Connecting You with Trusted Licensed Insolvency Trustees – We’re Here to Guide, Not Decide. Learn More
I was wondering is it possible to make a consumer proposal if you have previously claimed bankruptcy (3 years ago)? Does the proposal process work any differently because of the bankruptcy? How would this affect my credit score? Thanks for the help.
I have been discharge from bankruptcy since earyly February, my trustee has done my income return for 2005, but what i was wondering is shouldn’t i receive an assessment or receipt of sort from the governement to say that my taxes have been filed? I haven’t received anything.
Will my employer know that I filed for bankruptcy?
I have both my credit cards maxed out and 3 lines of credit to a total of 150,000. When you file for bankruptcy who looks after these bills? I have been getting phone calls everyday. Also how long does the process take when you file for bankruptcy to restart your credit rating?
Hi, I have a general question regaurding bankruptcy and what creditors will or will not take from you if you file. I see that the equity you are aloud to keep is $4000 for British Columbia, what does this mean? I am single, I live in an apartment, I have no car and I do […]
I realize that there are government imposed income threshold amounts but I am a bit confused as to surplus income? As I understand it, if the threshold is $1755; I earn $1955, $100 ($200- 50%) is considered surplus. What if my expenses/spending do not equal $1855 for the month? Say they come in at $1655. […]
I have declaired bankruptcy, and my lawyer has determined that I have to make payments of $294.00 for 15 months. I have made the first few, but now find myself borrowing money and without any savings at all. My lawyer now informs me that as of my 7 month re-assessment my payment will go up […]
I plan to declare personal bankruptcy in the next few months. My husband will not be involved however, we have a personal joint loan (not a cosigner). If I declare bankruptcy, what happens to this personal loan? I have my old clunker as collatteral. If I declare and the loan is combined in the bankruptcy, […]
My boyfriend owes over $200,000 to the goverment due to the fact that his ex-wife didn’t pay the income tax that was deducted from their employee that worked for him for over 3 years, plus his own personal deductions for that time. He is trying to decide whether to file for Bankruptcy but isn’t sure […]
In the fall of 2005, I donated 1000.00 to a central america relief fund. Is this money I need to disclose to the trustee?
