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I had gone into arrears with my student loans in the past. I was suid and now pay payments to a credit on behalf of student loans and the royal bank who have taken over a portion of the loans departments. I have made my payments over the last 4 years. I have not taken […]
Who can garinshee your wages??
My spouse and I wish to start RESP’s for our children. I am currently staying home with them and he is the sole provider. I will likely have to file bankruptcy in the near future. If we have already started the RESP’s when I file, will they be affected. If we have not yet started […]
Several years ago I was unable to work .I was diagnosed with cancer and had many treatments over a period of 2 years.I was very sick during this time and I did not have any insurance.I had debt and it was a reasonable level before I became ill.With no income to pay these debts .I […]
When we filed for a consumer proposal, I asked our trustee if we could sell the house we were in to get into more affordable accomodations. He said, “lets just get the proposal approved and then I dont care what you do with the proceeds from your house”. Well now we have a great opportunity […]
If the guarantor for my rent lease files bankruptcy at any time does this affect my rental lease? One can hardly forsee what goes on in another person’s life and of course I’m going to worry. I intend to make all my rental payments. thank you
My husband and I bought a restaurant. At this time our credit rating was excellent. We thought this business would be good for our retirement. Everything went wrong. Business dropped off dramatically we were in dire straights. We raised the line of credit on our house and cashed in all our RSPS to pay employees […]
I am 64 years old and have too much debt. I am unemployed and don’t have any valuables. I am collecting unemployment this year. Soon I will be getting my pensions when i am 65. Dealing with creditors is horrible. I tell them I have nothing but still they phone. I went to one of […]
what happens if you inherit from a will while I am bankrupt?
My mother and I live in a rental home. We haved lived there for more than 10 years .I am disabled and receive 440 a month . She is so far in debt.They are taking her to court to get a judgement .She cannot pay her debt.It is almost 40 thousand . Her income comes […]
