Credit Counselling: Answers to Questions

Most Recent ‘Credit Counselling’ Posts

Credit Counselling and Consumer Proposal

What is the difference between Consumer Proposal and Credit Counsellingé Or are they the same. Posted from: British Columbia

Can I file a consumer proposal in Canada if I am currently on a Debt Management program

I`m presently on a Debt Management. Can I still apply for consumer proposal? I have been in the program for 1 year. Posted from: Ontario

Advice

I owe a Credit Card Company 750.00 they are threatening to guarnishee my wages can they for that amount of money they also are calling my work and threatening me at my workplace. Could you please help me with an answer Posted from: Alberta

Joint Bank Account with Relative

I have a joint bank account with my brother. He and I added my name to his account as an accountholder so that I could administer his funds easily (he has left the country), but the money is entirely his. The account contains about $35,000. If I file a consumer proposal, are his funds at […]

Parents owe a lot of money

Hello, Need some advice here. Parents have a lot of credit cards with high monthly payments (minimums) required every month. Plus cars, mortgages, insurance etc…One of them is looking for work but not successful yet. Therefore one person is paying for all the bills in the household and things are not working out. What do […]

How do you know if someone has a judgment against you?

How do you know if someone has a judgment against you? What is the limitation that a credit agency can collect on a debt? Posted from: Nova Scotia

What to include in debt management plan

Do I have to include all my debts in a debt management plan or can I leave some out? I have some debts (credit cards) that are behind but also a bank loan where payments are up to date. I want to leave the loan out as I don`t want to jeopardize my relationsihp with […]

Court Judgment

I have 1 debt on my credit report from a bay totaling $800. Eqiufax informed me that it will be off my credit report by January 2010. The collection agency say that if it goes to a court judgment that it will stay on credit report for 10 years. The debt was created from a […]

placing a lien

Hi…can a lien be placed on your asset/property without a court order? Would it be possible for a collection agency to place a lien on my property without my knowledge? Posted from: Ontario

Loan Negotiate

i have a loan with citi financial, and the interest is allot, i was wondering if i would be able to Negotiate a pay out to them, or should i let it go into collection or wnat to do, and does citi financial Negotiate loan payment Posted from: Ontario

1 2 3 4 5

FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Name*

Phone Number*

Email*

This field is hidden when viewing the form

What's the best time to contact you?*

Location*

What city do you live in?*

Total Unsecured Debt*

*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

This field is hidden when viewing the form

Source

How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

Agreement*

I understand that Bankruptcy-Canada.ca does not provide debt relief services directly and agree to securely share this information with a local Licensed Insolvency Trustee (LIT) for a free, confidential consultation.

Select Trustee By Province