Consumer Proposals: Answers to Questions

Most Recent ‘Consumer Proposals’ Posts

Consumer proposal

I am employed by Scotiabank right now, but hours were cut and have been struggling for a while. As Soon as I found out I have been going on interviews for another job and have been offered a new position but it won’t start till March. I took your advice and contacted HR at Scotiabank […]

ontario

I owe about 60 k in credit card debt..as a ballpark how much will I be expecting to pay if I follow up with a consumer proposal? Thank you Posted from: Ontario

1/3 figure

It has been mentioned several times on your site about proposals being accepted based on one third repayment. Is it one third of all debt or do creditors look at it as one third after trustees fees? Posted from: Ontario

AMJIT SINGH

Being a licenced holder to sell mutual funds and other securities, and willing to file consumer proposal, since i have accumulated unsecured credit. How consumer proposal would affect my employment, since i have been working for financial industry banks. I also owe some money to my employer on credit card/loc. Pl advise me the best […]

cra and consumer proposal

i just wanted to share this with others who owe cra money and want to make a consumer proposal. if cra is the deciding vote ( i believe if they are owed over 67 percent of the outstandind debt )…if you give anything less than 100 percent they will bankrupt you. i found out the […]

TD

From your experience, how TD canada trust handle proposal? Are they as tough as RBC by refusing most of them? Posted from: Ontario

credit cards

i was told that if you have a card with a zero balance you can keep it and use it as soon as your cp papers are accepted is this true Posted from: Ontario

income tax and consumer proposal

when your in a consumer proposal and you do your income tax and you get a refund do you keep the money or does it go to the consumer proposal Posted from: Ontario

Consumer Proposal – 3 Payments Missed

My husband had a consumer proposal. He could not continue to pay the monthly payments. The trustee cancelled the proposal and told him that he could not do anything more for him. What will happen to my husband? He would like the proposal amended but the trustee told him it was too late because he […]

budget

We are in deep debt, but when we do our budget without debt we see there is enough to go by. But in reality everything goes to debts. Will we have problem when we file CP as creditors will see a big plus on our monthly budget? Posted from: Ontario

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