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Do I have too much equity?

My husband and I are looking to claim bankruptcy. We own a house, but we bought it power sale for $65,000. The house is now worth approx. $105,000. What would happen to us and our house is we claim bankruptcy, seeing as how there is $40,000 in equity?

Limited company bankruptcy

If my husband has a limited company and it goes bankrupt, is he personally responsible fo the debt. Can debtors collect from pesonal assets. Would I be responsible if I have nothing to do with the company and am not on any paperwork?

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