Getting a secured credit card
I’m currently paying off a proposal, is there any problem with me trying to get a secured credit card in the near future? I’m not familiar with them would I have to save up a lump sum of money first? Thank you.
Q&A: Answers to Questions
Most Recent ‘Q&A’ Posts
Income calculations for trustee
I am facing bankrutcy .What sources of income do you have to declare to a trustee. I am retired and have pension income. Five years ago I sold my house to my son. I still live in the house with my son and his family.Instead of getting a mortgage he would pay me 700 a […]
Division One Proposal
If I have an asset(the only one I have)worth approximately 25% of total unsecured debt and virtually no income(self employed sales)could I go to a trustee to file a Division 1 Proposal (my unsecured debt is over $75,000)and pay it in one lump sum by selling the asset? If so, what do you think the […]
Does Personal Bankruptcy of a Self-employed Person affects his Partners?
Does Personal Bankruptcy of a Self-employed Person affects his Partners? I have a parnter that is in financial distress and is concidering bankruptcy. Being a small self-employed business if he files for personal bankruptcy will this affect me in anyway? Thanks in advance,
Financed Furniture
A few months ago, my wife and I financed a new bedroom set due to our old bed and dresser being completely worn out. The frame on the old bed was damaging the floor in our rented apartment and the dresser bottoms were falling out. It appears that we are now going to have to […]
Fraud scare but no criminal intent .
I have a credit line that I took out 9 months ago .It was pre-approved and the only thing that I needed to do was to was sign the agreement and guarantee that I had an income over 2000 a month .I did at the time , I was a house keeper/child care .The couple […]
Harassment
I can’t pay my debts at the moment . If I don’t find employment soon I may have to declare bankruptcy . Several collection agencies are trying to collect their money from me. They really can’t do much because I have no property or a job.They are threatening , intimidating and they refuse to accept […]
Considering Bankruptcy
My husband and I have both always worked, but because of too much credit card debt became caught in the cycle of running short of cash and then turning to the cards. My car died in October and I am financing a 2003. My husband was layed off from work today. All of my debt […]
What If During Bankruptcy, you recieve extra money?
I’m still trying to work things out with a creditor and one of my options is filing for bankruptcy. This problem has occured because my soon-to-be ex hasn’t paid any bills for the last six months. He doesn’t return phone calls from creditors/banks and they have started coming after me, as I am co-signer on […]
Can wife claim bankruptcy without husband
I am living with my husband and want to claim bankruptcy but he doesn’t want to claim. Can I do this on my own without him according to Ontario law?