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Hi, I have been discharged from bankruptcy over two years now. Since then I have been trying to do everything possible to repair my credit, paying all my bills on time and even obtaining a credit card, which I use responsibly. Recently, I received a letter in the mail from a lawyer of one of […]
I’m deciding whether to go bankrupt for a second time. My household income is $5400/mth. (2400 mine+3000 spouse). We have 2 children in our home. Could u tell me what the consequences might be & approx. how much & how long monthly payments would be? Thanks
If I go bankrupt and i own a home with no equity in it will i loose my home if I continue to pay the Morguage.The home was only Morguaged 9 months ago
Hello My question is regarding banckrupcy and student loans. I have been told that for a student loan to be cleared by banckrupcy a person has to wait a period of 10 years. My question is: If a person graduates in 1996, but has taken a single course (say a programming course outside of his […]
If I want to do a bankruptcy and my RRSP ($6500) cannot be saved, what’s stopping me from just cashing it in and spending the money before I go bankrupt? Or can I take that money and buy a secured credit card with it as a reasonable step to help me when I have no […]
Do I have to give all my credit cards that I have to the trustee when I declare bankruptcy? If i have 1 card that has $0 balance can I keep it? Is there a way that they can find out?
My significant other declared bankruptcy in 2006 and was discharged in January 2007. We are now living common-law. What impact does his bankruptcy have on my good credit rating? If we decide to purchase a house together is there anything I should know before approaching a bank for mortgage?
I am currently on Maternity Leave and have filed for Bankruptcy. When I return to work my Pension Contributions will commence for the first time at this job. How does this effect my surplus income?
I originally saw a trustee to have a Consumer Proposal initiated because I could not get my Student Loan Collectors to give me reasonable payment amounts. The Bank Risk portion threatened to garnish my wages. The Trustee recommended that I claim Bankruptcy instead. My only debts are Federal, Provincial and Bank Risk portions of Student […]
How many acres am I allowed to own that is part of my primary residence, assuming that there is no equity in the home including property?
