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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Ignoring Creditors

I have defaulted on several unsecured creditors. I am unable to make payments. I am receiving 10-15 calls per day – I let them go to voicemail and delete them. In the future – I will probably claim Bankruptcy and or Proposal – Just wondering by refusing to speak to them – can this hurt me in Bankruptcy or Proposal?

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One Response to “Ignoring Creditors”

Barton Goth GCO Bankruptcy Trustees said...

It wouldn’t hurt you to much in a bankruptcy situation, but in a proposal it may. The reason for this is in a proposal you need your creditors to cooperate with the proposal that is offered, and the more negative the relationship with the creditors the more difficult it can be to get a proposal passed.