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We are a family of 6 and sold farm to get out of debt and now can’t get mortgage due to a file of personal bankruptcy at the same time. and now desperate for a home to safely raise kids in. I want to know why can’t a person be able to apply for a […]
I have recently completed a consumer proposal (8 months ago) and I am in the process of rebuilding my credit. (I currently have a secured credit card) but I would like to purchase a car. Would it be better for me to wait until i have 1 solid year of credit history with my credit […]
can you give me a rough idea of what to expect – if I hypothetically have $125,000. worth of unsecured debt – and I do a consumer proposal – and we agree to repay approx $50,000. what would the trustee fees be on this?? is it a percentage?? Also – we have an offer of […]
I received an automatic discharge on December 31, 2006. My questions are 1. Who is responsible to do my 2006 taxes? My trustee or me? The obviously did a pre-bankruptcy return in March 2006 when I filed. 2. One of the recommendations for rebuilding credit is to consistently save through RRSP’s and other methods. I […]
If you have a tax refund owing once you are discharged from bankruptcy and creditors do not make claim to it will you get that refund and how long should it take to get that refund.
I was discharged from bankruptcy in Jan. 2006. in Ontario I understand that my pre and post income tax refunds were kept for the year 2005. When I file my income tax for 2006 will I be able to keep this refund?
