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Other than Revenue Canada, is it possible for a creditor to obtain a wage garnishment without taking me to court. ie what would the process be – do i get notified to go to court? and can creditors do it without notifying me?
I have been reading about credit counselling and I am confused. One site called www.credit-counselling.org says that you have to have mandatory credit counseling before filing bankruptcy, and you also must have post bankruptcy filing credit counseling. But other sites seem to indicate that credit counselling happens during bankruptcy. I’m confused. How does credit counselling […]
i moved to saskatoon after mu mariage breakup – i need to know if i can keep my firearms as part of my personal belongings – i prospect – placer mining during the summer months and i need one of these firearms for protection from wild animals – i currently have all the correct papers […]
Are the circumstances that led to bankruptcy taken into account come discharge time should a creditor oppose? For instance, I had a really good credit and zero debt (after fully paying off large student loans and a car loan) prior to venturing into a business that destroyed me financially (130K in debt). The reason for […]
I have a spousal RRSP where i am the contributor and my wife is the annuiant. If I file bankruptcy what happens to this RRSP – does she get to keep it or does it go into bankruptcy as well. contributions were made a few years ago. Live in BC thanks
I am currently in bankruptcy and looking forward to an automatic discharge in 3 months. My employer is changing from a 100% company funded pension program, to a RRSP style program that requires contributions from me. Will this impact my bankruptcy?
I’ from quebec and have filed for bankruptcy on August 31, 2006. I desperately need to get a secured credit card since I am in sales and need to travel (hotel, car rental, etc..). I had a company card but it was cancelled and I did pay it off with the help of my employer. […]
I’ll be getting married soon, and have made several deposits over the last year for catering, venue, etc.. Just wondering how these will be treated if I declare bankruptcy in Ontario before my wedding. Similarly, I have purchased a refundable plane ticket for a trip to visit family at Christmas; how would that be treated […]
Hi there, I am a single mother, i work 4 or 5 days a week and I have bills that I cannot pay when my child is first in line. I tried obtaining a credit card but my credit is obviously bad and I duno if declaring bankruptcy is the right choice. what are my […]
Bankruptcy was filed in January 2006. All payments including surplus income requested to date have been made. The discharge date is supposed to be in October. The trustee filed in September for discharge even though they said I still needed to report income for September, which I couldn’t do until the end of the month. […]
