How to Stop CRA Garnishment After Receiving an RTP Demand Payment Letter

Ever felt the stress of unexpected financial setbacks? How to stop CRA garnishment is a question many Canadians face when dealing with debt issues and a RTP (Requirement To Pay) from the Government of Canada. Understanding the steps to halt this process can alleviate a significant amount of stress and help you regain control over […]

How Many Times Can You Do A Consumer Proposal

Ever felt like you’re stuck in a financial maze with no exit in sight? Debt can weigh you down, making every day feel like an uphill battle. But what if there’s a way to reset and start fresh? How many times can you do a consumer proposal? The straightforward answer is that you can file […]

Who Can Put a Lien on Your House in Canada?

Liens can significantly impact property ownership in Canada, often catching homeowners off guard. Understanding liens—what they are, the types that exist, and who can place them on your property—is crucial for any homeowner. This article unpacks the complexities of liens, explores potential lien holders, and discusses the consequences they can have on property sales. It […]

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collection actions and bankruptcy

I have been told by MEP that they will not go after bankrupts drivers license (or other aggressive collection actions) until my ex has been discharged from bankruptcy. I have a huge problem with this as trustees are known to take their sweet time in proceeding with discharges. MEP first told me this is their POLICY. Another time I was told this is specified under the Bankruptcy Act. Can you shed some light on this please?

Posted from: Alberta

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One Response to “collection actions and bankruptcy”

A licensed trustee said...

Support payments (current and arrears) are not dischargeable by bankruptcy, they also aren’t stayed from collections actions during bankruptcy. Whatever you’ve been told by MEP, it is simply their policy, based on their interpretation of the law. If you want to try and change their policy you’ll need to either (1) test it in Court; or (2) apply political pressure. Good luck.