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Repair Your Credit with a Secured Visa Card

You have bad credit, or no credit at all. You want to re-establish credit or repair your credit, but you can’t because you have no credit!

Find out more information about a secured visa and how to repair your credit

What can you do to repair your credit?

Simple. You need someone to give you a chance to prove yourself. One of the best ways to repair your credit is to prove that you can handle credit with a secured Visa card, provided by Home Trust.

How does it work?

The Home Trust Secured Visa works exactly like a regular Visa card, except that your credit limit is secured by a cash deposit. You provide Home Trust VISA with a deposit of as little as $1,000, or as much as $10,000, and you receive a Home Trust VISA card with a credit limit equal to the amount of your deposit.

You can use your Home Trust VISA card to rent a car, reserve a hotel room, rent a video, or make purchases over the phone or the internet, up to your credit limit. By paying on time, you repair your credit.

For more information, click here to see answers to Frequently Asked Questions (FAQ) about secured VISA cards

You can also talk to a Licensed Trustee for free to ask all your questions. We have trustees everywhere from British Columbia to Ontario and more. Get your questions answered.