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My bankruptcy is due to be discharged any day now. I have recently (within the last week) become aware of a government debt that I had no previous knowledge of. This was an overpayment of EI while I was on maternity leave. The debt is quite substantial – a few thousand dollars. This debt dates […]
If the trustee submits the paperwork to recommend an automatica discharge, are you guaranteed an automatic discharge? What circumstances could prevent the discharge from happening automatically?
After my bankruptcy is discharged, if I wanted, and had the means, could I repay some of my creditors? Is there any legal reason why I couldn’t? One of our debts was through CitiFinancial retail services. A lot of stores use their services to offer store credit cards, and I wonder if repaying what was […]
My husband and I filed for bankruptcy in the fall and our expected automatic discharge date is coming up quickly. Assuming that all goes as planned and the bankruptcy is automatically discharged next week, how long will it take before we receive the Certificate of Discharge?
I have defaulted on several unsecured creditors. I am unable to make payments. I am receiving 10-15 calls per day – I let them go to voicemail and delete them. In the future – I will probably claim Bankruptcy and or Proposal – Just wondering by refusing to speak to them – can this hurt […]
In personal bankruptcy: I know that there is a conflict of interest for inspectors with a proceeding against the bankrupt but … Is there any conflict with relatives of the bankrupt being an inspector? I ask because I am the creditor of a bankrupt whose brother has been appointed an inspector and he is not […]
Once a bankruptcy has first been filed, can credit card companies still take money out of bank accounts of the bankruptee which are joint accounts (established before the bankruptcy) , making the bankruptee and whoever is also on the joint account powerless to do anything? At what point does the bankruptee have protection from this […]
I HAVE 2 QUESTIONS A HOW LONG BEFORE FILING FOR BANKRUPTCY CAN YOU TRANSFER ASSETS TO A RELATIVE AND IT NOT INTERFERE WITH THE FILING. B CAN YOU AVOID THE WINDFALL OF INHERITANCE IF THE WILL STATES THAT YOU CAN’T RECEIVE ANY ASSETS UNTIL A CERTAIN AGE WHICH MOST CERTAINLY WOULD BE AFTER THE DISCHARGE […]
Hi, I was wondering if in Canada, there is anything similar to a pre-packaged bankruptcy under Chapter 11 in the US? The closest thing I could find was a Consumer Proposal. If so, could you give me some examples of cmpanies that have done so? Thanks!
I files a consumer proposal which was accepted and i am to pay for 36 months from this june/07.( my husband for helping me pay this monthly payments) I have now got a job starting in Sept, because i had no income throughout the year i am assuming that when i file my taxes in […]
