FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Is bankruptcy a solution for me?

Hi,
I was in a relationship with someone who left Canada – we had a house with both names on the mortgage as well as on one other unsecured debt – my problem is that I can`t find her to ask for the permission to sell the house.My question is – could be bankruptcy a solution to that ? Is there any way to solve this without her – she`s not in Canada anymore.
Thank you

Posted from: Quebec

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One Response to “Is bankruptcy a solution for me?”

A licensed trustee said...

Frankly, the easiest (from your perspective) way to deal with the house is to default on the mortgage and let the bank sell it. Once they have they will pursue both of you for the shortfall independently from each other (ie you can file bankruptcy without her).

Any other process to sell the house will involve legal costs for you as a Court will have to order the sale of the property without her consent.