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Would filing a consumer proposal negatively affect the prospects of my wife`s employment with the Federal Govt? She`s been offered a contract position which could potentially lead to a full time position. In short would proposals be viewed in the same vein as filing for bankruptucy? Posted from: Ontario
Several Questions: 1) Is bill C-12 in effect now? ie. 250000 consumer limits 2) The house is in my spouses name for a while now…are there any concerns re: Consumer proposals or bankruptcy with this? (no mortgage) 3) She also co-owns a recreational property with her parents, but I may be still on the mortgage? […]
I have unsecured debts with Td Canada Trust, Citi Financial, and Capital One. In your experience, does TD tend to accept proposals of 25%? They are my main creditor. Posted from: Alberta
Hi, I just completed my Consumer Proposal (did so 6 monhts early) and I have my certificate of Completion now. How difficult will it be for me to finance a vehicle now or should I wait a certain amount of time??? Posted from: Ontario
How does the trustee know I have included all of my credit cards when filing my consumer proposal? Will they do a credit check?? Posted from: Ontario
I am in a 3-year consumer proposal and I am in the end of the first year, no problem of paying to my trustee monthly according to the consumer proposal. My question is: if you want to apply to lease a car in car dealership, will they accept my application or just refuse it? Posted […]
Once a consumer proposal purges from your record, should you see an immediate jump in you FICO score? Posted from: Ontario
I am thinking about filing for bankruptcy, or consumer proposals should I wait 3 months before filing? I am a little scared because I maxed out my credit line and I also used my credit card as well. I just found out from this site that a person can be charged with fraud, is this […]
After three years consumer proposals purge from the credit bureaus. However I have several questions: Will my credit rating be clear or will I still be working from a deficit? I`ve had a secured credit card for over 2 years, department store credit card for just over a year, and recently had a family member […]
After 5 years of consumer proposal … and that went well and paid off for 3 years now, one of the creditor is after me.. How could that happen? What did I do wrong? Or I didn`t do what I was suppose to do? I have never received the proof of completion. But did the […]
