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credit repair

If a person has not had debt on all credit that they were provided and if the company that issued the unused credit was not included in the bankruptcy, will that credit be usable after discharge?

One Response to “credit repair”

Barton Goth GCO Bankruptcy Trustees said...

The first problem is that upon filing bankruptcy all credit cards, irrespective of wheter there was a balance or not, must be delivered to your trustee. The trustee would then destroy the card and return it to the lending institution.

If you failed to do this you should destroy the card immediatly as use of this card could be viewed as fraudulent (you would have signed a document upon the filing of bankrutpcy that stated all your credit cards were either destroyed or turned over to your trustee).