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After Bankruptcy: Answers to Questions

Most Recent ‘After Bankruptcy’ Posts

Tax Refund

I will be receiving a refund from the CRA due to a reassessment. The year(s) of the reassessment are prior to my bankruptcy. Does this money get taken by my trustee and put into the bankruptcy? I’ve already been discharged from my bankruptcy, if that changes anything. Posted from: Ontario

collection actions and bankruptcy

I have been told by MEP that they will not go after bankrupts drivers license (or other aggressive collection actions) until my ex has been discharged from bankruptcy. I have a huge problem with this as trustees are known to take their sweet time in proceeding with discharges. MEP first told me this is their […]

question

If your asset is secured (ie. a car) but it is not considered “exempt property” can it be seized? Posted from: Prince Edward Island

Taxes after discharge from Bankruptcy

I filed for bankruptcy in Feb 2011. My trustee filed my taxes for 2010 and 2011. I have since been discharged in 2013, month of May. My trustee said that I only need to file my taxes for two years with him. Can I just go ahead and file my 2012 taxes on my own? […]

Declined RRSP loan after Bankruptcy

I have been discharged a year and a half ago, have no debt, good income, have a capital one card, and a credit score of 660. I was following the credit rebuild with step 5 – Get a rrsp loan at a bank but I was rejected. What am I doing wrong? Posted from: New […]

Still owing money

Bankruptcy had been declared 4 years ago but HRSDC still ask for money from student loan. That loan was reason for bankruptcy and everything went well. How can they still have that loan on file? Posted from: British Columbia

Social Assistance

I am currently out of work and on social assistance (welfare). I have credit card debt that I incurred while I still had a job…am I eligible to apply for bankruptcy even though I am on assistance? (Thank you for you answer). Posted from: Nova Scotia

Ms.

In 2011 I was awarded a tax credit going back to 2005. I went bankrupt in 2010 due to illness. If the trustee is discharged may I apply for the tax refund credit going back to 2005? Posted from: Ontario

owe alot in taxes

I owe a lot in back taxes ( over 35,000 in personal and get taxes.)) I am a contractor and am self employed. They want payment in full now. i do not have any savings or own any property. And do not have anyway of paying. What can happen to me or my wife and […]

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