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My husband co-signed a loan for me (join) on December18 because I was expected to be back to work full time by new year. (currently off on disability) just found out that I am not returning to work for full time for several months. I had no choice but to file consumer proposal. What will […]
Does the mortgage on the house and property stay secure regardless of any proposals to eleminate my debt. Posted from: Ontario
Can you file a second CP before your first term is paid off?. Which would be better: Let it go into void and file new?, do a amemdment too current CP?, or just go bankrupt? Posted from: Nova Scotia
I did a propsal buy did not include the matromony home, now 2 years later getting behind on mortgage payments. One year ago I inherit a second home which i gifted to my new wife, if i file a amendment now before foreclouser on the first home (firstwife ) , will my new wife be […]
Can anyone tell me if a supplementry credit card holder(I am primary) is liable for debt on my card if I do a proposal? The supplementry card has been cancled (prior to Proposal)and the credit card company said to cut it up. I can’t seem to get a clear answer to this question. My terms […]
What if proposal is refused? do we go bankrupt as there is no way we can continue payments? We are offering around 85c per a dollar as we have some asssets- What do you think? can we count offer or we go bankrupt? Posted from: Ontario
Filing for CP this month, car in terrible shape- can we go and buy a car ( used or new) and financed? Will this be any issues with proposal to be accepted? We will of course make payments on car Posted from: Ontario
my ex husband, common law and i bought a home. he was removed thru a restraining order from the home four months after we moved in. Four years later i have to go to thru a consumer proposal. am i responsible for the home or are we jointly responsible for the debt. also he had […]
I understand bank accounts in overdraft are included in consumer proposals but what about my principle account that goes in overdraft for a few hundred dollars but is replenished with each bi-weekly pay that brings it out of overdraft. Is this included or do they include it if the account is in overdraft at time […]
I am going through a divorce and the judge asked my ex to pay me half of a early pension he had taken out. He could not help me pay for half the debts he left me with?? If i get a proposal where I pay so much a month to my creditors do I […]
