FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Credit Repair After Discharge

How can I repair my credit after my discharge. I have been discharged for over 3 years now and still don`t even have a credit card.

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One Response to “Credit Repair After Discharge”

Barton Goth GCO Bankruptcy Trustees said...

The process to repair credit is quite straight forward and essentially comes down to obtaining a small loan and paying it back. The more times you do this the quicker your credit will be improved. You will find a a more specific list of actions you can take at the following link: credit repair.

The only word of caution I have is to pace yourself. The worst thing you can do right now would be to try and rebuild to quickly. Start with a small manageable sum, once finished replicate the process. That wil be the quickest way to re-establish things.