Q&A: Answers to Questions

Most Recent ‘Q&A’ Posts

Student debts

I am in a horrible situation with my student loans.I am one of the lucky ones to get a job in what I studied for in university.I owe so much in student loans that it is ruining my credit and my life.I went to university for an education and a better life. It seems like […]

supplemental credit card

I was reading a recent posting on this site concerning liabilty for a supplemental credit card .I have a few supplemental credit cards.The primary card holder is in default .The past post explained that it was rare to see a creditor go after the money from a supplemental card holder.Should I be worried ? The […]

too many bills.

I am behind in all my payments . I have lots of credit card debt and want to go bankrupt.I will never be able to pay my debts off .I am only paying the interest. I am also behind in my household bills. I am behind in my electricity bill ,telephone etc. What happens if […]

Bankruptcy and relocation

I claimed bankruptcy in Montreal in late 2004 and made 150$ payments to the Trustee until December 2005. I notified them in November, 2004, that I had to move out of the province and would not be able to return and requested that my hearing be as quickly as possible. I live in Ontario, it […]

declared bankruptcy in 2005 – tax refund

waht if I delcared bankruptcy in 2005 and expecting 2005 tax refund? Does it go to the trustee? Or does it go into your income?

DEFENDING A PETITION

HOW DO I GO ABOUT FILING A NOTICE DISPUTING A PETITION IN BANKRUPTCY

Bankruptcy or not? That is the question.

I’m 24, recently the government has garnished my wages. I owe Taxes of 20,000 + and have other outstanding debts, combined equaling about 40,000.with the taxes owing. I’m worried if I claim bankruptcy that I will risk losing my car and stereo equipment within. I live in Ontario, the car is worth about 5,000. [financed […]

Student loans and legislation change

It appears that I will be forced to file bankruptcy for tax reasons. I currently have outstanding student loans (over 5 years old, but less than 10) I have read that the legislation is going to change, allowing for the discharge of student loans after 5 years. If I file bankruptcy before the legislation change, […]

Is Bill C55 coming into effect?

When is Bill C55 coming into effect. If so, then how far in advance will we know for sure that it is now in place.

Borrowing from RRSP to pay down debt

When does the money borrowed from an RRSP have to be paid back. At what interest rate and how much can we safely take out we have 250000 in RRSP We are 50 yrs. old

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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