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My husband and I had a consumer proposal in 1998 (he had to close down his business)…we were able to pay this off in half the time granted to us. Now, he is working on commission only and we are again in a situation where we will have to have another consumer proposal. Are we […]
I have a question. I went bankrupt in September of 2004 and was discharged on November of 2005. I have a Ontario Student loan that they want me to pay. I am still in a non financial position to pay this at all I could not even afford 50 a month at this time. The […]
I have been discharged for over 10 years from a personal bankruptcy in Ontario. I am retired, though too young for pensions, and have but a negligible income from investments. I am a 25% shareholder in a small property business that is trying to borrow renovation funds. The banks all want persoanl guarantees, so one […]
I am about to go bankrupt. I have applied for a job that will require me to have my own car to travel through out the province of NB. My girlfriend and i have a mortgage together and also she has a old car. Once i file for bankruptcy she will also have to file […]
I am in currently in bankruptcy (2 months). I was just offered a job as a branch manager for a travel agency. Will my bankruptcy effect this job offer? I was also thinking that I would be able to make payments if I was to try a consumer proposal with this new job. Can I […]
What happens if according to my family size and government standards of acceptable income, our total take home income does not even have surplus. How do they make a standard for pay back (or paying the trustee) and do I have to pay back for longer?
The 9 months of our bankruptcy are almost up and the trustee informed us that we don’t need to pay him anymore except the $490.00 for a snow blower we kept, that we made an arrangement on. Now they did our income tax and i see that there is a refund. Where does this money […]
I left Canada in 2000. I did not do this to avoid debt, but rather to hopefully ease my financial situation. I continued to pay my bills, until the bank who holds my unsecured line of credit (which was up to date) decided I was to great a credit risk, and froze the account. I […]
I have a serious gambling problem resulting in 150,000 Credit Card and Line of Credit, I also cashed in my RRSP to try and win back the money. I am getting help for this addication but cannot keep up my monthly payments. Do the same bankruptcy rules apply?
I am wondering who knows about you filing bankruptcy? Is your name published anywhere for example the local paper or is your employer notified? I am wondering how private this would be. Thanks
