Credit Repair: Answers to Questions

Most Recent ‘Credit Repair’ Posts

Credit Counselling

How long does it take after completing a Credit counselling program do u get in the clear. Sandra, Ontario Posted from: Ontario

This might be a dumb question I have not missed a car payment for the past 7 years I have had a 2003 Pontiac G6 and now I drive a Pontiac Torrent 2008. I made dumb mistake and last year I co-signed for a friend for a car now he is not making payments I […]

Collection Agencies, Buying a Home

I have declared bankruptcy back in 1999 and I have a Canada and Newfoundland Student Loans from 1999 which I have been paying to a Collection Agency since May 2007. Since my bankruptcy, I have built up excellent credit ( I have credit cards, and a new car) over the past 5 years. I am […]

ignoring creditors

I owe a few creditors for the past few years. I haven`t made any payments. I`am looking to repair my debt, but unsure what to do. I owe to credit cards, banks, utilities totallying about $8000, and my spouse owes about $15000. just wondering what steps i should take to fix this burden. Posted from: […]

do i have to pay

I owe canadian tire from 1998 they said they took me to court in december 2004 now in 2008 september a collecting agency say`s I owe 1800 dollars and they want 600 dollars. its not on my credit report. do I have to pay them and can they put it on my credit report now […]

Help in this situation

I have been divorced for a few years and the process was financially crippling. I am now thinking of getting re-married but have bad credit from some unpaid bill problems stemming from the divorce. It has been around 6 years since I accrued these debts. Will my bad credit effect my new spouse, can the […]

Does it help repair credit?

My husband and I filed for bankruptcy in May, but we were able to keep our house because there was no equity in it. Our mortgage payments have always been up to date, and they continue to be. What I`m wondering is will that help to repair our credit after we are discharged? Will lenders […]

Copies of previous bankruptcy informaiton.

I declared personal bankruptcy in 1998. How can I get documentation this proves this claim? I`ve moved several times and don`t recall where I left my old personal files on this matter. Posted from: Ontario

Credit Repair After Discharge

How can I repair my credit after my discharge. I have been discharged for over 3 years now and still don`t even have a credit card. Thank You,

co signer for loan

Is co-signer liable for unsecured credit line, if the co- signer didn`t spend the money?

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