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Is it possible to file a consumer proposal with no income. Here is my situation. In June 2004 my spouse and I filed a consumer proposal . At the time we were both working, but struggling. By the fall of that year, I had to quit my job to look after our children as my […]
i have a student loan (over 40k) i also have various other bills amounting to approx 5 to 6k I have no credit cards or a vehicle. I have 2 kids and am maternity leave with no benefits(didnt qualify). my income right now is only 1000.00 a month. I dont own a home and am […]
While I was working, for the 2005 taxation year I took a loan in the amount of $ 23000 for my RRSP. I “invested” it in the stock market and today it is worth about $18000. I am paying close to $200 a month on that loan and I am very tight trying to make […]
Please say something to help!!! I have been extremely unlucky and lost $25,000 in gambling bets in the last 2 weeks. The money has been taken from 2 lines of credit that I have. It seems so hard to believe this money is gone and I ca’t get it back but it’s true. I think […]
I have no assets but if my creditors take me to court for the money back and they are successful, would that mean that my debts would not be forgiven in a bankruptcy afterwards because it is now considered a court fine?
I earn approximately $2700 per month, and of that I take home approximately $2200 per month. I owe almost $40000 combined to my creditors. If I don’t declare bankruptcy, approximately what percentage of my wages are creditors permitted to garnish?
My Fiancee is going through a divorce and has approx $290,000.00 in debt jointly with his soon to be ex wife, I am my self have excellent credit and quite a bit of money, he has 3 kids & is currently paying child support, he pays nothing living with me, but his soon to be […]
I was wondering what happens with joint bank accounts when one spouse goes bankrupt. I am unemployed but because my husband works away from our house (travels) we have joint accounts so that I can pay for bills and living costs. One account his pay is put into and is used for daily things, the […]
I have recently filed bankruptcy for the 2nd time (the first in 2001 after a very nasty divorce and the second a few months ago due to a gambling problem I am now getting help with). My surplus payment is $344.50 every month for 18 months. I have asked my trustee if I can extend […]
My boyfriend is going through a divorce and his ex wife and himself have a joint debt load of $104,000.00, he is and has been paying child support for his children, but he can not afford the outstanding debt living elsewhere. His ex wife is keeping the house with an outstanding mortgage of $194,000.00, the […]
