Consumer Proposals: Answers to Questions

Most Recent ‘Consumer Proposals’ Posts

What is included

If I file for consumer proposal will my partner`s income be included to determine the payment? Posted from: British Columbia

What happens in temporary separation?

My partner and I are separating for a while.We own a home.I will be moving out for a while to work it out and he will stay and I but have a debt and was considering consumer proposal. If I do not live in the house(I am on EI) will I lose home? Posted from: […]

sued after a proposal

My husband and I filed a proposal. Our proposal was excepted by our creditors. Our home was foreclosed on. Now that the house has been sold, can the mortgage company sue us for the difference on the amount owing on the mortgage and the amount the house sold for. Posted from: Alberta

consumer proposals and trustee fee

The trustee I am seeing said the fees are $6000, does that seem reasonable? Posted from: Ontario

will the disabily money i receive be taken away

My husband and I have done a consumer proposal. I found out in a two months i will receive money from the goverment for my disabily….with that money i receive be taken away? Posted from: Ontario

Work in Bank

I work in a Bank and also have Credit Card/Line of Credit loans from same bank. If I file for Consumer Proposal how it will impact my job. My salary also come to same bank account, can they withdraw amount from my account. Posted from: Ontario

creditor served us with court papers

I am learning about proposals but found court papers inbetween my doors this week.It says I should respond within 20 days..should I contact a lawyerasap & have them respond or should I ? I am scared the proposal won`t be filed in time..I don`t know what to do..I don`t know if i should say I […]

Proposal

My husband and I have done a consumer propsal a week ago…I just found out that I am to receive money from the goverment for my disability….I would like to know if I can keep it, or will it be taken away to pay my debts…….. Posted from: Ontario

Banking after a Proposal

I only have a year left on my proposal, everything is going well, I`m up to date and saving money. I`m wondering, however, if I`m a little paranoid. The bank I deal with now was not a creditor in my proposal and basically I use it to cash my cheques and as a savings account. […]

consumer proposal vs. debt settlement

what is the difference between a consumer proposal and a debt settlement? Posted from: Alberta

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