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Student Loans: Answers to Questions

Most Recent ‘Student Loans’ Posts

I`m paying back student loans but colection agency says its not enough

Hi there I`m paying back my canada student loan to a collection agency called Alliance one. I`m trying to be cooperative to the agent thats handling my account. I`ve told him that I can only pay $200 for the first month and will pay a little more when my financial sitiuation is better. He disagreed […]

Post Bankruptcy Student Loan repayment – Collection Agency

My trustee was discharged earlier this year, and in June my bank who has held my student loans contacted me to commence repayment. I was presented with my options for getting the loans back into good standing, paid the interest for my provincial loan and made three consecutive monthly payments against my Federal loan. Imagine […]

Five year student loan period

How does the court decide whether or not to include student loans in a discharge that will fall under the 7 year limit, but greater than 5 from the end of study date? Posted from: Ontario

New 7-Year Rule

The 7-year anniversary of my end of study date will fall within my bankruptcy period prior to the planned discharge date? Will they be included? Posted from: Ontario

Student Loan 7-Year Period

My bankruptcy/planned discharge date will fall within 6 months of my 7-year out of school period. What are the chances I can include the student loans, retroactively or otherwise? Posted from: Ontario

hardship

i am currently considering separating from my common law partner; this will cause a significant financial strain as he make 3 times as much as me and the cost of living here in really high. I have student loans that will reach 7 years old in May 2009. I understand that i may be able […]

retroactive application of new student loan rules

I declared bankruptcy in 2003 and have been carrrying student loan debt which survived the bankruptcy. I have been given to understand that I can now make an application with the court to have those debts included with the previous bankruptcy given the new reduced exemption period. How do I go about this ? Posted […]

Credit Ramifications

I have three student loans that are in collections and three credit cards, on all of which I am paying minimum monthly payments. All the while, I am battling the rising cost of living in Calgary, as a single person. If I were to declare bankruptcy, would it have to include all my debts, or […]

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