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After Bankruptcy: Answers to Questions

Most Recent ‘After Bankruptcy’ Posts

Credit Report Entries

Good Day I went bankrupt in BC and will have been discharged 7 years this Oct 08. There are two entries on my credit report that bother me. Both have been included in my bankruptcy. The first creditor reported 29 Jan 08. Comments are: Bad Dept Write Off. R7 under consolidation order. The second creditor […]

discharge

Are my payment complete once I receivedischarge?

liberation absolue de la faillite

My husband and I had a joint bankruptcy, we were discharge in 02-08, we both received a copy of equifax report. On my report, it say da of discharge 02-08, comment: absolute discharge of bankruptcy but that comment does not appear on my husband report. Why? and is it important

Credit Repair After Discharge

How can I repair my credit after my discharge. I have been discharged for over 3 years now and still don`t even have a credit card. Thank You,

how does saving money help?

I keep reading about rebuilding your credit after bankruptcy and how saving money helps. While I realize that saving money is a good thing (obviously!), I`m confused as to how this actually helps rebuild your credit when things such as savings/RRSPs/etc do not show on your credit report?

Bring the lost credit back

I dont know how many years after bankruptcy you can get rid of negetive feedback on your credit history . But I was wondering if there is anything one can do to speed up fixing his credit which was damaged due to a bankruptcy. (I mean after being discharged from bankruptcy)

Child support payment

Does someone who has declared bankrupt and has child support owing for 16 months is still required to pay?

Discharge and excess income

Are monthly payments from ex-common law partner considered income? How much can be paid before getting an automatic discharge?

credit repair

If a person has not had debt on all credit that they were provided and if the company that issued the unused credit was not included in the bankruptcy, will that credit be usable after discharge?

Illness/Recovery

What happens if I file bankruptcy (my second, the last one was discharged in 2004) and then I inherit a significant amount of money? Am I given the option of paying the creditors and therefore getting out of bankruptcy status before the 14 years are up and therefore, regain a good credit rating?

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