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Most Recent ‘Q&A’ Posts

Creditors Opposing Discharge

I have heard that some people have trouble getting discharged because creditors oppose their discharge, and that they oppose discharge because of how the person has used the credit. Logically speaking everyone had to use their credit somehow to rack up their debt, so my question is what ways can you use credit that are […]

info needed

must all my furniture be sold if i apply for bankruptcy

Mandatory Surplus Income Payments

I make about $2800 a month after deductions. Not married and has no kids. I know if I go bankrupt I have to make Surplus Income payment. Are these payments for 9 months or longer (untill I get discharged)? Thanks. Dan

Surplus Income Payment

I have student loan and have been paying every month. I also owe amounts to credit card companies. If I was to go banktrupt and still pay my student loan during banktrupcy would it considered as deduction? For example, I take home $1900 every month. If I was to pay $200 for my student loan […]

Company Credit card while in Bankrutcy

The company that I work is trying to get me a company credit card (for travel purpose) but what they dont know is I just recenlty declared banktrupcy. My personal info (includng SIN) is being asked on the application. Am I allowed to get a credit card (secured or not secured) while I am in […]

government money

I am a single mom of one. In May of 2005, I filed for personal bankruptcy in Ontario, I had to move to Newfoundland and was unable to continue to make the payments. I have not been discharged and I am unsure about what to do next. The Licensed Insolvency Trustee still continues to get […]

Parking tickets

I live in British Columbia and I have a parking ticket. Are parking tickets erased with bankruptcy or are they considered a “fine imposed by a court”?

Pension

I am about to go bankrupt and have a pension in the UK to which I have not contributed to in the last 15 years. Is this taken into account as an asset which the bankruptcy will take from me?? I believe the pension company will only transfer to another recognized pension fund and will […]

Situation with my student loan and bankruptcy

Hello, It has been 10 years since I have been out of school. May or June 1996 at the very latest is when I would have finished. And it is now Oct. 2006. I filed for bankruptcy in May of 2004, when it had not yet been 10 years since I was out of school, […]

Bankruptcy go public

Will filing for bankruptcy be disclosed to the publci? If so, where are they posted?

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