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Upon finishing my studies in 1995, I applied and received deferred payments from the Quebec government for my student loan. Skip forward to 2002 when I took out a consolidated loan and paid off all my outstanding debt, student loan, credit cards, etc. In 2003 I filed bankruptcy and was discharged in 2004. My question, […]
The bank that holds my student loans recently got a judgement against me. Will they be able to seize funds on deposit with other banks and if so, how long will I have until they are able to do so?
Are student loans/ lines of credit given by financial instituions eligible for discharge under bankrupcty?
I am 23 years old and owe 18,000 in credit card debt and have a line of credit for 10,000 dollars. I decided to go to university since I have no formal education and thus I have no income anymore either. I`m not capable of borrowing enough student loans in order to go to school […]
I am in the process of declaring bankruptcy. My student loans are not eligible as it has not been 10 years. I still am unable to pay them right now. Have defaulted in September and October. NO money. Does this negatively affect the bankruptcy?
I declared bankruptcy in June 2001 and I thought that my student loan was included as well. Recently I received a statement from Revenue Canada for payment on my student loan. As far as I understood the debt was cleared with the bankruptcy. Now six years later I have to pay my student loan and […]
I filed personal bankruptcy in August 1997 and was discharged in May 1998. I have just recently been contacted by a collection agency regarding my outstanding Canada Student Loan with Scotia Bank from 1995. Was this debt not absolved with my discharge in 1998?
I filed a consumer proposal in 2003 I have 5 payments left but now I just found out the my student loans can still try to collect, What are my options. My last student loan was in 1998. Please help me!!!
I am a single mother of three. I graduated in 1999 from a nursing program and worked from 1999-2003 when I had an injury and could not return to work. My income has NEVER been over $21,000 annually and I have been sole support for three children (since their births in `92 and `94 (twins)). […]
It has been 10 years since I received my last student loans; I attempted to make some payments but the bank returned them stating it was not the right amount – it was what I could afford at the time; now they have placed a judgment on my credit in Canada – I live and […]
