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Hi, I have about $25000 of personal, unsecured debt. I cannot afford to make payments and many of cards have been cancelled and the people calling are threatening to sue (which they say will be on my credit report for 21 years). I would like to declare bankruptcy and move with my fiancee to the […]
Hi, here is my situation;i kept my mortgage during a bankruptcy, have made all the regular payments and now have over 10% equity in the home. My concern is if i need credit in the near future such as a car loan will i be able to get one with a reasonable rate? Does the […]
I filed for bankruptcy a year and a half ago and now my employer is doing mandatory credit and criminal checks. Should I be fearing for my job? Can they demote me?
If I file, would I be able to lease a car in my name (with a co-signer I imagine) before I am discharged? (Provided I can make arangements for it) Thanks for the great site and help.
We have declared bankruptcy in Nova Scotia, we are moving to Alberta and we will want to buy a home out there by the time we move out there we will be discharged and have no bills owing just a van payment of around $450 per month, we are relocated our family of 5 we […]
if i file for personal bankruptcy in Canada,do i have to return everything i bought on credit cards?
2 years ago i consolidated most of my debts with a loan i wasnt approved so i needed a cosigner. my employer offered to help by cosigning i was approved.now my finacial situation is very bad and i cant afford to make all my payments or live.if i declare bankrupcy will my loan be included […]
I have just been discharged from bankruptcy and went to open a chequing account. They wouldn’t open an account or take me as a client because of my poor credit rating. Do you know of any bank or credit union in British Columbia that will allow someone to open a chequing account post-bankruptcy?
I have been reading the posts and I might have to seek help. How much are the fees for a trustee. I have read several posts about fees from people who have no money to pay. No money means exactly that.If a trustee examines your situation and they see there is no money what happens […]
A family member lent us a large sum of money to start a business. She would forgive our debt if we were unable to pay, yet it was a loan. Should she be named as creditor and what would this mean to her?
