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“I just received my automatic discharge and want to thank the trustees for providing their expertise and all that they do on this phenomenal site!”
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Frequently Asked Questions
What happens to my house after filing bankruptcy?
While the laws are slightly different in each province, the basic concept is the same. You can’t keep a house in bankruptcy if you have a lot of equity in it at the time when you go... [ Read More ]
Does filing for bankruptcy affect my spouse?
Filing for bankruptcy in Canada does not directly affect your spouse. Your debts are your debts; only you are responsible for them. If you go bankrupt, your debts are ... [ Read More ]
How long will my bankruptcy last?
Several factors affect the length of you being bankrupt in Canada. Your bankruptcy ends when you receive a discharge, the event that actually cancels your debts. Most bankrupts ... [ Read More ]
What can I keep if I file bankruptcy in Canada?
You can keep some of your possessions when you file for bankruptcy. These assets are called bankruptcy exemptions, because they are exempt from seizure by your Licensed ... [ Read More ]
What happens to my debts when I go bankrupt?
It depends on the type of debt, and in some cases on your payment status. There are actually some debts that stay, even in bankruptcy. The concept behind a personal bankruptcy in ... [ Read More ]
What is a Consumer Proposal?
A consumer proposal is an alternative to declaring personal bankruptcy. It’s an arrangement that’s negotiated with your creditors through a consumer proposal administrator (who is ... [ Read More ]
The Bankruptcy-Canada Advantage
A Licensed Insolvency Trustee (LIT) is the only professional authorized by the Canadian government to administer Bankruptcy or Consumer Proposal. As a consumer, you can be confident that a Trustee has the training, experience, and understanding to help you solve your debt problems.
If you are troubled by debt and are seeking answers, we invite you to browse our website’s comprehensive collection of articles, which have been prepared and reviewed by Trustees. You will find answers to many of your initial questions right here.
Bankruptcy-Canada can also link you with a LIT in your area. We deal with trusted firms across the country. Browse the information on our website, and then let a Trustee take you through the next steps. Regardless of your situation, a better financial future is possible. Your first appointment will be free.
“I just want to add my thanks for the work you do on this site. After literally months of soul-searching I decided to get up the nerve to see a trustee about my finances. I must say a great weight has been lifted off my shoulders. I decided to file a proposal and as yet do not know whether it has been accepted or not. We’ll see, and then go from there. I don’t feel like I have no options. But I personally urge those who feel unsure about their situation to please see someone. It’s hard to take the first step, but you will not regret it.”
“Thank you for answering all my questions. This is a GREAT site, and will recommend it to others. Much appreciated.”
“After reading the information available on your website and evaluating my options, I opted to file a proposal which has recently been accepted. I feel good, as I feel that I am taking responsibility for some bad financial decisions. I wish to thank you for this great website, for helping me find a good Trustee, and I want to also thank my Trustee for providing guidance during this difficult period. Keep up the good work!”
“I am so glad I have found this website. Thank you so much for what you do here!”
“I received my automatic discharge from a first time bankruptcy about 1 week ago. I just wanted to commend you for your efforts on this website. I felt educated about the process both from going through the information on the site and then also after I first contacted my trustee, they too answered my questions promptly and professionally.”
“This is one of the most informative sites I’ve seen. The answers I've found here are as straight forward as possible, without trying to dance around the question. Thank you very much!!!”
“Thank you for your help! Your site has been very informative, and we have now had a meeting with a trustee.”
“Thank you for this site. I received my discharge papers from my Trustee last week. Over the past 9 months I have visited this site on a daily basis and it has been a huge help. I really appreciate this site and will continue to come back and read. For all of you out there that are fearing what the future holds for you before, during and after filing please take a deep breath and know that everything will work out for the best. You life is not over… it is just beginning.”
“I just received my automatic discharge and want to thank the trustees for providing their expertise and all that they do on this phenomenal site. I've read every single archived blog dating back to 2005 and this truly is the best and most informative site out there. Trust me, I looked!”