After Bankruptcy: Answers to Questions

Most Recent ‘After Bankruptcy’ Posts

Settlement offer of outstanding bankruptcy issue

I filed for bankruptcy 3 and a half years ago and got discharged. I am married and owned a house. The trustee had the house appraised and the equity on the house was only $9,000 at the time (3 years ago.) One of the creditors whom I owed about $20,000 insisted that I should pay […]

RRSP contributions after bankruptcy

I signed for bankruptcy with my trustee formally a month ago. Are there advantages or disadvantages if I start contributing to an RRSP now? Posted from: British Columbia

Can I apply for a car lease during bankruptcy.

i wish to get a car lease. As my car payment is too high to maintain.My bank has offered to take it back. Am I breaking any laws applying for a lease while in bankruptcy. as I need a lower payment and a fuel efficient vechicle. Posted from: Nova Scotia

approx. how much does it cost in total to file a bankruptcy

How much in total approx will it cost to file bankruptcy in b.c. Posted from: British Columbia

Student Loans after discharge

I had to declare bankruptcy two years ago due to divorce. I was discharged in April 2007. I started to repay my student loans with the CIBC National Student Loan Centre and thought I was back on track, when I received letters from CRA, HRDC and a collection agency saying I owed them more. From […]

Declaring bancrupcy and leaving Canada

If I declare bankruptcy and quit my current job (low paid) in order to move to UK to look for a better job ( I have a UK work authorization), am I allowed to do it after declaring bankruptcy? I live in Montreal and i dont speak French so my job prospects here are very […]

Is bankruptcy a solution for me?

Hi, I was in a relationship with someone who left Canada – we had a house with both names on the mortgage as well as on one other unsecured debt – my problem is that I can`t find her to ask for the permission to sell the house.My question is – could be bankruptcy a […]

promissory note and bankruptcy

If, at the time of a personal banktuptcy, there existed a promissory note payable on demand to the person`s father and the holder of the note never contacted the trustee regarding the claim though he was aware of the bankruptcy proceeding, does this promissory note then become invalid and unenforceable upon the discharge from bankruptcy? […]

Inheritances and bankruptcy.

I went bankrupt for my second time mainly on my student loans as the first time I had not been out of school long enough. So I went bankrupt and I do have a good job but after 6 months my father died. It was unexpected and I do have some inheritance coming but afer […]

How long until the trustee is discharged?

After being discharged from bankruptcy, how long after is a trustee discharged? Posted from: Ontario

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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