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After Bankruptcy: Answers to Questions

Most Recent ‘After Bankruptcy’ Posts

Credit Report & Bankruptcy

Hello, I have some questions about what i recently found on my credit report. Background: I had very good credit in 2003 but a debt load that was too large to carry after discussing with a credit councellor it was determined that my only real option was to declare bankruptcy. I went in to bankruptcy […]

Privacy of bankruptcy information

If I file for personal bankruptcy what information about me is public and how long is that information public? While the information is public are there any safeguards against improper use? Example: Finding out the names of all discharged bankrupts in North York in the past three years and targetting them for predatory loans.

Line of credit

My husband and I are separated and working towards a divorce. I cosigned a line of credit some years ago, now he is talking about declaring personal bankruptcy. Will I be responsible for the line of credit once we are divorced?

selling house after bankruptcy

We had to declare bankruptcy for the second time. We know now that we should have done a debt re-structuring but we weren`t given that advice and nowit is too late for that option. However if we sell our house and pay our mortgage off after we receive our discharge do we get to keep […]

COLLECTON AGENCIES

I have a bank credit card in collections. A week ago the collection agency went into my account and withdrew my rent and car payment amounting to C$2000.00 and the cheques I issued were returned with NSF. I have limited income and just manage to pay my bills and in fact am one month behind […]

ex-husband

I have been seperated for 17 yrs,my ex has declared bankruptcy. we both still owen the home where i still reside with my children. I was recently told by my bank ,that there is a lien on my home due to ex`s bankruptcy his creditor is canada revenue. Can i lose my home or will […]

new bankruptcy laws?

I have a question regarding the new bankruptcy laws (which I know haven`t come into effect yet). If you have surplus income and your bankruptcy is automatically extended to 21 months (I think that`s what I`ve read here), does that affect how long it will remain on your credit report? Does a 21 month long […]

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