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How long will an R9 rating remain on my credit rating after a consumer proposal. Will it extend beyond 3 years? I`m 49 years old and $25,000 in credit card and line of credit debts. I`m hoping to buy a house after the 3 years. Posted from: Ontario
I understand that on September 18 the consumer proposal limits increase from 75k to 250k is this correct? Posted from: Ontario
Firstly, thanks for the informative web site. I recently sold my home in the hopes of using the small equity towards debt repayment. After an excessive bank penalty and other fees I came out with only $6500.00. At this point I`m looking at a consumer proposal to pay 25-30% and also need to buy a […]
I have 73000 in credit card debts. I will very soon fall behind my payments as our income has dropped. can I apply for a proposal or a settlement? Thank you! Posted from: Alberta
I am currently involved in a debt management program and have been advised to look into a consumer proposal. I owe 35,000 My husband knows nothing about how much i owe and we are currently seperated (not legally) we own several piece of property together and our home. 1. Does he have to know 2. […]
I owe about 65k in unsecured debt. my payments are all up to date and i`ve had no late or delinquent payments. I`ve just been let go from my job i will not be able to afford to make even minimum payments … what are my options thanks Posted from: Ontario
Once you have agreed to a monthly payment, can you pay off a proposal earlier? Posted from: Ontario
I`m returning my lease car in October and will be submitting a proposal in Sept for my non-secured debts. If the leasing company charges me excess `wear and tear` on the leased vehicle can that be included in a proposal/bankruptcy or would I be obliged to pay any extra fees? Posted from: Nova Scotia
I filed a Consumer Proposal in April/07, completed it in September/07 and have a clearance certificate dated February/08. Regarding my credit report, which date counts? Posted from: Nova Scotia
I did a proposal to creditors on July 2nd,2009, creditors meeting July 22, all parties agreed to proposal. I had contacted OAS to have my direct deposit changed to a cheque, June cheque came OK, July was direct deposited in my old bank in error. Is there any legal way I can get this money […]
