acceptable proposal
- Contributing to an RRSP while in proposal…
- Consumer Proposals
- student loan garnishment?
- Proposal vs. Bankruptcy
- bankruptcy & proposals
- Consumer proposal: GST and PST debts
- Consumer Proposal – Vote by Creditors
- proposal and house equity
- Credit card advances prior to consumer proposal
- Consumer proposal lump-sum payout
- Exempt Assets
- Credit Rating
- Proposal, government and business debt
- How to answer when asked if you\’ve ever declared bankruptcy…
- Interest and possible consumer proposals
- Co-Borrowing on a Mortgage
- Division I proposal and unanticipated problems.
- Retroactive Child Tax Credit lump sum
- Settling debt vs Bankruptcy
- Division 1 rating? vs. a Consumer Proposal
- Div 1 proposal
- One time settlement !
- Equifax and credit rating after CP discharge?
- Allowable expense calculations and Debt Repayment or Consumer Proposals
- Credit Counselling and Consumer Proposals
- can you apply for a credit card during consumer proposal
- Consumer Proposal and Joint Debt
- Debt Repayment or Bankruptcy
- Can we file consumer proposal individually
- RRSP and consumer proposal
- Consolidating debt prior to a Consumer Proposal
- Proposals still accepted by CRA ?
- Division 1 Proposal
- consumer proposals and student loans
- Consumer Proposal & The Bank
- lease a car while I am in a consumer proposal
- student loan and consumer proposal
- can we keep our house if we file consumer proposal
- will I be eligible for consumer proposal when I have over $18000 in debt
- Consumer Proposal vs. Career Choices
- consumer proposals question on credit application
Category: Bankruptcy
Category: Blog
- Taking advantage of the expiry of a limitation period on certain debt
- Ten Ways To Make Yourself “Creditor Proof”
- Strategies for improving your monthly cash flow
- Strategies for raising cash to pay down your debt
Category: Consumer Proposals
- Looming Insolvency Crisis: 1.3 Million Canadians On The Verge Of Bankruptcy (& How To Avoid It)
- How Does Consumer Proposal Affect Families?
- Income property and Consumer Proposal
- Selling home during a consumer proposal
- Statute of limitations and consumer proposal
- After completing a consumer proposal
- Consumer proposal or debt consolidation
- Non taxable income in a Consumer Proposal
- Ex’s Consumer proposal denied – can I try it now?
- Consumer Proposal – home equity Line of credit
- consumer proposal vs bankruptcy, debt +$250,000
- Withdrawal from consumer proposal
- Taking care of mum
- Qualifying for Consumer Proposal
- Can the high home value stop me from filing a consumer proposal?
- Is Consumer Proposal an option and what has to be surrendered?
- We did not sign up for the consumer proposal
- Does filing a consumer proposal affect a loan that I co-signed?
- Vacation before filling a consumer proposal
- Can I do my 2 counselling appointments over the phone?
- Will the Licensed Insolvency Trustee have my best interest at heart?
- What if I can’t afford my rent after filing?
- Possibility of filing a consumer proposal
- Will interest on a secured line of credit increase after CP?
- Would I qualify for a consumer proposal?
- How long to rebuild my credit after a consumer proposal?
- How to know if a judgement is filed against you?
- Can my boyfriend and I do a joint application?
- Bankruptcy Annulment Confusion
- Can we apply for consumer proposals as joint or separately?
- can I get mortgage refinancing from A lenders?
- credit rating after completing a consumer proposal
- Can I improve my credit score during my consumer proposal?
- Can the CRA take my tax return even after we filed the CP?
- Can I remain a director of a non-profit organization?
- Am I allowed to start a small business?
- Can I keep my Cellular Phone Contract?
- NSLSC has not cleared my student loans
- Can I cancel my proposal within the first 60 days?
- A different creditor says I owe from 15 years ago
- What amount would satisfy my creditors?
- Can I add another debt to my consumer proposal?
- Should I include family loans in a consumer proposal?
- How do I know if we are insolvent?
- Can I cancel my consumer proposal?
- Apply for a mortgage after consumer proposal?
- Can I apply for an OSAP loan during a consumer proposal?
- Is the LOC from my Mom considered unsecured debt?
- Do I have to include a line of credit that I co-signed?
- BUYING A CAR WHILE IN A CONSUMER PROPOSAL
- My leased car was returned but I owe $1.00
- Will Citi Financial come after my furniture?
- Will RBC take my truck away?
- Are all creditors included with a consumer proposal?
- Should we have used extra pay for our consumer proposal?
- Can CRA stop or cancel a personal consumer proposal?
- Can I stop a judgement if I file for Consumer proposal?
- Can I cosign for a loan while declaring a consumer proposal?
- Security Deposits after CCAA or bankruptcy filing
- Am I eligible to file my student loan on my consumer proposal?
- Can a creditor take my furniture if I’m doing a debt proposal?
- Can an unsecured debt consolidation loan be excluded from consumer proposal?
- Do I include credit cards without any balance ?
- Consumer Proposal was filed without my consent
- Non-discharged bankruptcy vs consumer proposal ?
- Unsecured Loans & Bankruptcy – Help Please!
- Car and Credit Score in Consumer Proposal
- RESP’s in Bankruptcy – Who’s Telling the Truth?
- Can you add another debt to a consumer proposal after it has started?
- What happens if the debtor dies while in a consumer proposal?
- If I file a Consumer Proposal will my lines of credit revert to the co-signers?
- Seven Year Rule, Student Loans and Employer Funded Courses
- Consumer Proposal – Switching Banks
- Can I incorporate even though I am paying off my Consumer Proposal?
- Can I keep my car in a consumer proposal?
- Inconsistent Income & Consumer Proposal
- Consumer Proposal Truck Lease
- Can my bank seize my RRSP after I applied for consumer proposal?
- Consumer Proposals – What happens to a credit card with no balance?
- Consumer proposal on Equifax/TransUnion
- How does selling a house affect a consumer proposal?
- How is a cosigner on my mortgage impacted if I file a Consumer Proposal?
- Can my Bank take money out of my account to pay debt?
- Can I file a consumer proposal even though some debts are already in collection?
- Joint Bankruptcy -vs- Consumer Proposal?
- Consumer Proposal CMHC & Mortgage Down Payment
- Consumer Proposal
- question
- Does TD ever vote
- Kim
- Can I lose my license?
- I forgot a creditor
- Proposal then bankruptcy
- Consumer Proposal
- Consumer Proposal
- Self employment and consumer proposals
- failed consumer proposal
- credit card with a zero balance
- Debt problems as a result of gambling
- Paying my Consumer Proposal off sooner.
- Length of time
- Default on Consumer Proposal
- Betty
- Car lien
- Proposal during divorce
- trustee
- family loans as temporary income
- After Consumer Proposal
- a couple of questions
- Does a consumer proposal restrict you
- proposal
- When to file for CP
- CRA and Consumer Proposal
- ms.
- spouse not filing
- Surplus Income
- rebuilding credit
- do we both need to file a consumer proposal
- Home equity
- could I loose my home
- Consumer Proposal
- Mr. Mike
- credit report
- separated going for consumer proposal
- Mortgage-poor, property won’t sell, want to retire…
- re structuring payment after applying a lump sum
- consumer proposals
- Gift to Family Member
- if a debtor is paid for by an insurance company
- Saving money during consumer proposal
- How many proposal can you file?
- Consumer proposal tax implications
- Payroll deposit
- Consumer Proposal
- lynne
- Consumer Proposal – Tax Returns
- Spouce
- Secured Loans
- Help Should I continue to make minmum payments to credit cards when they call if I am planing to file proposal?
- Co-signer paid off loan prior to filing CP
- CP: Debt to Family
- Took Cash Out Option for Pension
- what can be considered
- CP 50% PAYMENT
- CP With mortagage
- question
- Need a credit card for business travel
- REFINANCE AND CONSUMER PROPOSAL
- Consumer Proposal and Property
- Question
- Consumer Proposal & Deposit on House
- money deposited in a close account
- consumer proposal
- Fees
- Would I be considered in default if my Consumer Proposal gets rejected?
- Proposals and equity
- Insurance Cash-surrender
- JUDGEMENT AND CONSUMER PROPOSAL
- bancrupcy
- Spending Habits Prior to Filing a Consumer Proposal
- amended consumer proposal
- Cashing in RRSP
- Trustee Fees & Obligations
- Bankruptcy Annulment
- distressed
- Consumer Proposal
- Spouse’s Credit
- Mr
- debt and mortgage
- judgements
- Wsib/audit
- CRA Debts
- consumer proposals — fees?
- can i afford it
- consmer proposal payments
- missed payments
- debt negotiations
- Death of a consumer
- What is a interim administrator’s statement of receipts of disbursements?
- Will creditors accept a cp?
- Why can’t I do a proposal?
- consumer proposal
- Majority RBC debt
- Consumer proposal/mortgage
- help
- Furnace and AC
- I’ve lost my job and I’m on E.I.
- CMHC
- Right of Set-Off Scenario
- Consumer Proposal – Lump Sum or Monthly
- Getting Mortgage during consumer proposal term
- Spouse being in CP
- Trustee selection
- cars in consumer proposal
- Getting a new start
- Keeping the cars
- spousal differences
- Terry
- Consumer Proposal Process and Fees
- Common law income
- enployment
- CRA
- PArking Tickets
- payout auto loan
- Joint filing of a consumer proposal
- Resp
- credit question
- Same creditor for mortgage and unsecured debt
- not sure in ns
- Frank
- Paying off debt pre Consumer Proposal
- MBNA & TD
- consumer proposal accepted but secondary card holder pursued
- How CP works
- mortgage
- nvr missed payment
- consumer proposal
- carol
- Change in job
- Household income
- Payment
- Reject a CP?
- True or not
- About consumer proposal..
- Is working with a trustee free?
- conflicting Information
- Mr
- Tax debt
- Chris
- consumer proposal
- voting period
- proof of income
- Tax debt
- Consumer Proposal Questions
- Co-signed loans
- Consumer proposal after debt arbitration
- BMO/CRA
- unsecured credit
- n0 job , big debit
- size of debt
- On EI & insurance for loan soon to run out.thinking of consumer proposal
- Will any Trustee let us file for a joint consumer proposal if we are certain we don’t owe CRA in 2011?
- Mortgage renewal
- Shane Allard
- How can you pay off CP sooner?
- Money held in trust
- Mortgage Renewak
- how much to offer in a cp
- Bank’s
- forgot a creditor in my proposal
- CP repayment question
- Should I pay off car loan before filing a Proposal
- filing to seperate cp in one household
- paid 2 creditor’s off before deciding to do a proposal
- proposal
- Janet
- Home Equity
- mr
- buying a house
- balance transfer
- Consumer proposal implication to canadian citizenship application
- Subsidiary / Division
- Which bank
- co sign
- time frame
- trustee
- consummer proposl
- Total Income
- line of credit
- RRSP
- proposal payment calculation follow up
- Consumer Proposals who to contact
- proposal payment calculation
- proposal- bankruptcy??
- gift and travel
- creditor omitted from proposal
- Jmontana
- misled
- Monthly Payment
- debtor
- Need Advice on admin fees
- Ms.
- annulment
- Divorced, but house my ex still lives in still at my name
- credit cards assoicated with proposals
- Getting a shared mortgage after a Consumer Proposal
- consumer proposal
- Ms.
- consumer proposal
- consumer proposal
- house
- Newer loc & proposal
- CP and secured debt
- Consumer Proposal Spending
- Consumer Proposal
- MR
- What is required…
- consumer proposal and spouse
- Mortage
- Is it legal for a Trustee to Charge me 3 months payments of my monthly payments abouve what is set out in the agreement?
- cp question
- Sale of my home while discahrging a Consumer Proposal
- Debra
- Indebted
- CP
- 0 balance
- Child Tax Credit
- Overdraft & Consumer Proposal
- credit card usage
- Consumer Proposal & Tax Refund
- Consumer Proposal Time Period
- Mortgage and credit card TD
- summons to small claims court
- Ted
- So Confused
- Moving to another province
- options?
- consumer proposal
- rebuildilng
- Can a CP be filed for two people under the same address?
- Consumer Proposal
- Question RE Consumer Proposal
- Who goes in on a Credit Proposal
- income tax
- worried
- Secured Credit Card Before Consumer Proposal
- Consumer Proposals
- Have Not Filed 2011 Tax Return Yet – CP
- Gathering the Facts
- CURIOUS
- concerned
- what happens now???
- sk
- Disbursement to creditors
- consumer proposal
- house money
- CRA Owing Afetr filing
- mark
- unsure
- CP fees
- consumer proposal for business
- rrsp?
- success rate
- Getting credit after consumer proposal
- Can I file for consumer proposal prior to getting my 2011 Notice of Assessment from the CRA?
- to use up credit amount
- Spouse Debts
- Wondering about the pitfalls of consumer proposal
- Sarah
- Consumer Proposal fees
- Secured Loan no equity
- Information sent to creditor
- Business included?
- chuck
- credit card in consumer proposal
- Having money in a saving account when filing a consumer proposa
- Consumer Proposal- Will I be punished for making larger payments?
- consumer proposal
- Credit at RBC
- Proposal Default
- credit
- consumer proposal
- Foreclosure
- Consumer Proposal & Incorporating a Company
- I do not want to lose my home.
- is it possible to move provinces?
- Can I choose to make whole a creditor once my consumer proposal is completed?
- consumer proposal
- Proposal and Foreign Creditors
- Consumer Proposal and Funds in Foreign bank accounts
- Credit Amex
- CMHC Debt
- Statute barred
- lexis8704
- Fresh Start
- SQ
- Credit Cards
- Husband just lost his job
- Mr G
- Superintendents standards for a family greater than 7.
- switching from consumer to bankruptcy
- Can you Withdraw A Consumer Proposal?
- Sir
- Susan
- amending a proposal for payout
- Repayment
- Settlement agreement
- Consumer Proposal
- Response to calls or letters
- More month at the end of my money
- switching
- Credit Card
- Mortgage
- Mr. James Thomson
- Own a Small Business
- lots of debt
- Who to contact.
- indebt
- home equity
- MJ
- claims
- prepaid master card with our own money
- Secured Credit Cards
- what to pay off first
- Mortgage renewals
- Sons RESP considered an asset?
- Job Prospects
- letter of opinion
- mr me
- 67 K
- susan
- colection agency
- failed consumer proposal
- susan
- Consumer Proposal payouts
- Diane
- Amendment to Proposal
- consumer proposal
- Fees
- Consumer Proposals
- Susan
- Consumer Purposals and Co-signers
- Taxes and proposals
- debts
- Consumer proposal
- ontario
- 1/3 figure
- AMJIT SINGH
- cra and consumer proposal
- TD
- credit cards
- income tax and consumer proposal
- consumer proposal
- budget
- Consumer Proposal Question
- mortgage on house in a Proposal
- Filing Twice
- Foreclousure/amendment too existing consumer proposal
- Consumer Proposal and Supplementry Credit card holders
- What if proposal is refused
- new car
- ms
- overdraft
- rrsp and proposal
- Marianne Hansen
- spousal support
- MORTGAGE RENEWAL
- Consumer proposal to bankrupcy
- Consumer proposal – information
- Marryann
- reassessment
- Unsecured Creditor
- Credit Proposal Balance Payment
- budget
- Getting a new mortgage
- annulled proposal
- help
- same mortgage
- Lili
- Consumer Proposal
- Avoiding preferential treatment of creditors
- garnish
- consumer proposal
- Bank Employee
- Consumer Proposal
- proposal other province
- Another vehicle needed
- Right of Offset
- Denise Maillette
- shortstop
- joint dept
- Should I File a Consumer Proposal?
- Prior to filing for a consumer proposal, are we required to file our 2010 tax returns?
- CP 23
- adding to a consumer proposal
- Reduction in credit card balance
- Wondering about Minumum payments leading up to Proposal?
- Filing Soon
- stop making payments
- credit agency
- if CP is refused
- proposal
- What if a trustee company is not recognized by BBB?
- consumer proposals
- Cant retire
- Ms. L. Lulko
- Cost of Consumer Proposal
- mortgage renewal and same bank doing a CP with
- budget
- Consumer proposal
- Cp
- bad credit
- Difference between bankcruptcy and consumer proposal
- Salu
- BJ
- More surplus income than debt, so to speak
- equal billing
- consumer proposal
- Consumer Proposal fee
- Consumer Perposal terms and public record
- Self employed with a negative for 2010 income
- Tfsa
- Job loss
- What is required for proof of debt obligation to friends or relatives?
- Shortfall
- Mortgage Renewal??
- Default of a Consumer Proposal
- Trustee Fees
- Consumer Proposal
- One Trustee over an other
- Consumer Proposal
- BK
- Joint debts with 1 spouse submitting CP
- ken
- Fees to Trustee
- loc at new bank
- Exempt Assets in Consumer Proposals
- Asset concerns
- bills
- consumer proposal
- Garnisheed Wages
- Fee for Consumer Proposal
- Start payments
- Gross Pay
- Consumer proposal
- Help
- unsecured
- Monthly expenses
- confused
- am i reading this right?
- consumer proposal
- Second time
- CONSUMER PROPOSAL
- Bank Account & RRSP
- Renewal of Mortgage while under Consumer Proposal
- credit cards
- sounds too good
- wife income
- confused
- secured loan
- joint account
- 50% with one creditor
- Mortgage
- Trustee
- switching from proposal to bankruptcy
- Consumer Proposal and being bondable
- consumer proposal
- I work to pay debt
- trying to make an effert
- recently acquired debt
- making commissions on top of salary
- i am a cosigner on a car loan
- Pension and Consumers Proposal
- lean
- Dealing with the payments
- Will a co-signer’s credit be affected if I file a consumer proposal?
- Being a guarantor while on consumer proposal
- Unemployed Stay and home mom
- Consumer Proposal & secured debt
- Stay of Procedings
- LOC, Overdraft, Secured LOC
- Consumer proposal fees
- consumer proposal or debt settlement
- questions
- Consumer proposal affect on co-signer
- Trustee not providing discharge certificate
- earnings
- bank
- second bankruptcy
- Proposal denied-Options?
- Will 50% or more suffice?
- Consumer proposal
- Documents
- mr. Singh
- Consumer Proposal
- Steve.m
- work for a bank
- avoid bankruptcy?
- withdraw RRSP whild on Consumer Proposal
- resp question
- Court Claim and Consumer Proposal
- creditor
- Single or Married
- Mr. Rose
- tax debt during a proposal
- consumer proposal
- debt overload
- keep credit card?
- consumer proposal
- car loan
- co-signers on a foreclosure
- Annulled proposal due to late payment
- Waiting periods
- former problem gambling
- Consumer Proposal – Payment Change
- proposal refused
- Consumer proposal cost
- Line of credit
- refusing CP
- would I qualify?
- Consumer Proposal purged from credit file
- consumer proposal
- mortgage free house but money running out
- Consumer proposal
- Unsecured line of credit
- CP
- noran bowers
- Consumer Proposal
- Consumer Prop and CCRA
- Student loan interest charges during proposal
- Is it possible to revise a Consumer Proposal to include Student Loans?
- Advise about credit cards
- consumer proposal
- Proposal Question
- Garnishing wasges
- US Credit Recovery Agency Harrasing me.
- Obtain a house vias will
- Credit payments during Proposal.
- student loans in a consumer proposal
- Proposal
- Secured loan in consumer proposal
- pay for proposal with part of inheritence
- consumer proposal
- Can I let a car go in a proposal
- dischagre
- Need Info
- Voluntary repossession vs involuntary repossession
- consumer proposal
- Trustee Fees in consumer proposal
- Mortgage renewal.
- Addition of children and CP
- More than 50% with one creditor
- Lost my Job
- Do I have to disclose living with someone?
- Car Lien after Consumer Proposal
- Question Regarding a Consumer Proposal
- A lincenced trustee
- CP percentage
- official receivers
- filing a consumer proposal
- Do student loans collect interest while active in a consumer proposal?
- Trustee obligations
- Is it viable negotiating Consumer Proposal with none trustee?
- Is there administration fee for filing CP?
- Consumer Debt Proposals
- overdraft at bank
- Consumer P
- What happens next?
- Mrs.
- Is Consumer Proposal Considered a Bankruptcy?
- Joint Savings account in a Consumer Proposal
- Student loans and Consumer proposal
- Budget
- Education
- New consumer proposal laws and CRA
- Student line of credit
- Slippery Slope…
- taxes
- Pre-Paid Credit Card after CP?
- small claims court judgement
- LOC Secured by Mortgage
- Consumer proposal
- Drowning in debit and need help
- consumer proposal and mortgage renewal
- MRS X
- 2nd time consumer proposal
- Student Loans
- judgemants
- Debt reduction – Consumer Proposal
- 2 TIME PROPOSAL
- mortgage fraud
- unexpected income after Proposal
- Mrs ana
- Would Consumer Proposal make sense me?
- tax deduction
- self employed consumer proposal
- When asked – have u filed for bankruptcy?
- Mortgage forclosure during consumer proposal
- thinking of Consumer Proposal
- YUKONMIKE
- consumer proposal
- After the ProposA
- What happens with the monies while waiting for the 6 month payout to creditors
- Record Retention
- Is a Consumer Proposal considered Bankruptcy
- Behind in Income Tax
- Terminated after filing a proposal
- Consumer Proposal
- Cancelling Credit Councelling
- Overtime work stopped
- credit cards amounts
- Is a previous accepted Consumer Proposal consider your 1st Bankruptcy?
- Car Purchase – Consumer Proposal
- Consumer Proposal And Winfall
- Legal Papers
- changing from a debt management plan to a consumer proposal
- In Need of Help in Ontario
- Moved to America
- Eligibilty of Consumer Proposals
- Tired of Struggling
- Car Purchase with Financing from Bank
- what happens if they vote no…
- consumer proposal
- Not agreeing with the consumer report
- Keeping a no balance credit card with a consumer proposal
- Affecting a Significant Other
- Car Purchase and Consumer Proposal
- Stocks and Consumer Proposal
- Consumer proposal credit scores
- consumer proposal vs voluntary assignment
- COMSUMER PROPOSAL
- Consumer Proposal and Credit Rating
- significant other files proposal – am I responsible
- Consumer Proposal and Income Tax Return
- Questions about a consumer proposal
- Consumer Proposal Annullment
- benefit of proposal vs bankcruptcy
- Personal, private lender loans
- what is consumer prpposal
- repayment penalties with consumer proposal
- income taxes and a consumer proposal
- Loaned monry and balance transfers
- Mr G
- Proposal or Bankruptcy?
- child support and proposal
- consumer proposal and pending inheritance.
- Considering a Proposal
- Equity in Home
- consumer proposal
- Filling separate proposal
- Supplementary card liability
- Two Mortgages on Two Properties
- Effects of a Consumer Proposal??
- renewing mortgage with consumer proposal
- consumer proposals
- CIBC student loan
- consumer proposal
- RBC acceptance/other creditor acceptance impact
- previous bankruptcy
- consumer proposal
- Consumer Proposal
- Consumer Proposal
- mortage with a line of credit attached to it
- Bank refusal to stop payment
- wondering about a consumer proposal
- Garnishment
- Who votes in a consumer proposal?
- consumer proposal for one loan
- Inheritance during 45 day acceptance period.
- Consumer Proposal
- Settlement Offer
- Student Loans for my son
- Credit card
- After consumer proposal annulled
- RRSP loan
- Overdraft protection
- Who knows
- Waiting Period
- Property Retention in a Consumer Proposal
- Can I negotiate the Consumer Proposal monthly payment?
- consumer proposal
- Mortgage Renewal and Consumer proposal
- Desperate
- supplementay card
- consumer proposal
- cra question
- Salary requirement for consumer proposal
- About my house
- Consumer Proposal
- credit cards
- trying so hard to get debt free
- not behind in payments do i still qualify?
- What happens if I payout a Consumer Proposal with a lump sum in full?
- Debbie
- Worried and wondering about a consumer proposal
- consumer proposal and equity in my home
- Consumer Proposal and Inheritance
- Whole Life Insurance Policies
- HELP!
- settlement percent
- i am in a proposal now but not good ,would like to go bankrupt
- Income during repayment period
- consumer proposal
- Consume proposal and student loans
- What about car loans are they cleared through a consumer proposal?
- Do I qualify to file a consumer proposal?
- what if your debt was 60% cra will a consumer proposal still be approved
- What happens to an income tax refund in a consumer proposal
- RAJ
- consumer proposal access to information
- family income
- Credit Proposal Question`s`
- Do I have to declare debts in a Consumer Proposal which are past the statute of limitations?
- Consumer proposal or a debt settlement?
- Mr
- mortgage
- Why is a consumer proposal better then Debt Settlement?
- RESP-Consumer Proposal
- Will filing a consumer proposal affect my business
- propsals
- Is an overdraft considered part of a consumer proposal?
- Will the filing of a consumer proposal affect my husbands credit?
- Fees for trustees
- garnishment of wages
- proposal
- Garnisheeing of wages
- Mortgage Renewal while in Consumer Proposal
- Consumer Proposal Inquiry
- change of assets
- Will spouse files will I lose my home?
- Consumer proposal for wife only
- consumer proposal concerns
- CW
- after a consumer proposal
- Ahmad
- When to tell creditors about proposal
- How much can I keep to live on
- cra debt
- Re applying for consumer proposal
- sandy
- Proposal as Permanent Resident
- Cp
- whose income in consumer proposal
- COST OF A CONSUMER PROPOSAL
- inheritance in consumer perposal
- CP
- consumer proposal
- cj
- CP Payout
- transferred property
- Money in bank account
- Mark
- consumer proposal
- consumer proposal and creditor meeting
- Does filing for a consumer proposal stop an upcoming court date?
- Long term disability and consumer proposal
- Tax Refund
- Late filing taxes in a Consumer Proposal
- please i need an answer
- Consumer Proposal and Immigration Sponsorship
- Lifting of consumer proposal on credit report
- consumer proposal
- consumer proposal
- Money spent on different things
- Will consumer proposal be accepted
- Is a Debt Ratio considered
- Exempt items
- consumer proposal withdrawal
- In debt during consumer proposal
- Is Emplyment necessary requirment for Consumer Proposal?
- When the Crditor start suing its debtors
- Help with consumer proposal
- Can I file bankruptcy to get rid of my debts?
- consumer proposal in canada and us property
- Save cash
- consumer proposal
- After Creditor Proposal is accepted
- consumer proposal in canada and us property
- Consumer Proposals
- When can I get a credit card?
- Business Ownership
- getting desperate
- consumer proposal
- consumer proposal and a leased vehicle
- US property and a consumer proposal in Canada
- home equity prevents me from a proposal?
- Consumer Proposal And Directorship
- student loan consumer proposal
- Filing of a consumer proposal
- OSAP after a consumer proposal
- Bancruptcy
- Consumer Proposal
- bondable after consumer proposal
- Cost of withdrawing a proposal
- Harassment from Creditors
- consumer proposal
- Need answers about a vehicle and a consumer proposal.
- reasonalbe payment for consumer proposal
- Borrowing while under Consumer Proposal
- Mortgage
- consumer proposal annulled
- What is a `reasonable` Consumer Proposal expectation?
- work for a bank
- thinking of filing for Consumer proposal
- Consumer Proposal
- consumer proposal annulled
- consumer proposal
- Lump sum payout
- Division I Consumer proposal
- Consumer proposal….
- Question on Directorship
- loan for a car
- consumer proposal
- new regulations
- Debt
- child support
- vircald
- automatically placed into bankrupcy?
- Student loans and consumer proposals
- Cars and a proposal
- Married and Equity
- Equity & Consumer Proposal
- Toronto
- Banks and Consumer Proposal
- missed payments, before trying to get a CP
- Liens & Consumer Proposals
- Consumer Proposal?
- Avoiding Bankruptcy
- would bankruptcy be my only option
- CRA Refuses Consumer Proposals?
- Royal Bank
- Reasonable Offer
- Am I ambe to keep a credit card under a consumer proposal
- Consumer Proposal
- mercyme
- Downsize while in proposal
- How long will I have an R9 rating
- Consumer Proposal New Limits
- Home sale proceeds
- Debt Settlement
- how will a proposal affect holdings
- 65k
- Paying off a Consumer proposal
- Car Lease Return
- Consumer Proposal Completion Date
- Proposal to creditors
- Consumer proposal and home equity
- keeping my spouse off of my consumer proposal
- Proposal
- Proposals and Chequing Account
- Mary
- Proposal for Secured Debt?
- 50% share in a cottage
- trustee fees for a consumer proposal
- If someone file consumer proposal, does this affect your taxes or pay cheque
- Division 1 Proposal and my RV
- What is included
- What happens in temporary separation?
- sued after a proposal
- consumer proposals and trustee fee
- will the disabily money i receive be taken away
- Work in Bank
- creditor served us with court papers
- Proposal
- Banking after a Proposal
- consumer proposal vs. debt settlement
- Statute barred debts
- mortgage after consumer proposal
- Consumer Proposal against Sponsorship
- Joint proposal or not
- Consumer Proposal
- do you get to keep your credit cards
- what exactly does happen if you make a consumer proposal after already being bankrupt
- secured loan
- 1st Mortgage
- consumer proposal and surplus income payments
- Consumer Proposal
- consumer Proposal
- change from proposal to bankruptcy
- consumer proposal question
- home equity and proposals
- Immigration
- Consumer proposal
- proposal over $75,000
- Is financing still possible?
- Mortgage after proposal
- marital home/legal separation
- consumer proposal
- What to do next????
- stop calling
- Doing the right thing
- Failed Consumer Proposal
- Consumer Proposal Limit
- Division 1 Proposal
- Timing: Buying a house and consumer proposal
- Consumer Proposal
- What is a Resonable Offer?
- Can an insurance broker declare bankrupty
- Car Lease and New Lease on Life
- mortgage
- consumer proposal
- Husband and wife proposal
- inheritances
- mortgage refinance after consumer proposal
- consumer proposal
- Will I have to turn over my proceeds over to my trustee
- Porting a Mortgage during Consumer Proposal
- Lost my job and consumer proposal in place
- consumer proposal
- Co-signer effects
- Consumer Proposal
- offering a settlement
- Consumer Proposal for Unemployed
- Pension/EI & Filing Proposal
- house risk
- Can you use a credit card while under a Division 1 Proposal
- Applying for credit
- Consumer Prop…THE PROCESS
- RBC Car Loan
- Creditors reaction to proposal?
- Car lease & cosumer proposal
- consumer propsal and fees.
- Mortgage Complications
- Consumer proposal without past negative credit bureau
- Debt settlement
- What is Equity?
- Joint accounts and a consumer proposal
- In proposal & needed payday loan
- consumer proposal and impact on truck
- how soon after a proposal can you start rebuilding credit
- Would we loose our house if we filed a consumer proposal?
- RRSP, LIRA and TFSA
- Consumer Proposal Default
- Filing tax returns
- Return to Original Bank
- Consumer Proposal and Assets
- Mortgage Renewal
- foreclosure
- consumer proposal
- CONSUMER PROPOSALS JOINTLY
- Thinking of filing a consumer proposal
- house and consumer proposal
- mortgage renewal of rental property after consumer proposal
- Can I file a consumer proposal in Canada if I am currently on a Debt Management program
- Reposession then proposal?
- Student loan and consumer proposal
- What to do? – I`m on E.I.
- Consumer Proposal & Child Support Income
- Question about Consumer Proposals
- Secured Credit Card
- Consumer Proposal & Filing Income Tax
- Help
- Mortgage is due to be renewed
- Business Names
- credit card usage one month prior to consumer proposal
- can i do a consumer proposal myself without my husband
- Mortgage Concerns
- What happens to my stocks if I file a consumer proposal
- Proposal possible Complications
- Secured Debt and the consmer proposal limit
- Student Loans
- RESP and consumer proposals
- Consumer Proposal
- consumer proposal time frame
- Creditor continuously reports late payment
- Consumer Proposal/Proceeds from sale of house
- consumer proposal
- consumer proposal and loan on my house
- Can I pay off my consumer proposal early
- Filing Taxes after filing a consumer proposal
- In bankruptcy proposal
- Car Lease/Immigration
- `Windfall` clause in Proposal
- should we move our mortgage prior to filing for bankruptcy
- Proposal and Dept Collection Agency
- Consumer proposals and change to $75,000 limit
- Will a consumer proposal affect my employment?
- Minimum amounts?
- proposal
- Proposal
- garnishment
- Trusting the Trustee
- misunderstood question
- Repayment of consumer proposal
- business consumer proposal
- proposal?
- Debt Mgmnt Counselling to Satisfy Terms of Proposal
- Consumer proposal in Manitoba
- Joint proposals in BC?
- RBC and seize vehicle?
- Morgage Renewal after filing a Proposal
- Co-signers
- Employment During Proposal
- Can a mortgage be cancelled?
- Requirements for Consumer Proposal?
- EI Overpayments
- CONSUMER PROPOSAL AND MORTGAGE
- Consumer proposal and mortgage renewal
- unemployed after proposal
- Card payments prior to filing
- Can Creditor decide not to be part of Consumer Proposal?
- Consumer Proposal Gone Bad
- Consumer Proposal Unfairly Annulled
- informal proposal by relative to credit card companies
- Consumer Proposal – RRSP
- Credit Cards & Debt Limits
- Question
- After Consumer Proposal
- Trustee Fees
- Tax on income earned prior to consumer proposal
- cosumer proposa;
- Auto financing
- fees of a consumer proposal
- creditors
- consumer proposal
- Locked in Pension Fund for Consumer Proposal
- Cell phones and a comment on paying in cash only
- proposals and credit card use
- Consumer Prop. with Co-signer
- Consumer Proposal Out
- Consumer Proposal
- New laws
- my ex-wife’s consumer proposal on our joint credit card debt
- Proposal and Car Lease
- T. Beach
- proposal duties
- Lump Sum vs Monthly Payments
- what is a person who files a consumer propsal called?
- entering into a consumer proposal
- Income ense statements and consumer proposals
- Consumer Proposal
- Am I eligible to file a consumer proposal rather than filing for bankruptcy
- OPD
- entering into a consumer proposal
- Auto Lease
- Spouse disclosure and consumer propsal
- How do I get included into someone’s Concumer Proposal?
- cost of consumer proposal if it is rejected by the creditors
- Consumer Proposal for debt outside bank
- bad information
- Consumer Proposal Annullment
- Preparing for a Consumer Proposal
- I turned it around quickly, BUT…
- CAR LEASE
- self-employed
- Credit Card- During consumer proposal
- will bank try to close my joint bank account
- CONSUMER PROPOSAL AND MORTGAGES
- SECURED CREDIT CARDS
- Supplementary credit cards and proposal
- Can my bank seize my accounts if I file a proposal
- Consumer proposal where no mortgage and substantial equity in house
- CONSUMER PROPOSAL AND A MORTGAGE
- Surplus Income, student loans and consumer proposal
- secure card and consumer proposal
- Consumer Proposal and spouse’s employment
- Proposal Acceptance
- Car Financing
- Credit Cards
- consumer proposal and car lease application
- FICO Score
- worried
- Credit Repair after Three Years Consumer Proposals
- Creditor is chasing me after 5 years
- consumer proposal and mortgage
- consumer proposals
- Rating
- Division I proposal
- Proposal Payment
- proposal acceptance
- If a new job
- can i loose my house
- Credit Repair after Consumer Proposals
- Cost of a Proposal
- Can student loans be included in a consumer proposals
- Colletions
- proposal
- co-signer who can`t make the payments
- Mortgage Renewal and Debt Management Program
- my wife
- Credit card while in consumer proposal status
- pay day loan companies
- mortgage
- used car
- Credit Card that had a zero balance
- Transferring Mortgage during a Consumer Proposal
- Annuled Consumer Proposal
- What happens if bank won`t renew my current mortgage while in Consumer Proposal?
- Refinance to Pay off Consumer Proposal then Getting a New mortgage
- if i file consumer proposal, will it effect my status of employment
- Preferential Debt Repayment
- Secured Credit Card during Proposal
- change consumer proposal (amendment to consumer proposal)
- When can we purchase a house after proposal is completed
- New Proposal Limit
- can I declare a student loan in a consumer proposal and wht is the best route for me
- Credit Card
- Retaining Untapped Credit
- Travelling which in consumer proposal
- Consumer Proposal and how it affects assests jointly owned
- what happens if one person passes away and you have filed a joint consumer proposal
- Car lease and consumer proposals
- Credit card during consumer proposal
- Consumer Proposal vs Bankruptcy
- sole propietorship only source if income
- Sole propietor the only source of income
- Consumer Proposal ended
- Bank transactions prior to filing a consumer proposal
- Applying for a rental apartment
- Proposal Payments
- new law
- unregistered car lien and consumer proposal
- Need Advice
- Elderly parents and their debt
- Things I need to know about a consumer proposal.
- Mortgage while on Consumer Proposal
- New Car and a Consumer Proposal
- Secured credit card during a proposal
- Canada Revenue Agency
- Alternatives to Bankruptcy
- what about joint LOC if I file a consumer proposal
- I want to file a consumer proposal, what is the best solution for me
- taxes owing
- Can we file?
- medical malpractice
- Consumer Proposal and Home Equity Loan
- Home Equity & Consumer Proposal
- Sole proposal, wife on credit card
- how many can sign
- Division 1 Proposal
- Car Lease Default
- Car Lease
- Car Lease & Mortgage Renewal
- Aborted Proposal
- 25% vote against
- equity in home
- home ownership and renewing a mortgage
- Paying Off
- Proposal accepted by default???
- speaking with your trustee
- Can my defaulted student loans be managed by consumer proposal
- Trustee`s discharge without annulling a consumer proposal in default
- sponsorship Wife
- Annulled vs Failed
- U.S debt
- Slightly over 75000
- charges
- Savings Accounts
- Car Leasing
- Proposal over $75k
- How to rebuild the credit ?
- Credit Report After Fulfilling The Requirements of a Consumer Proposal
- Partial Secured Loan
- when does life begin after consumer proposal?
- Parents Co-signed on Mortgage
- credit building
- Proposal and Incorporation
- Credit Union wage assignments
- joint account in consumer proposal
- I stopped paying
- Change of consumer proposal
- How long for stable job
- US debt after Canada Proposal Filing
- Automobile Lease
- Credit
- Rental costs for a consumer proposal
- Proposal after time off from work
- Car Loan and a proposal
- Consumer Proposals
- benificary?
- CRA- retroactive action
- consumer prop
- Home Equity
- Federal Risk Portion of Canada Student Loan
- do i declare a proposal
- Proposal done for 1 year
- Personal Loan while still in a proposal
- Consumer Proposal denied?
- Consumer proposal costly
- CONSUMER PROPOSAL
- multiple proposals
Category: Cost Of Bankruptcy
- Considering bankruptcy: minimum debt amount and income calculation
- Fees for filing bankruptcy
- Trustee’s costs?
- Monthly payment to the trustee?
- What is the monthly fee for declaring bankruptcy?
- Does cost of living affect my bankruptcy payment?
- Do you report your income for the month you file bankruptcy?
- Bankruptcy Fees
- Need help
- Small Debt Bankruptcy
- Surplus Income
- Cost??????
- Income Taxes and Surplus Income
- How much surplus is alowed
- Bankruptcy
- TFSA
- unemployed in Ontario
- gst
- Patti
- Bankruptcy payments
- Public trustee fees
- scared
- 9 mths vs 21 mths
- employment while bankrupt
- Bankruptcy Costs
- Ms Confused
- Surplus income
- Finished Bankrupcy
- Trustee consultation fee
- cost of bankruptcy
- Credit Card Debt
- Cost of a trustee
- cost of counseling sessions required in bankruptcy
- SM
- Cannot afford to go bankrupt
- below Surplus Income
- Surplus Income Frustration
- total amount each month that you can declare for bankruptcy
- Living in seperate households after filing bankruptcy
- Paying mother rent
- retired and in debt
- what should I do?
- On Social Assistance
- Living With Parents/Income Limit
- judgement against me
- taxes
- seasonal employment
- Bankruptcy
- Surplus income
- why so expensive?
- Joint Bankruptcy with surplus income
- INCOME LIMIT
- extended discharge
- rules surrounding surplus
- single mom three kids no income
- bankruptcy
- Fees for filing
- self employed
- adult children
- Are exspenses reimbursed from your employer considered surplus income
- CAN I TRAVEL?
- Will my parents’ income be included in my surplus
- Surplus income
- medical expenses
- tax estimates
- trustee fees for filing
- surplus income and household
- Surplus income puts me further in debt
- monthly cost cost of bankruptcy
- End of Bankruptcy Surplus
- How do i start a claim of bankruptcy
- surplus income calculation while working outside the country
- Surplus income and debt
- trouble at the end of bankruptcy
- surplus $$$
- Trustee Fees and How Do I Pay the Trustee Each Month
- tax configuration
- Ontario Trustee Fees
- Whos best interest?
- Disability
- Spouse`s Income
- lost my income, will there be a cost to file for bankruptcy
- New Bankruptcy Law
- Surplus Income Calculation
- too much surplus
- single person and surplus income
- extra money
- Surplus income in bankruptcy
- Surplus Income Question
- Payments while in bankruptcy
- Cost to go Bankruptcy
- surplus income payments
Category: Credit Counselling
- I got a call from a collection agency
- Can I keep my business credit card?
- Can I apply for credit counselling for credit card debt?
- Canadian Credit Card Used Abroad – Returning Home?
- I need my credit card bills to go away
- Worried
- R7 and work
- Credit counselling
- Need Help!
- Counselling
- Can a Collection Agency freeze my account?
- Debt settlement, credit counselling ,or consumer proposal?
- Mrs.
- credit counselling vs line of credit
- needing help
- non profit vs profit
- Using a Debt Counsellor
- home forced sale
- credit counselling vs. proposal
- Credit Card Debit
- Delinquent on Debt Management Program
- credit counselling and consumer proposal
- Learning From My Mistakes
- Difference between Credit Counselling Loan and Consumer Proposal
- If I don`t make my payments what will happen
- Credit Counselling Affect on Credit Rating
- Credir Counselling
- Credit Counselling not working, can I still file a bankruptcy?
- Credit Counselling and Consumer Proposal
- Advice
- Joint Bank Account with Relative
- Parents owe a lot of money
- How do you know if someone has a judgment against you?
- What to include in debt management plan
- Court Judgment
- placing a lien
- Loan Negotiate
- Can I keep my house and car and start over
Category: Credit Repair
- How long will it take for me to repair my credit?
- Can i still declare bankruptcy if I live outside Canada?
- how do I start to get my credit rating on the right track ?
- Can I avoid my current filing if I can pay off my loans?
- Rebuilding Credit After Bankruptcy
- Unpaid debt statute of limitations
- Credit question
- Equifax
- Mr
- Credit Card Application After Consumer Proposal
- bankruptcy
- Restarting again
- Closing CC Accoung
- Secured Credit Cards
- reporting to credit agencies?
- Humble
- Credit Unions
- rebuilding credit with nominal payment
- R7 Rating and how to repair credit
- very bad credit
- need some help
- Applying for Credit
- credit card
- SECURE CREDIT CARD
- Credit Rating Standing
- After proposal/credit repair
- need a credit card when making reservations
- * year old debt
- Secured Line of Credit?
- Credit Counselling
- Car Loan
- Collection Agencies, Buying a Home
- ignoring creditors
- do i have to pay
- Help in this situation
- Does it help repair credit?
- Copies of previous bankruptcy informaiton.
- co signer for loan
- Post bankruptcy
- Ms
- Capital One CREDIT card…
- creditor enquiry
- Germany coming after me here in Canada??
- Future credit reports
- credit rating error
Category: Debt
- Owing money to canada revenue agency
- Can the creditors seize my monthly pension?
- Overpayment of salary – debt owed to the Receiver General, and bankruptcy
- wage garnishment outside of canada
- Line of credit and collection calls
- Lien against your property
- What happens if I get married during my bankruptcy?
- Statute of limitations – debt at least 8 to 10 years old
- Limitation period for contract debt
- Letter from a Collection Agency says I owe over $1000
- We have been sent a notice that is a writ for sale of land
- How do I avoid her creditors putting a lien on my house?
- Can the bank withdraw money from my account ?
- CRA Debts & a Lump-sum Payment
- Old Credit Card Debt
- I don’t want my employer to know that I am bankrupt
- Negotiating with Creditors
- Creditor threatening legal action
- rrif taxation
- 24 year old expectant mother struggling with paying my non-secured debt
- Can a collection agency put a lien on my house?
- RESP Bankruptcy
- how late lien on property can be done
- Mrs. Lisa
- victim of fraud ID?
- Debt Equalization Payment
- Employment Insurance
- Tax payment
- J. Walton
- bankruptcy
- $33,000 debt, no assets
- Senior
- Joint Investment Accounts
- loans from family
- Confused
- Tax Debt Collection
- Long Debt situation
- 3 out of 5 ??
- Seize or sue shortfall
- 2nd mortgage
- Seize in Alberta
- Cant continue car payments
- Harrassment
- i am a widow(low income); how can i renegotiate a line of credit on both mine and my late husband name?
- Lease Car Repossession – Getting it Back
- mom’s debt willed to me
- Three different banks
- Loan Co-signers
- Spousal Debt.
- Outstanding HST submission to CRA
- Husbands debt
- garnishment
- Senior Credit Card Debt? Bankruptcy or what?
- Who is responsible to payback CCTB.. who should file bankruptcy
- Harassment by collections deparment
- seniors and cpp
- Confused about Options
- Repossesion
- Is there any truth to what my parents are saying?
- TD Financial
- Mz v
- really need help
- My Financial Options
- debt owing
- What should I do?
- collection agency
- Can you Un-cosign?
- What will happen?
- collection agency harrassment
- statute of limitations on credit card debt
- Debt will take forever to pay off
- What about parking tickets?
- naive and finacially crippled
- credit card
- Jo-Ann
- never ending debt
- debt
- Writ of Seizure and Sale of Land
- mal
- credit card
- car loan question
- Foreclosure
- EI Debt
- Parking Tickets and Other Tickets
- Student & Credit Card Debt
- Corporate Tax after closure of Company
- CRA and back taxes
- judgment and bankruptcy
- can my wages be garnished every two weeks
- Gov. garnishing my wages
- TFSA while collectors are calling
- statute of limitiations
- dept
- Student loans, going back to school
Category: Debt Consolidation
- My debt in the states is in collections
- Credit Card Debt
- Consolidate Debt
- Confuse
- letter from credit card’s lawyer
- Debt consolidation
- Debt
- no income and $20,000 unsecured debt
- What To Do?
- No assets
- Tax
- declare or consolidate
- Mr Rheeman
Category: Debt Settlement
- Power of Attorney and financial liability
- Garnished wages but no no longer working there
- My visa and mortgage are under the same company
- Collection agency is threatening with a lien
- Ontario Government Seeks Feedback Concerning Proposed Regulations for Debt Settlement Industry
- Does debt settlement affect my mortgage renewal in 3 years?
- What affects applying for bankruptcy protection?
- Consumer Proposal Qualification
- Hospital Debt
- Can a collection agency take my disability payments?
- options
- creditors list
- Debt Management Plan and RRSP and other Savings/Chequing Accounts
- Qualification
- Credit CArd Company Refusal
- 407 toll in arrears
- Overseas creditor
- hurryup
- debt settlement
- help
- What happend to the credit rating
- tax return
- Taxes
- Credit card debt and unemployed
- Pros and Cons of Debt Settlement
- Debt settlement
- bankruptcy anullment
- Do I qualify for debt settlement?
- JMC
- Just signed with a company for Debt Settlement
- big headache
- Debt Settlement Companies
- Divorce Settlement
- best option
- tb
- Advice
- Do I qualify, with $35,000 Credit card debt
- Can u settle debt with CRA
- Entered a debt settlement contract
- Where to find a reputable Arbritrator
- settlement vs proposal
- Award entitlement
- Debt Settlement
- Debt Settlement
- settlement with CMHC
- Options
- Deposit account for pension not secure
- Bondable?
- Sorry Creditors
- McGinty
- debt help
- Ontario Student Loan
- what can I lose
- me in ontario
- options?
- revenue canada
- high credit card debt
- repossion of car
- Need help with repossession laws for leased vehicle in Alberta
- debt settlement
- company bankruptcy
- Help with Writ of Seizure and Sale
- Employer contact
- debt settlement vrs consumer proposal?
- co-signed for a loan and now it is in default
- Mark
- car loan
- Voluntary Repossession of Leased Vehicle
- Miss Brock
- cra and cmhc
- STATUTE OF LIMITATIONS
- Unpaid credit card debt
- garnished wages
- Ms. Need Of Advice!
- debt settlement
- Does the FIRM
- debt settlement
- Does a judgement continue to accrue interest?
- bridge
- Voluntary Repossession and then debt Settlement
- Credit card debts
- how to lower my payment
- Can a firm after agreeing to a settlement come back to me for the balance of the debt owed
- Credit Ratings
- Bankruptcy with Divorce Issues
- Would Debt Settlement be an option for me?
- A dirty rotten Ex-boyfriend
- getting tough
- employer contact
- Debt owed to a University but not a student loan…
- Credit problems
- Protection of spousal assets
- Joint line of credit with an ex-spouse
- debt settlement instead bankruptcy
- Options, how do we deal with our existing debt.
- Debt Settlement
- owner
- Debt Settlement and other options
- Liabilities
- lien on house
- Married People and Loans 7 yr rules
Category: Divorce & Separation
- RESP and my ex’s bankruptcy
- equalization
- Bankruptcy with Ex: Will she lose her home if I file?
- Bankruptcy during divorce
- We both filed for bankruptcy, now my wife wants a separation
- Can I buy His Mortgage for Property at the Bank?
- Would he have to liquidate his assets?
- What would happen to the house if the mortgage is not paid?
- Will I be forced to sell my property if my ex files for bankruptcy?
- Is the cost of my divorce trial affected by filing bankruptcy?
- She declared bankruptcy, what do I do now?
- Can I declare bankruptcy during legal battle?
- Do creditors need to know if we are separating?
- Bankruptcy While Legally Separated
- Ministry of training colleges and universities
- Does it affect our separation agreement ?
- My ex-husband is declaring bankruptcy, will this affect me?
- court date
- Consumer Proposal & Ontario Works Benefits
- Help!!
- Bankruptcy to avoid divorce
- pension
- surplus
- bankruptcy after divorce
- bankruptcy and separation
- Seperated, own home husband is declaring bankruptcy
- bankruptcy
- debt
- Filing bankruptcy during a family court case
- Debt Settlement
- Truck loan when u go bankeupt
- Ex files for bankruptcy, do I assume her half of the debt?
- court costs
- preferred creditor
- Bankruptcy and jointly owned house
- seperate debts
- Recently separated
- Child and spousal support orders
Category: Money Problems
- Self-Employed? Feeling a Pinch During Income Tax Season?
- Debt repayment questions
- Does my wife’s credit card debt affect me?
- Can the CRA seize a RESP?
- Can the credit card companies make me sell my property?
- Secured or unsecured debt?
- Will a public servant lose their job if they file?
- Are my CPP and OAS considered income ?
- Can CRA garnish CPP and OAS payments?
- What to do? 2 maxed out credit cards and a student loan.
- What are my options since my property is losing value?
- Can revenue Canada seize my income tax return?
- in bankruptcy just separated
- Confused Now
- unsecured credit
- Years off the Grid
- Collections agency rights
- Tired of being a debt slave
- Joint Bank Account Questions
- What Now?
- Sick Leave
- House / Maintenance / Lien / Renewal
- victims of fraud
- Tisha
- wage assignment
- wHAT HAPPENS TO HOMES AFTER BANK IS PAID?
- How much can I have
- Child Support Payments
- Imminent Auto Seizure
- Sieze or Sue
- Ms.
- bank account froze
- Car repossession
- Whattodowhattodo
- collection porceeding on credit card debt
- 2nd Mortgage
- Secured Credit Cards
- Anne
- sue or seize on conditional sales contract
- can they sue
- Responsibility
- is their a maximum that revenue can garnish
- CRA tax law
- Voluntary Repo
- Sued for defaulting on Credit Card payments
- Ann
- preventing garnishee
- secured loan
- owe money on mortgage after sale of home
- Vehicle loan ?
- line of credit
- settled proposal
- obtain the judgement
- Company Pension
- Is it a good idea to contact the creditors to discuss your situation?
- bankruptcy
- Seperation
- Voluntary repossession of vehicle.
- Bankruptcy or Consumer Proposal
- Questions about garnishment of wagees
- Defaulting on CMHC insured mortgage
- Voluntary Vehicle Surrender
- Wages
- supplemental card question re debt
- Am I now responsible for all my husband`s debt
- Business Debts
- Is the balance of a sold property my full responsibility?
- selling assets
- Don`t know which way to go.
- Power of sale
- Consumer Proposal & Bankruptcy
- repossession
- Voluntary Surrender of Vehicle
- Monetary Gifts
- creditcard
- collecting debt outside of Canada
- Please Help!!!
- What can I do.
- garnishee
- Insolvent Company
- deceased spouses debt
- I co signed a loan for my nephew
- what provinces in canada have seize or sue legislation with regards to motor vehicles
- how to remove a writ from real estate
- creditor proof?
- Third party lien on a title of home
- taking on common law debt
- mortgage payment in default on split up
- Spouse`s Debt
- What should my friend do.
- result of default on unsecured credit
- Question
- What are my rights as a co-signer to a loan headed for divorce
- How can a lien be put on a home when multiple others are on Title
- Can collection agencies seized bank account without a court order
- Writ of seizure and sale
- car repossession
- Help
- collection
- I don`t know what to do
- loan/lease default
- judgment when absent!
- Mortgage Company won`t renew
- Bankruptcy
- Where do I go now?
- voluntary return of property
- Garnishee
- Husband Filed For Bankruptcy
- I have no assets – what else can they do to me?
- Lien on Home
- curious
- Judgement forcing bankruptcy
- Failing to appear in court over debt
- Home equity LOC where joint ownership
- Wage Garnishment Maximums
- CMHC debt
- car payments and repo
- bank account
- Credit Card Debt
- Travel
- CRA Garnishing a Joint account??
- Garnishees
- financial responsibility for EX-permanent residents of canada
- Mortgage shortfall and house price on the market
- Professional Pilot
- joint car loan
- garnishment
- Options
- FORECLOSURE
- Mortgage shortfall: how does a bank calculates at what price will put the house on the market
- Mortgage shortfal, what happens?
- What assets can be seized by a creditor?
- Using Severance pay to pay down debt
- Wife
- can`t pay anymore
- Seizure by Sheriff
- Laid-off
- purchase a vehicle
- bankruptcy and mortgage: what is the legal action
- Commonlaw Debt Responsibility
- Store credit and credit cards
- Before a lien is put against my house
- set-off
- Secured personal loan
- RRSP cash out
- cra
- fraud
- Canadian in the U.S.
- Creditors Phone Calls
- Bankrupt Revenue Canada
- Cash advances from my Credit Card
- David
- Credit card companies – how they work
- Getting back on track
- miss scott
- How can bankruptcy companies get away with what they are trying to do?
Category: OSB
- What Debt Relief Option Might Be Appropriate For You
- Report to Parliament on Canada’s Insolvency Laws
- OSB Small Practice Liaison Committee (SPLC) Posting
Category: Student Loans
- Getting student loans during bankruptcy
- Defaulted student loans: what will happen if they are sent to court?
- OSAP loans?
- Do I get my tax refund or will it go to my student loan?
- Do I file for bankruptcy if I’m living abroad?
- Returning to debt after living abroad since 2007
- Student Loan not included in bankruptcy?
- Student Loans – How I inquire about them without getting them after me again?
- Help with student loans
- Currently unemployed and trying to get my student loans in order with no success.
- Am I responsible for my spouses student loans?
- Student Loans Debt Date
- Discharging a Student Loan Debt
- Consumer Proposal and Studen Loan Discharge
- Student Loan Issue
- mr
- student loan in a proposal
- bankruptcy
- How do I get my tax refund when owing students. Its been over 7 years can they be forgiven and how do i do that
- Bankruptcy in Newfoundland
- Student Loan from 1985
- No payments in years
- Mike
- Student Loan / Upgrading
- 7 year rule
- Filed Bankrupcy in 2006
- I have a student loan..
- when you are writing a thesis but not attending classes are you considered a full-time student?
- Student
- Student Loans / Equifax
- Consumer proposal after div 1 proposal
- Worked out of country
- student loan
- Mb
- Ms. Kjaer
- Student Loans Question
- Student Loan after bankpruptcy
- student loan
- Worried
- American Student Loan Debt
- Student Loan with a co-signer
- student loan discharge
- 10 Year or 7 year rule for student Loans
- how to know what i owe
- Student Loans with the Government
- When does the 7 year rule start for Student loans to qualify for bankruptcy?
- consumer proposals and student loans
- Question
- U.S. Student Loans
- 3 years later
- Lien on the house because of unpaid student loan
- Canadian Student loans
- Student loan
- Who informs the collection agencies?
- Student Loan Legislation
- What exactly is `Ceasing to be a Student`?
- Question
- hardship rule
- Loan Default question
- 7 and 10 year rule – clarification
- 10 year rule
- seven year period
- Default Student Loan
- The old student loan
- Scotiabank letter
- Garnish wages for student loans in New Brunswick
- Student loans and garnishment
- Student Loans
- Intrest on student loans
- student loan
- Student loan debt
- Favoring Creditors/ Government Student Loan
- 7 year rule
- Tamara
- Student Loan and Divorce
- Definition of Return to School
- Outstanding loan
- Student Line of Credit is co signed by parents…
- school and student loans
- Declaring Bankruptcy on Student Loans
- Canada student loan-default
- Mr
- Define `Student` Loans?
- bankruptcy and returning to school
- student loans
- Confused about the new Student Loan Laws
- Student Loan dilema
- Alberta Student Loans
- Sleepless in St. Catharines
- Going back to school, filing for bankruptcy, will student loan be taken with other debts?
- stop the collection adgency from harrassing me about student loans
- How returning back to school affects bankruptcy.
- bankrupt betty
- Need advice, should I file for bankrubtcy again
- Student Loan – Bankruptcy
- Student Loan concern
- Is it true not all student loans are cleared in bankruptcy?
- Student Loans Defaulted
- Bankruptcy
- repayment of student loan
- Can I get Student loan after bankrupty??
- Student loan
- am I able to get my student loan included in my previous bankruptcy
- 5yr hardship rule
- Studies End in `99 – dishcarged from Bankruptcy in `04
- paying on loans
- bankruptcy in 2006 and still owe money in student loans
- forever debt
- New laws
- 7 Year Rule
- Bankruptcy with two set of student loans
- Bankruptcy before the new regulation
- Is my student loan retro-active?
- discharge from a student loan that survived bankruptcy
- no where else to turn
- I`m paying back student loans but colection agency says its not enough
- Post Bankruptcy Student Loan repayment – Collection Agency
- Five year student loan period
- New 7-Year Rule
- Student Loan 7-Year Period
- retroactive application of new student loan rules
- Credit Ramifications
- student loans and the new 7 years rule
- 7 years in a row?
- declairing twice
- student loans discharge
- student loans and bankruptcy
- Returning from abroad
- Applying for Discharge under 5 year Hardship Rule
- Applying for bankruptcy with several loans…
- Student Loan is now 10 years old. I still can`t pay.
- Personal Interest Courses
- adding student debt while in bankruptcy
- Student Loans
- Student Loan be added to prev Bankruptcy?
- student loan payments during my bankruptcy
- Continued education
- student loans/no income
- when will the law change regarding student loans
- Ei benefits
- Bankrupcy and Student Loans
- School
- Returning to school
- My house and wife`s bankruptcy
- Bankruptcy after 6 years
- Student loans defaulted
- Student Loans less then 10 years
- Dan
- EX-wife has gone bankrupt
- Wife is bankrupt
- Need info for my niece
- 10 years from when?
- A loan to payback the student loan!
- refusal of banckruptcy
- new education
- Royal Assent > Proclamation > Law ?
- concerns about what courts may consider `studies`
- Confused
- The new proposed law
- Student Loans
- new student loans discharged period
- Garnishment of wages
- 10 to 7 year rule?
- Uncertain Position
- Student loan and bankruptcy of more than 10 years
- Student Loan Deferred Payment
- Seizure of funds
- Private student loan
- Student loan repayment
- Delayed request for repayment
- What are my options: student loans can still try to collect
- oooops.
- Student Loans and Consumer Proposals
- Federal Student Loan
- Paid off student loan 10 months before proposal
- Student Loan bankruptcy question
Category: Testimonials
- Thank-you
- Comment
- Thank you – Bankruptcy Canada
- Thank you
- I am so glad I have found this site
- thank you
- Great Site
- Thank you for your help
- Your site is very helpful
Category: Topics
- Consumer’s Guide to Credit Card Fraud
- Consumer Proposal/Bankruptcy – “The Easy Way Out”?
- Basic Income in Ontario – Would It End Personal Bankruptcies?
- Changes in Ontario Student Aid Will Lower Student Debt
- How Could This Have Happened? I Thought I Was Smart and in Control!
- I Need Money to Run My Household – Can I Go Bankrupt?
- I Feel Ashamed of My Situation – Are Most Debtors Irresponsible People?
- How Will Bankruptcy or Consumer Proposal Affect My Credit Rating?
- Who Is a Good Candidate for Consumer Proposal?
- After-Christmas Debt – Is It Time for a Reality Check?
- What Are the Financial Warning Signs That I Should See a Trustee?
- I Have Furniture of Sentimental Value – Will I Lose It in Bankruptcy?
- I Am So Worried About My Debt, I Am Not Sleeping – How Can I Decide What To Do?
- If I See A Trustee, Can He or She Force Me into Bankruptcy?
- Trustee Talk #103 – Doug Stuive Discussing Debt Issues Affecting Canadians
- How Will My Consumer Proposal / Bankruptcy Affect My Spouse?
- Consumer Proposal vs. Bankruptcy – What Happens to My House?
- Who Will Be Informed About My Consumer Proposal/Bankruptcy?
- Buying a Car with Imperfect Credit
- Why Would a Bank Accept Consumer Proposal?
- Trustee Talk #101 – Barton & Desmond Discussing Debt Issues Affecting Albertans
- My Positive Experience with Consumer Proposal
- What Canadians Should Know If They Cannot Pay Their Student Loan
- The Guide to Filing for Bankruptcy in Ontario
- New Ontario Law Will Create Frankenstein Category of Debt Settlement Service Provider
- What Are the Differences Between Consumer Proposal and Credit Counselling?
- Consumer Proposal vs. Settling Your Debts On Your Own
- When Should You File for Bankruptcy?
- The Difference Between Secured and Unsecured Debt
- The Secret To Getting Debt Collectors Off Your Back
- What Are My Options If My Wages Are Garnished?
- Under What Circumstances Can You Stop Collection Calls?
- Who are these people making collection calls?
Category: Trustees Talk
- Consolidated Credit Counseling Services of Canada and others Comment on Debt Survey
- In Canada, High Debt is the “New Normal”
- Cambridge Life Solutions Reviewed by Maclean’s
- Credit Education Week Canada 2011
- Supreme Court Decision – Will it Lead to Changes in Bankruptcy Law in Canada
- Gift Cards are Worthless if the Store is Bankrupt
- Bankruptcy Rate Drops in Canada
- Massive Credit Card Debt Leads to Bankruptcy in Canada
- Power Spending – Getting More For Less
- Cost of Filing Bankruptcy in Canada
- Household Debt in Canada at Record Levels
- Credit Education Week Canada 2010 – Some Final Thoughts
- The Wolf at the Door: What to Do When Collection Agencies Come Calling
- Draft Statement of Claim – More on the Story
- Credit Education Week Canada, and the Language of Money
- Canadian Personal Debt A Cause for Concern
- Draft Statement of Claim – Collection Agency Dirty Trick Number One
- Fixing Household Finances – The Thirty Day Challenge
- Why are More Seniors Filing Bankruptcy in Canada?
- Should you cash in your RRSP to avoid bankruptcy in Canada?
- Credit Cards: The Fast Route to Bankruptcy in Canada
- Consumer Spending: the backbone to recovery… but at what cost?
- Who Should Administer Consumer Proposals: The Discussion Continues
- Credit Cards: Why The New Rules May Not Be Good News For You
- Bankruptcy and Consumer Proposal Rate in Canada Increases
- Bankruptcy in Canada for Seniors With Tax Debt
- Debt Settlement Plans
- Debt-Free Forever: A No-Nonsense Book Review
- Consumer Proposal: One of the most important financial tools available to Canadians
- Pat Foran: The Smart Canadian’s Guide to Saving Money
- Running the Numbers
- Let the Truth Set You Free
- Debt Management Plans
- Consumer Proposals: A need for more administrators or a slippery slope?
- Licensed Trustees in Canada – The Best Solution
- Should Credit Counsellors Administer Consumer Proposals?
- What Oil Spills Can Teach Us About Dealing with Debt
- What Sunburn Can Teach Us About Bankruptcy in Canada
- Avoid Bankruptcy in Canada and Survive the “False Economy”
- Could you survive a 10% reduction in your income?
- Consumer Proposal: Will My Creditors Accept My Proposal?
- Bankruptcy Canada: Where can I go for help?
- Consumer Proposal: The Best Way to Avoid Bankruptcy in Canada
- Bankruptcy Canada: do the surplus income rules discriminate against women?
- Five Fears About Bankruptcy in Canada
- What Earth Hour Can Teach Us About Avoiding Bankruptcy in Canada
- New Mortgage Rules in Canada: Too Little, Too Late?
- Payday Loans: The Most Expensive Way To Borrow
- Debt and the Recession Lead to Massive Increase in Bankruptcy Rate in Canada
- Debt in Canada: The Ticking Time Bomb
- Debt Consultants and Debt Management Plans: Scams, or a Good Alternative to Bankruptcy in Canada?
- Do You Play to Win, or Do You Play Not to Lose?
- If a Consumer Proposal is Better Than Bankruptcy, Why Would a Creditor Ever Say No?
- Are Credit Card Companies Evil?
- Four Tips to Recession Proof Your Job
- What Does “Reasonable” Mean When You File a Consumer Proposal or Bankruptcy in Canada?
- Will The Bankruptcy Rate in Canada Plummet in 2010? A sign of economic recovery or something else completely?
- Don’t Make a Financial New Year’s Resolution This Year
- 2009: A Very Eventful Year for Bankruptcy in Canada
- Research Your Options, and Focus on the Positive This Holiday Season
- Why The Bankruptcy Rate in Canada Spikes After Christmas, and What You Can Do To Avoid Bankruptcy After Christmas
- What’s a consumer proposal and why would any accept one?
- The Price of Progress: New Bankruptcy Rules Hurt Some People They Were Designed to Help
- Massive Increase in the Personal Bankruptcy Rate in Canada: Why, and What’s Next?
- Too Good To Be True
- Buying a Lottery Ticket is Not Financial Planning
- Credit Education Week in Canada
- Retirement, Pensions and Bankruptcy in Canada: The Future Is Up To You
- The Insanity of the New Bankruptcy Rules in Canada
- Thanksgiving Day in Canada
- The View From The West – Will The Vancouver 2010 Olympics Impact Personal Bankruptcy Rates?
- Finally some good news for Canadians facing Bankruptcy
- The New Bankruptcy Rules: Some Predictions
- New Bankruptcy Rules in Canada: The Bad News, and the Good News
- Consumer Proposals Will Increase Under the New Bankruptcy Rules in Canada
- Younger Canadians More At Risk From Debt
- Surplus Income: How the New Rules Could Extend the Cost of your Bankruptcy in Canada
- New Bankruptcy Rules in Canada: What You Need To Know
- Is it the economy that is driving the increase in bankruptcies and proposals across Canada?
- Why Budgeting is the First Step Before Bankruptcy in Canada
- After Bankruptcy in Canada: How to Rebuild Your Credit
- How do you know if you have found a good bankruptcy trustee?
- Why a House is NOT an investment
- Top Ten Tips for Starting a Business in Canada (and avoiding bankruptcy)
- Canada Day Resolutions
- A Dirty Little Secret about the Government and Bankruptcy in Canada
- Bankruptcy Lessons from the Stanley Cup Champions
- Welcome to Trustees Talk
Category: Wendy's Column
Category: What I Keep or Lose in Bankruptcy in Canada
- Bankruptcy and money in bank account
- Filing bankruptcy and trustee of family estate
- insolvent, moving
- RRSP in bankruptcy
- Repossession of house
- How much of his insurance settlement would he receive?
- keep my vehicle and still file bankruptcy?
- Do medical/dental benefit repayments count as surplus income?
- Will the bankruptcy take the insurance money from me?
- Will my wife and I lose our home?
- Debt with Canada revenue. I cannot afford wage garnishes.
- Are RRSP’s exempt from seizure in bankruptcy?.
- Will I Lose My Long Term Disability Settlement Pay Out
- Will I lose the life insurance money?
- What happens to the financial obligations to the trustee?
- What happens with my tax return if I file bankruptcy?
- Why does he get to keep his vehicle?
- I can’t afford all my bills since I was between jobs
- Will my kids lose their belongings?
- Will I lose my home, car & business if I declare bankruptcy?
- Will filing bankruptcy affect student loan eligibility?
- Do I have to include credit card debt in bankruptcy?
- If I file bankruptcy can they take from my child’s bank account?
- How much money can I keep in my bank account?
- What exemptions can I may qualify for with a small farm?
- If I have a car loan and claim bankruptcy do they take the car?
- Bankruptcy Exemptions Quebec
- How is an LIF treated in a bankruptcy?
- Refinancing before declaring bankruptcy
- If i file bankruptcy what happens to jointly owned property?
- $9000 equity of house
- Canada Bankruptcy and Florida Property
- Effect of bankruptcy on CPP and provincial disability pensions, and also on EI benefits
- Can a couple declaring bankruptcy keep their jewelry?
- What About My Inheritance?
- Life Insurance
- Co-owning property
- MRS>
- car lease
- work pension
- Car
- Ms.
- Easy Home
- needs help
- personal bankruptch
- divorce settlement timing and whether the bankruptcy trustee claims it? the Licensed Insolvency Trustee?
- bankruptcy
- family
- analyst
- Confused
- Dual Citizen
- Parent
- Ontario Works
- Bank Accounts
- Bankruptcy
- CPP and Company Pension Plan
- Charlene
- Bankruptcy
- S. Withers
- Need Help Now
- House
- cars
- personal injury law suit
- What options do I have
- Child Tax
- RESP exempted from bankruptcy
- What happens to my cars?
- Exempted property
- ms
- car
- Disability vehicle exemptions
- Car Loan/ RESP
- 2 Cars – 1 Loan
- residence outside of canada
- Can a creditor sell a jointly-owned house for the debt of one part owner of the house?
- Can I keep my car?
- bankruptcy
- questions???
- my truck
- House
- Job loss
- Bankruptcy
- RSP
- Feeling lost
- Family members assets
- help
- lose the car
- Will I lose my stocks in Bankruptcy
- Home
- RESP – divorced bankrupt
- 2nd time bankruptcy question
- Horses/livestock,
- bankruptcy
- bankruptcy with rental income?
- anonymous
- parents in financial difficulty
- bankrupcy and inheritances
- property outside canada
- Acrimonious
- Question on Asset Transfers
- windy
- property in bankruptcy
- what happens to my mothers home
- Concerned
- 2 Vehicles
- miss
- Life Insurance
- Credit card
- loosing my house
- spouse
- matrimonial home
- Buying Back Vehicle From Trustee
- Shared Cottage
- out of province property
- Foreclosure &/or Bankruptcy
- land
- Senior Citizen
- gic
- Education fund and Bankruptcy
- Will we lose both vehicles?
- keeping the car
- Income tax refund
- Donna
- matrimonial home
- Death and Bankruptcy
- Company RRSP/Pension
- Inheritance
- Husbands Debt
- Senior Thinking Of Bankruptcy
- part owner of company
- basic question
- Submitting receipts later
- Cashing in RRSP’s
- Can I keep my income tax refunds?
- bankruptcy and small claims court
- Excess car value
- income and expenses
- car
- tool of the trade
- inheritance
- Car
- Secured LIne of credit
- Legal Aid Lien
- gifts after bankruptcy
- Cash in Bank
- Property seizure ?
- LIRA in a bankruptcy
- thinking about bankruptcy but need to if my rsp is ellible for exemption
- Child tax refund from before we filed bankruptcy
- What I keep or lose
- Horse and dogs
- Win money in contest during bankruptcy
- Mr. Jones
- karen – would I loose my care in bankruptcy
- Corporation vs personal and divorce
- will i have to give up my car?
- Landand bankruptcy in Alberta
- Personal Bankruptcy
- can i keep my home
- vehicle and bankruptcy in quebec
- bankruptcy
- Is it possible to lose your house because of pre bankruptcy settlement?
- Joint Ownership and bankrutpcy Question
- rrsp`s and bankruptcy
- Inheritance
- Redeemed exemptions
- RESP and bankruptcy / consumer proposal
- A Joint Car Loan ?
- Vehicle worth less then 5650.00
- House titlement and code of ethics on behalf of a company
- RESP changes?
- go into home?
- winning money and bankruptcy
- RESP Account
- Employment Insurance Income and personal bankruptcy
- CPP Disability Payment
- Unsettled estate and bankruptcy
- is a consumer proposal or bankruptcy
- Death + Bankruptcy
- Filing Bankruptcy,
- pension transfers
- gwn
- morgage into bankruptcy
- other family member possessions
- inheritance seizures
- lease
- Firearms
- Owned Vehicle
- inheritence
- car lease
- rv – exempt property
- vehicles – leasing/purchasing
- what can i keep
- pensions and bankruptcy
- artist`s assets
- No job, no savings, living as a dependent who is on Social Assistance…what can I lose?
- can you keep any money
- ccp benefits
- is this considered an asset that can be taken?
- vehicle
- Will we lose everything?
- I need to save Mom`s house
- how personal property value calculated
- my home and car???
- House question
- Please help with Canadian law on seisure of home
- Home ownership
- Old Age Pension
- CRA and garnishment
- home
- MANurisms
- Joe
- leased car
- bankruptcy
- How are the things you own assessed by the trustee
- How are my assets evaluated
- vehicule ownership
- What will i owe?
- pensions
- Regarding Vehicle
- Bankruptcy, RRSP`s and my vehicle
- TAX DEBT
- RESP
- assets
- student loan and visa and mastercard loan
- Board of Directors
- claiming bankruptcy
- wondering
- RESP`S
- RRSP Protected
- Housing worries.
- Can the bankrupt simply advise or disclose the sale
- RENTING WHILE BANKRUPT
- general
- lawsuit for motor vehicle accident
- Engineer/MBA
- Am I allowed to do buy a car so I can keep my job
- Living Together-Can Girlfriend`s Assets be Seized?
- will I lose my car?
- Tools for work
- Can a trustee seize all assets of value?
- Personal Bankruptcy
- forgotten credit card and bankruptcy
- sposes inheritance and bankruptcy
- pension
- bancrupcy
- How does this work
- loss of personal assests
- Surplus Income & Length of bankruptcy
- Buying a business before discharge
- house
- Living Costs During Bankruptcy
- our home
- my secured loan
- Joint Owned Property
- What is kept/lost if a bankruptcy is filed?
- icbc cheque
- civil lawsuit settlement pending
- What happens if you have a paid car and need to file for bankruptcy
- bankruptcy and property
- Pension
- going bankrupt and keeping my house
- cashing in RRSPs
- Mr
- Should I declare?
- Why do I have to give the RESP up in Bankruptcy
- Assets and bankruptcy
- personal bankruptcy
- Vehicles and bankruptcy
- Debt Consellor`s Advice – need second opnion
- what you keep
- About RSP
- RESP contributed by spouse
- Home in ex husbands name and mine
- inheritance and bankruptcy
- RRSP`s
- home and bankruptcy
- Our Home
- canada bankruptcy questions
- owner of a small cafe
- lori
- time share
- mortgage and credit cards
- ms
- Will I loose my car if I file for bankruptcy?
- manager of non-profit organization
- How do recent credit card purchases effect bankruptcy?
- Joe Broke
- What is considered `work tools`
- Joint Ownership
- banckrupcy
- home
- vehicle
- Property in US
- Ms.Jilted
- GIC in both my name and my childs name
- Will i lose my refund if wife goes bankrupt etc?
- Wills
- Jewellery
- wondering
- contribute to an RRSP while in bankruptcy
- tax refunds
- tools for work
- I own two houses
- Is bankruptcy an option
- secured loan
- personal bankruptcy and surplus income
- Autopac Registration / Ownership
- going thru a divorce/serious health issues
- My name on someone esles title
- Bonus Pay
- Income Tax Refund
- Will I lose gifts?
- Buying a car while bankrupt
- Home
- Ex husband wants to file for bankruptcy
- Bankruptcy
- Can I keep my car?
- House and Secured Line of Credit On Mortgage
- I am filing bankruptcy, will this effect my husbands credit
- secured vs unsecured loans
- Pension
- Inheritance
- Joint Asset
- one leased,one paid off
- Can I go bankrupt for just my credit cards and line of credit
- exemption for house equity in Nova Scotia
- insurance compensation
- Liens
- Do exempt assests double in joint brankruptcy?
- Equity in Home
- Will the full value of my RIFF be taken away
- Home equity
- Who comes at home to verify the list of asset
- Can I keep my car
- What do we keep
- RRSP question
- Property out of province
- Keeping a motorcycle
- Is there a way to stop my mortgage co-signer from assuming the property title
- assets kept in United states
- 2 vehicles required for work purposes
- personal Bankruptcy
- What is included in allowable furniture?
- Senior Bankruptcy
- UNSECURED CREDITOR SUES THIRD PARTY
- What assets are considered exempt in Albeta?
- child support
- How does the garnishment of wages work?
- Criminal Charges and Divorce
- how much monthly earnings can I keep
- Home
- value of said goods
- purchases before going bankrupt
- Will my family lose our house?
- Private Personal Loans
- After Divorce settlement
- items to keep during bankruptcy
- Co-owner of property
- personal loan on vehicle.
- Will a bankruptcy help me if I have a house and the mortage is larger the the porperty value?
- Tools of the Trade and Furniture
- Do they take household furniture when someone files bankruptcy?
- provincial gouverment debt
- Handling of Shareholder`s Loans when Shareholder Files Personal Bankruptcy
- RRSP gray areas
- Personal Taxes
- Motor Vehicle Lease
- 2 Vehicles
- House in bankruptcy
- tax on exemptions
- Vehicle and House
- Group RRSP with employer
- Two cars….Joint Bankruptcy
- Federal tax debt
- house in husband`s name
- Money from wedding social
- need help
- car lease
- account
- personal items allowed to keep
- Credit Card in Bankruptcy
- income tax debt
- auto accident during bankruptcy
- Value of excempt items…
- allowable exemptions
- property or house oversea
- locked in RSP with company
- Zero Balance Credit Card – Declared Bankruptcy
- assets
- Vehicles
- Assets that I can KEEP…
- my house no equity
- what do I loose
- Exempt Property
- RESP – Is it affected during bankrupcy
- car loan: can I still keep the car after bankruptcy
- Investments on Behalf of Sisters
- abestos settlement
- car
- photographic equipment
- Child Tax Credit
- will i lose my house
- cars
- rrsp`s
- Banker`s Filing Bankruptcy
- I have a judgement from Alberta but am a resident of Manitoba
- RRSP`s and personal bankruptcy
- Business bank account
- Owning a Vehicle

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