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I read somewhere in this site someone else who was asking about this- that you can still apply for a Secured credit card during a consumer proposal. My question is, will having this credit card help my credit get a head start on the re-building process? or will having this card only really help me […]
I am about to file a consumer proposal without my husband. All of the debt is mine and it is very important to me he not be affected. My problem is that we have one joint bank account (CIBC) and one joint credit card CIBC (no balance on it so it is fine) but what […]
Will I have a problem renewing my mortgage while I am in my consumer proposal? I just started my cp and my first mortgage renewal is not up for 3 more years and my second is up for renewal in 2 years. Also because I had an unsecured loan with my mortgage company , will […]
How long do I have to wait after I have filed a consumer proposal to apply for a secured credit card? I travel alot for work and need to have something to hold reservations. Posted from: Ontario
I`m filing a consumer proposal to deal with some credit card debts. One of the cards is an AMEX which is in my name only. I also have an Amex card which is a supplementary card that my spouse got for me a few years ago. He`s the primary cardholder on this card and has […]
I`m thinking about going the consumer proposal route on some debts that include a line of credit with my bank. Can the bank freeze or seize my bank account or a joint savings account I have with my spouse? None of the debts that will be in the proposal are joint debts. Posted from: Ontario
I`m considering filing a consumer proposal. I have 65K in credit card debt, line of credit and a personal loan. I have a very secure, high-paying job (90K a year) and am a joint owner of a house (principal residence) with no mortgage and an appraised value of about 400K. Will my ownership stake in […]
We are just starting the process of a consumer proposal and I am worried about our mortgage. We have an unsecured loan with the mortgage company for 10,000 and a first mortgage with them .Our renewal date is not up in March 2011.Will this unsecured loan have any effect on my current mortgage? I am […]
I currently cannot meet my bill obligations and am a few months behind. I am considering filing a consumer proposal instead of bankruptcy as I make pretty good money in the winter but most likely will be laid off in the spring for a few months. Would I be able to `bank` an amount in […]
Is it best to go through someone to obtain a secure card while part way through a consumer proposal; having a third party represent you? Posted from: Ontario
