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After Bankruptcy: Answers to Questions

Most Recent ‘After Bankruptcy’ Posts

paying family back after discharge

I went bankrupt in 2006 and was discharged last year. I am now in a better financial position and have started to pay back family members who lent me a lot of money prior to my bankruptcy. Could I get in trouble for doing this, now that I`m discharged?

Recent Purchase

I needed and purchased a laptop about a month ago on a retailer`s credit card on a 24 month no interest payment plan. The total is about $1700 I owe for this particular item. I`m now considering bankruptcy due to my overall financial state and wondering how the the laptop purchase would be viewed by […]

How will my bankruptcy affect my new wife’s credit.

My wife and I would like to purchase a house. I have claim bankruptcy twice before I met her. She has excellent credit. Can my bankruptcy affect her credit or her/our ability to obtain a mortgage? We both make good money, her more that I. Can I still use my income in addition to hers […]

which bank?

In your experience, after going through bankruptcy, which bank(s) are easiest/hardest to obtain credit through in the future? Is one easier or harder on past bankrupts than another? I`ve heard Scotibank and CIBC are the least likely to give credit if you`ve been bankrupt, and wonder how true it is.

borrowing for RRSP

My husband and I were discharged from joint bankruptcy in August `07. I have done our taxes for 2007 and it looks like we will be getting about $1700 back. What is the likelihood that a bank would give him an RRSP loan?

filing taxes after discharged

If i failed on jan31/07@was released on nov01/07fully discharged and my trustee filed previous year taxes did my refund go to my credetors and how many more years must i file with a trustee once i have been dischared and is your trustee to give you a copy of any taxes filed for you with […]

Reverse a Bankruptcy

I have not yet been discharged but my financial situation has changed…can I take back the fact that I have declared bankruptcy ?

how long to keep documents

I understand that I should keep our certificate of discharge indefinitely, but how long should I keep my other financial documents, related to the bankruptcy? I have all of the original loan documents, and the last credit card statements in a file with our other bankruptcy documents but wonder if I really need to be […]

Never Discharged

I declared bankruptcy in 2001 but never went to get discharged. What are my options now to get back on track.

WHen can I file for my income tax

I recieved my discharge last year 2007 9 months after I filed bankrupcy, Can I now file for my own income tax? And who will get my income tax return for this year?

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