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After Bankruptcy: Answers to Questions

Most Recent ‘After Bankruptcy’ Posts

U.S. Student loan from 1990

I assigned into bankruptcy in 1997, at a time when I had been stretching to repay my US student debt for 5 years. (The Canadian rules were then that you had to be repaying for two years; the US bankruptcy laws discharged student loans at the time. I was recently contacted a collections agency from […]

car

After declairing bankruptcy can the gov. cease my car? It has no loans on it and it is a 14 year old car, barely any value to it Posted from: Ontario

A 2nd time

I went through bankruptcy 9 years ago and now with separation and lawyers I mat have to look at it again, what is different if anything? Posted from: Ontario

Discharge and surplus with joint filing

If my husband and I filed for joint bankruptcy but I have very little income and he has a surplus, do I qualify for discharge after 9 months or do we both go for 21 months because of this surplus? My income is calculated as a percentage of the surplus so it confuses me. thanks […]

power of attorney as a discharged bankrupt

I was issued an absolute discharge in 2007. Will there be a problem for my husband to assign me as a power of attorney right now to handle his affairs should something happen to him till I am clear of the bankruptcy in 2013? Posted from: Ontario

inheritance after backrupty

The Facts: -inherited property from parent after the discharge -was unaware at the time of the bankruptcy that i would inherit anything -trustee is now claiming the entire inheritance in a small claims court action Posted from: Ontario

Discharged

Can the credit bureau show balances after a discharge. I have balances,and high limits showing and stating included in bankruptcy with zero dollars past due. Who can I send a copy of my report to in order to verify this information is reporting accurate? Posted from: Nova Scotia

Credit Report

Why is a creditor listed in my bankruptcy still reporting to credit beareu, even though it is listed in my statement of affairs? Posted from: British Columbia

bankcruptcy when living outside of canada

My husband and I need to go bankrupt because we have both been out of work for the past 2 years. We have used all of our savings and have none left. I have accepted a job overseas for the fall. Can we still go bankrupt and live out of the country? Posted from: Ontario

John

My case has been referred to bankruptcy court. Expiry for my bankruptcy was March of this year. Court is currently backlogged up to 6 months. do I have to continue monthly payments to trustee while waiting for court date? Posted from: Ontario

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