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Car Financing

Hi, I just completed my Consumer Proposal (did so 6 monhts early) and I have my certificate of Completion now. How difficult will it be for me to finance a vehicle now or should I wait a certain amount of time???

Posted from: Ontario

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One Response to “Car Financing”

Barton Goth – Goth & Company Inc. – Bankruptcy Trustees said...

In this climate it is very difficult to determine how the different financers will react in your situation. The fact is that the lending market, even in Canada, has tightened up the supply of credit. However, the longer you wait and the more efforts you make to re-establish your credit the easier it will be.

Traditionally you have been able to find a lender for a vehicle fairly easy, and while I still expect this is the case, it may take a little bit of work. So I suggest you call around, outline your situation in advance and ask if they think you could qualify.