January 23rd, 2012 by Questions
I am employed by Scotiabank right now, but hours were cut and have been struggling for a while. As Soon as I found out I have been going on interviews for another job and have been offered a new position but it won’t start till March. I took your advice and contacted HR at Scotiabank re a consumer proposal. Because my one visa would have to be included. Because I deal directly with cash I was told a variety of things but not really given a straight answer which made me afraid for my job. I am posponing doing my proposal until I give notice. I have contacted my different creditors and explained my situation. Some have given me more afordable payment plans at a reduced interest rate but I still can’t keep up with the payments long term. A proposal is my best solution. My question is if I agree to make the lower monthly payment but not all my debters will consider it and therefor I can’t possibly do it, can I still file a proposal.
Posted from: Ontario