Error on credit report
I found an account that was included as part of my bankruptcy in my credit report. How do I go about removing it?
Q&A: Answers to Questions
Most Recent ‘Q&A’ Posts
Indefinetly Suspended Bankruptcy
How do I go about re-initiating bankruptcy in Canada propceedings. I declared bankruptcy in 2002 , but failed to pay off the trustee, I owed about 400.00. I was in a serious car accident, had numerous surgeries and develope a psychiatric illness with memory loss. I am just coming out of the fog and want […]
all my debts in a consumer proposal
I have credit card debt at about 21000. Also I have student loans at about 8000. I realize the credit cards must be included in the proposal but my student loans are less than a year old (what about the 10 year rule). What affect does this have on them and are they included? Do […]
3rd Party Agreement
In a previous post, you mentioned that as an unemployed individual, the only way to do a proposal would be with a 3rd Party agreeing to pay the proposal. Is this something that would be difficult to get the creditors or trustee to agree to? Also, does that person need to have a good credit […]
Credit Bureau Reporting
Hi, I am trying to determine if the Canadian Bankruptcy Act requires by law that the Licensed Insolvency Trustee make a report to one of the non-government, credit reporting agencies in Canada. Thank You.
Secured Debt and Bankruptcy
I have two secured Personal Credit Lines that are secured by my home. These make up over 50% of the cash debt I have. What will happen with these credit lines if I commence with a Debt Proposal or Bankruptcy??
Date of Discharge
How will you know if you are granted an absolute discharge? It was confirmed last month that the trustee was going to support an absolute discharge for this month. Does the trustee confirm this on the date or do I just assume it has occured if I haven’t heard anything?
real estate joint ownership
can my wife transfer her interest to a trustee without consent from the mortagee
General Bankruptzy Procedure & Anti-Poverty Legislation
If people have major unsecured debt, say ($ 30,000) owing to two creditors; as well as student loans ($ 35,000) owing to two service providers; then what happens if you recently got laid off and employment insurance runs out after your 33 weeks of regular benifits and at least a year of preferential treatment to […]
child support
if you declare bankruptcy, can the amount owing in back shild support be added to your bankruptcy?