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Student Loans: Answers to Questions

Most Recent ‘Student Loans’ Posts

7 years in a row?

does the seven year period for student loans have to be 7 years in a row? I received a canada student loan, graduated in1998. 2 years later I returned to school to get a new degree and also received student loans under a different source. Now I have graduated from this degree also. If I […]

declairing twice

Is a student loan bankruptcy the same as a regular bankruptcy? Not being able to meet the cost of living and keeping up with my student debt, I have put myself in debt with credit companies. I thought this was the answer, but now I`ve been using credit from one card to pay of credit […]

student loans discharge

I have 3 student loand in a collection agency and am trying to make small payments to keep them up. I will have been out of school for 7 years very shortly. Do I have to claim bankruptcy to have them discharged or can I just notify the agency that 7 years is up and […]

student loans and bankruptcy

If you can discharge your student loan under bankruptcy after 7 years out of school, is this based on the last date you attended school, the last date you received a student loan or the date you graduated with a diploma? Posted from: Alberta

Returning from abroad

I went through financial difficulties and defaulted on my student loan repayments some years ago shortly after I had moved abroad to teach English. I am planning to return to Canada next year and would like to know, if I decide to file for bankruptcy, will my years not being a resident of Canada have […]

Quebec studen loan

I graduated from a Quebec university in 1993, and now carry a very large loan. The government has recently had a judgment against me for the amount.. Is it possible to declare bankruptcy in this situation? will this be able to be included? Posted from: Quebec

all but one loan 7yrs

All but one of my student loans is 7 yrs old, i understand it to be that i could apply to the court to have my last loan forgiven or whatever, but my husband makes good money and the hardship is based on income not expenses right? because expenses far outweigh his income, not sure […]

Applying for Discharge under 5 year Hardship Rule

Hi, I am a mom of soon to be 4 (due in a few weeks). I am not working or receiving EI, my spouse makes barely enough to cover our expenses. I claimed bankruptcy in 2005, and have since been discharged. I convocated over 6 years ago, never to find a decent job in my […]

Applying for bankruptcy with several loans…

Hi there. I have had several student loans for each part of three degrees with each loan being at a different period. I finished the third in October of 2002 and was in school for another part in September of 2005 but did not finish and left after a few weeks due to not having […]

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