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Most Recent ‘Q&A’ Posts

joe

is canadian govt pension ,oas / cpp./gis protected from creditors? Posted from: Ontario

Medical Reimbursements

Can anyone please tell me if medical reimbursements are included toward my income during a bankruptcy? These would be where I have had to pay for physiotherapy during my sessions to rehab a back injury (during my bankruptcy) and had them reimbursed by my medical coverage after the fact. There is no net gain here […]

transfered/sold property

How many years back does it require before transferring/sold property (land) is no longer an issue when filing for bankruptcy? Posted from: Ontario

Can you discharge old rent payments?

Recenltly I have been served with a Garnishment Hearing for Rent Arrears. Am I able to file Bankruptcy and include the Arrears as it technically is debt. Thanks. Posted from: Ontario

Bankruptcy and Taxes

Does personal bankruptcy affect money owed in taxes? Do I still have to pay even if unable to do so? Posted from: Alberta

Trustee discharge when the bankrupt person is NOT discharged

I received a notice that my trustee intends to apply for a discharge, even though I have not been discharged. I have not made all my payments yet. Can the trustee ask for a dischrge even if I have not finished paying? Can I oppose the trustees discharge? Calculation of excess income – the amount […]

house in trust

I had a house in a small town in Sask which wasn’t selling. Last Sept I was at the end of the line – have been on depression medication for a number of years – and starting to think of suicide. I gave this house (verbally only) to my sister to put in trust for […]

Ms

I have a lawyer for family law matters. Can my lawyer file for my bankruptcy or only and exclusively Trustee can do that? Posted from: Ontario

OAP, CPP, GAIN implications

I’m reviewing my alternatives in desperate financial times. Will bankruptcy protection stop or interrupt my pension income? The three gov’t pension and supplements are my only source of income. Posted from: British Columbia

Inheritance & Bankruptcy

When I declared bankruptcy, I owed close to $70,000. If I inherit a substantial amount of money during the bankruptcy period, let’s say $150,000, how much will the trustee take to pay my debtors? Posted from: Ontario

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