Q&A: Answers to Questions

Most Recent ‘Q&A’ Posts

end of study date

I called student loans the other day to confirm my end of study date. The date they gave me reflected the end of study date for my program, however I returned a year after to take 2 courses that I had previously wanted to take. So when is my actual end of study date; the […]

Surplus Income fluctuation

My monthly income is 2000 net after taxes for one person but in june i will be getting lumpsome vacation pay that will be 1000 dollars and in april union in my company filed for greievance with labor board for overtime pay company hold that will be 500 dollars. How the surplus income formula works […]

Second Bankrupcy extra Gov Fees

Filing Bankrupcy for a second time in Ontario, is there a new rule that i have to pay $2700 to the Government on top of the Trustees Fees in 2013. Posted from: Ontario

secured car loan

I have 2 secured car loans and I am deciding what to do-file for CP or bankruptcy.I also have unsecured debt. I want to continue with the car payments, but I want to make sure the creditors will not take my cars if I file for bankruptcy.Is that possible? Can the creditor request the whole […]

Dept

How can i get out of dept instead of claiming bankrupcy. Posted from: Manitoba

CRA taxes in bankruptcy/cp

Hi! I have a consumer debt, part of it is CRA taxes/HST for 2011. Now is time to file my taxes for 2012 and the amout of taxes/HST will increase. If after that I file for bankruptcy or consumer proposal, can I include 2011 and 2012 amounts in it? Posted from: Ontario

concerned daughter

My father is self-employed and owes money to HST and income taxes for his business as a sole proprietor. Is there a possibility that there can be a reduction set with CRA for the amount he owes? if he files for bankruptcy will all his debts to CRA be eliminated? after bankruptcy is there a […]

bankruptcy

Hi! Please tell me if I own a small business, and my only income is coming from there, but I still own money on it for the previous owner, can I keep it if I file for bankruptcy? Thank you Posted from: Alberta

bankruptcy

Hi! My question is – I do owe about $65.000 all together to different credit cards, I do have 25% share in a business which is located in BC, with my ex, who won’t buy me out, so I could clear my debt. Unfortunately there is nothing I can do to make him buy me […]

marital status changed

The cra.changed my marital status.from.single to common law since my child was born now I’m seeing debts build up to reimburse income tax, child tax and gst….i couldn’t be more overwhelmed and am wondering if bankruptcy would erase this? Posted from: British Columbia

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