I am considering going the bankruptcy route due to debt accumulated from a divorce and a layoff from my job. I went back to school, but I am struggling financially. I have two questions. First, can I file for bankruptcy to zero all my other debt, but still keep the student loans I already have? […]
Student Loans
Most Recent ‘Student Loans’ Posts
Defaulted student loans: what will happen if they are sent to court?
December 18th, 2015 by Questions
I have federal and Nova Scotia student loans in default. I am self-employed in my area of study. I filed for bankruptcy in 2013 to cover an enormous amount of student related debt on a Professional Student line of credit and credit cards but was only out of school for two years so student loans […]
OSAP loans?
April 27th, 2015 by Questions
Your website talks about Canada Student loans. Does this include OSAP loans? CIBC is telling me it doesn’t because it is Provincial.
Hi There, I am on a second proposal which was started in Dec of 2014. Prior to that I was on a proposal from Sept 2010. Both proposals included my student loan however it survived the first one, but will not survive the second as I have been out of school for more then 7 […]
My last date of study was in June of 2006. I had been making full payments for years after my repayment began, despite not earning any income. It was only suggested to me (after my funds had depleted)that I could do repayment assistance etc. In 2009 I moved abroad and was not elligible for the […]
Hello, I graduated in June 2006 and in May 2007 I left Canada to move abroad. I have been abroad ever since. I do recall, in late 2007, I tried to re-extend my 6 months interest-free period, but i found out that I have to be a resident in Canada to do so, and I […]
I filed for bankruptcy 8 years after I finished university. I completed a master’s program within those 8 years but it was paid for in cash. When I initially finished my undergrad I didn’t find work right away and took advantage of the repayment assistance program (through OSAP) for my student loan. I am told […]
Student Loans – How I inquire about them without getting them after me again?
September 9th, 2014 by Questions
I received osap for college in 1994(?) and did not graduate in 96 as I gave birth. Since then I haven’t paid anything. I am currently on ODSP for Crohn’s disease and am a volunteer community advocate. I’m wondering if these loans ever ‘go away’; how I inquire about them without getting them after me […]
Help with student loans
July 31st, 2014 by Questions
I graduated from university in April 2013 and was told that my 12 month payment free period would be over in November. I tried arguing many times that I graduated in April and not November as their records indicated and was told to apply for the repayment assistance program, but that they wouldn’t change the […]
Currently unemployed and trying to get my student loans in order with no success.
June 2nd, 2014 by Questions
Hello I graduated in 2008 and was filling out the Edulinx form b for interest relief every 6 months, then, through a clerical mistake and nightmare in 2011 I was not eligible as they said they did not receive my forms—I have copies of everything being faxed, but finally gave up trying to solve the […]