do i have to pay
I owe canadian tire from 1998 they said they took me to court in december 2004 now in 2008 september a collecting agency say`s I owe 1800 dollars and they want 600 dollars. its not on my credit report. do I have to pay them and can they put it on my credit report now so many years after
Posted from: Quebec
A credit report is simply a bulletin board, in fact, there are many institutions that regularly don’t report to the credit bureau. However, this has no reflection on whether or not you are legally obligated to pay or not.
As for putting it on your credit report, they could do so at any time should they choose.