I`m paying back student loans but colection agency says its not enough
I`m paying back my canada student loan to a collection agency called Alliance one. I`m trying to be cooperative to the agent thats handling my account. I`ve told him that I can only pay $200 for the first month and will pay a little more when my financial sitiuation is better. He disagreed and expects me to pay $600 to $700, which is outrageous. I won`t be able to survive on my paychecks if 30% is going to one payment. I was wondering if collection agencies could take me to court or garnish my wage if I don`t pay the amount they requested? If I do go to court can they charge me for legal fees too?
Thank you for your reply!
Posted from: British Columbia