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I have an annuity stemming from a car accident i was in as a minor. This is a structured term life annuity that is owned by the insurance company but pays me a cheque monthly. I’m approaching bankruptcy and I’m curious as to if this will be added in to my income and be surplus […]
I have been accumulating debts for the last 4-5 years. I now owe about $70000. Some of my credit cards have been near their max for that whole time. It’s all credit card debt and they are 26000, 23000, 10000 and 9000. I have just been shuffling the balances around to keep up. I make […]
I have been reading alot of the questions posted and can’t seem to find the answer to this one question. If my husband and myself file for bankruptcy do they take household items from you (ie television, furniture etc) our vehicles which are not new but paid for? I don’t quite understand what it all […]
As a creditor, how do i begin the proceedings against a debtor? And even though the debtor tells me he has no assests or savings, should I still proceed to have a trustee validate this?
The large company I chose when I filed for bankruptcy June 2005, made a few errors. One of the errors was when they told me that a title loan I had on my vehichle ( with only $240 left to pay ) was going to be included in the bankruptcy. They notified the company, & […]
I am considering bankruptcy. I have unpaid balances on several credit cards including one which is with the bank that I have also mortgage with. May the unpaid credit card debt affect my mortgage in any way when I file bankruptcy ? I make all mortgage payments on time. I live in Alberta.
what happens to your pre-bankruptcy income tax when you file for child tax? Is it included or is only the post-bankruptcy income tax?
What happens after you pay off a consumer proposal? Do you receive a letter? What happens to your credit profile? Does it show that you have paid it off and how quickly does that happen?
The lease on my car comes up this August ’06 and I find myself in a situation that may require me to declare bankruptcy. A family member is willing to take over the lease and will probably buy out the car when the lease is over. I have a an 8000.00 security deposit on the […]
I know I’m going bankrupt, but so far through cash advances on my credit cards and such, I have been able to keep myself afloat making minimum payments on all things so that no one is calling and harrassing me. Someone told me I can’t file bankruptcy yet, I have to wait until the credit […]
