Co-signer rights
I have co-signed a loan, I have declared bankruptcy..if the person I cosigned for defaults on this loan, am I still responsible ?
After Bankruptcy: Answers to Questions
Most Recent ‘After Bankruptcy’ Posts
Life insurance and bankruptcy?
My husband and I applied for life insurance and were denied due to our bankruptcy. Is the life insurance company allowed to deny you because of a bankruptcy? If yes, how can we go about getting insurance? Are there companies out there that will insure someone who was bankrupt? We have children and now that […]
How long for notice given to creditors?
Hello: I was wondering how long it takes for your creditors to be notified that your status is an undischarged bankrupt? One of my creditors says they have not been notified by my Trustee, and they have the right to keep calling me. I AM ABOUT TO BREAK DOWN AS I CANNOT TAKE THIS HARASSMENT […]
Bankruptcy means not bondable?
Can you still be bondable after you have filed for bankruptcy? If not, once you are discharged, can you then be bondable, or does bankruptcy mean it can never happen? Thanks for your assistance.
rebuilding credit
My husband and I filed joint bankruptcy last year and have recently been discharged. We want to start rebuilding our credit as soon as possible and have been looking into the secured credit cards. Since we filed joint bankruptcy, we obviously need to rebuild my credit and his – but we cannot afford the fees […]
Harassment after discharge
Hi, I have been discharged from bankruptcy over two years now. Since then I have been trying to do everything possible to repair my credit, paying all my bills on time and even obtaining a credit card, which I use responsibly. Recently, I received a letter in the mail from a lawyer of one of […]
can a this be retro actively included in a bankrucpty
I filed for bankrupcty in Feb 06 and was discharged in Nov 06. While in bankrupcty my partner and I were able to finance a van, but the payments were too much and unfortunatley we tried to give it back, but the finance company wouldn’t hear of it. Finally they repossed the van. We have […]
Impact of Bankruptcy on SO’s Credit
My significant other declared bankruptcy in 2006 and was discharged in January 2007. We are now living common-law. What impact does his bankruptcy have on my good credit rating? If we decide to purchase a house together is there anything I should know before approaching a bank for mortgage?
Trustee as an authorized representative
We claimed bankruptcy in Aug/06 and was discharged in May/07 after 9 months, meeting all of the required obligations with to our creditors and trustee. We did sign a consent form to have the trustee prepare and keep 2006 tax refund (pre and post bankruptcy). Am I correct in thinking that we are entitled to […]
Have you declared personal bankruptcy?
I declared bankruptcy in 2000 and was discharged in Jan 2001. I understand that it takes 6 – 7 years before the bankruptcy information comes off my Credit Report. My question is this, “When can I answer NO to the question of having declared personal bankruptcy?” When the question is asked on application for credit […]