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I am considering filing a consumer proposal but am wondering about my home equity. All of the unsecured debt my wife and I have is in my name so, only I would be filing, our mortgage is in both our names. Would I claim 1/2 of the equity in our home (because my wife is […]
i am thinking about consumer proosal for myself. I have credit cards in my name only and I am also a joint subcriber on some of my husbands. Can I declare a consumer proposal on my own and not affect my husbands credit. Posted from: Manitoba
I`m considering a proposal. I have about $45000 in unsecured debt. Presently, I have kept up with my minimum payments, but I have been partially doing this by using one card to pay another. If I get a part-time job to eliminate this `robbing from Peter to pay Paul` does this effect my insolvency situation, […]
I`m pondering a proposal, and in doing so, opened a new chequing account at a bank I don`t currently deal with, as my current account is with a creditor. That being said, the new bank granted me an account with $3500 (!!!) in overdraft protection. Do I need to open yet another account without overdraft, […]
I`ve decided to try and get a Consumer Proposal for my debts. I would like my husband to continue paying his debts and NOT get a joint Consumer Proposal. It is important that his credit history stays good as he has just starting a new business. I have a few credit cards that are in […]
Currently I am stuck with home I cannot afford, and on the brink of foreclosure. Since the payment is a lump sum each month I never have enough to make the payment. However, I am able pay off all other bills, credit cards, car payments etc since they are much smaller amounts. Selling my home […]
My wife and I own a cottage 50/50 she is not involved in my finances . Can I propose to pay my share in the ownership, in a proposal. Posted from: Quebec
do you have to pay the trustee fees up front for a consumer proposal Posted from: Ontario
If someone files for a consumer proposal, does this affect your taxes,rrsp,saving bonds or banking account Posted from: Ontario
I own an RV which is my most valuable asset. There is no equity in my home due to the amount owing on the mortgage. I have been told by the trustee that it would be more beneficial for me to sell the RV. It would look like I were making a sacrifice, and it […]
