Why is my credit rating at R9?
Hello, Why is my credit rating at R9 when I filed a consumer proposal? Should I contact the credit bureau?
Q&A: Answers to Questions
Most Recent ‘Q&A’ Posts
car lease and unemployed
I am married and I have about $10,000 in unsecured debt in my name. My husband has a leased van in his name for work? Can they do anything with the van, if I claim bankruptcy? The reason I am considering bankruptcy is because my one child has some special needs that has caused me […]
Unemployed Bankrupt and Surplus Income
I have a question about the surplus income for a family unit of 4. I am a stay-at-home mom and will likely need to file for bankruptcy alone (i.e. not joint with spouse). From what I understand, all income has to be reported on the surplus income sheet and it is then prorated. My spouse […]
can I go bankruptcy if I am not working?
I am thinking about going bankrupt because of a outstanding student loan.I also have 2 children and have overweling debt.Can someone go bankrupt that is not working and is recieving income support?
Matrimonial Home
I have recently been separated from my husband. He has now claimed personal bankruptcy. The home I currently live has both our names on title. I have been awarded exclusive possession of the home. I currently am putting the home up for sale, i have been informed that his half of the equity is now […]
During Bankruptcy
If I file bankruptcy and not a joint one. My debts are mine, not my husbands, thus I would be the only bankrupt in our household. Does the budget statement that is supposed to go to the trustee monthly include just the bankrupt, or would her spouse also have to report all his spenditures and […]
Transaction reviews
After reading threw many peoples questions and answers, I find myself wondering how long one has to wait before he can file for a proposal or worst case bankruptcy. What I mean is it has been stated that the creditors look at any money you borrowed up to 3 months and/or longer from when a […]
Regarding Employment
After filing for bankruptcy I was laid off work. Now I have a chance to start a business is it possible to start a business when you have not been discharged? Thank You.
lien on my house ?
Can a credit card company put a lien on my house ? Will bankruptcy remove such lien ?. I live in Alberta and the equity in my house is about $30,000.
how long to collect from my bank acc ?
How long does it take for a credit card company to garnishee my bank account ? Is such account subject to collection anytime money shows up on it ? Do they need a court order to collect from my bank acc ?